ZIP 32174 vs ZIP 32180

32174 is one of 27 ZIP codes that lie mostly in Volusia County, FL — 71% of its own area is in the county.

Shaded by typical home value, it ranks 7 of the 26 with a value.

6 school locations in 32174: 4 elementary, 1 middle, 1 high.

In alphabetical order: ORMOND BEACH ELEMENTARY SCHOOL, ORMOND BEACH MIDDLE SCHOOL, PACE CENTER FOR GIRLS, PATHWAYS ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

32180 is one of 27 ZIP codes that lie mostly in Volusia County, FL — 91% of its own area is in the county.

Shaded by typical home value, it ranks 8 of the 26 with a value.

2 school locations in 32180: 1 elementary, 1 high.

In alphabetical order: PIERSON ELEMENTARY SCHOOL, T. DEWITT TAYLOR MIDDLE-HIGH SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 32174 was worth $130,156.

Values peaked at $401,718 in November 2023. The latest reading is −7.7% from that peak.

As of August 2026: $370,959, −1.7% over twelve months.

Start with the typical home: $370,959. Put 20% down and borrow $296,767 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,055 a month in principal and interest.

The median household here earns $67,817 a year, $5,651 a month. So the payment takes 36.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $779.

In December 2020, with rates at 2.68%, it was $904.

By August 2026, at 6.67%, it was $1,908 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +185% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $256,876. So the real change is +44%, not +185%.

32174: +185% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32174 ran behind it by 60 points.

Owning the typical home costs about $2,426 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,966 a month.

Price divided by a year's rent: 15.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32180 was worth $74,418.

Values peaked at $353,579 in May 2026. The latest reading is −0.3% from that peak.

As of August 2026: $352,618, +5.0% over twelve months.

Start with the typical home: $352,618. Put 20% down and borrow $282,094 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,953 a month in principal and interest.

The median household here earns $67,083 a year, $5,590 a month. So the payment takes 34.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $446.

In December 2020, with rates at 2.68%, it was $730.

By August 2026, at 6.67%, it was $1,814 — +148% since December 2020, while the home's value moved +56%.

Reported values rose +374% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $146,872. So the real change is +140%, not +374%.

32180: +374% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32180 ran ahead of it by 129 points.

Owning the typical home costs about $2,306 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $882 a month.

Price divided by a year's rent: 33.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 117 a month (Redfin, 3-month rolling data through August 2026). That is 104% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 452. That is 126% of the 2015–2019 level for the same months.

Going out — closed sales: about 124 a month. That is 111% of the 2015–2019 level for the same months. The drain is drawn 6% narrower: the share of homes for sale that sell each month is 94% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 124 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 103 — so sales ran at 120% of it, and below it in 11 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 150% of it, and below it in 20 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 452 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 9 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).