ZIP 32168 vs ZIP 32713

32168 is one of 27 ZIP codes that lie mostly in Volusia County, FL.

Shaded by typical home value, it ranks 5 of the 26 with a value.

5 school locations in 32168: 3 elementary, 1 middle, 1 high.

In alphabetical order: CHISHOLM ELEMENTARY SCHOOL, NEW SMYRNA BEACH HIGH SCHOOL, NEW SMYRNA BEACH MIDDLE SCHOOL, READ-PATTILLO ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

32713 is one of 27 ZIP codes that lie mostly in Volusia County, FL.

Shaded by typical home value, it ranks 6 of the 26 with a value.

3 school locations in 32713: 2 elementary, 1 high.

In alphabetical order: DEBARY ELEMENTARY SCHOOL, HIGHBANKS LEARNING CENTER, THE READING EDGE ACADEMY. Locations only — no ratings are shown here.

In January 2000 the typical home in 32168 was worth $105,284.

Values peaked at $402,342 in April 2024. The latest reading is −5.1% from that peak.

As of August 2026: $381,900, −0.8% over twelve months.

Start with the typical home: $381,900. Put 20% down and borrow $305,520 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,115 a month in principal and interest.

The median household here earns $72,967 a year, $6,081 a month. So the payment takes 34.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $630.

In December 2020, with rates at 2.68%, it was $898.

By August 2026, at 6.67%, it was $1,965 — +119% since December 2020, while the home's value moved +38%.

Reported values rose +263% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $207,789. So the real change is +84%, not +263%.

32168: +263% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32168 ran ahead of it by 18 points.

Owning the typical home costs about $2,497 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,111 a month.

Price divided by a year's rent: 15.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32713 was worth $124,164.

Values peaked at $395,091 in June 2024. The latest reading is −4.2% from that peak.

As of August 2026: $378,325, −0.6% over twelve months.

Start with the typical home: $378,325. Put 20% down and borrow $302,660 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,096 a month in principal and interest.

The median household here earns $87,354 a year, $7,280 a month. So the payment takes 28.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $743.

In December 2020, with rates at 2.68%, it was $894.

By August 2026, at 6.67%, it was $1,946 — +118% since December 2020, while the home's value moved +37%.

Reported values rose +205% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $245,050. So the real change is +54%, not +205%.

32713: +205% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32713 ran behind it by 40 points.

Owning the typical home costs about $2,474 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,089 a month.

Price divided by a year's rent: 15.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 65 a month (Redfin, 3-month rolling data through August 2026). That is 107% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 260. That is 108% of the 2015–2019 level for the same months.

Going out — closed sales: about 66 a month. That is 120% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.96 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 66 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 48 — so sales ran at 138% of it, and below it in 5 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 50 a month (Redfin, 3-month rolling data through August 2026). That is 84% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 129.

Going out — closed sales: about 40 a month. That is 76% of the 2015–2019 level for the same months. The drain is drawn 8% narrower: the share of homes for sale that sell each month is 92% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 10 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 40 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 43 — so sales ran at 93% of it, and below it in 16 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 260 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 129 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).