ZIP 32114 vs ZIP 32117

32114 is one of 27 ZIP codes that lie mostly in Volusia County, FL.

Shaded by typical home value, it ranks 26 of the 26 with a value.

6 school locations in 32114: 3 elementary, 1 middle, 2 high.

In alphabetical order: CAMPBELL MIDDLE SCHOOL, EASTER SEALS CHILD DEVELOPMENT CENTER DAYTONA BEACH, MAINLAND HIGH SCHOOL, PALM TERRACE ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

32117 is one of 27 ZIP codes that lie mostly in Volusia County, FL.

Shaded by typical home value, it ranks 25 of the 26 with a value.

6 school locations in 32117: 1 elementary, 2 middle, 3 high.

In alphabetical order: AMIKIDS VOLUSIA, DAVID C. HINSON SR. MIDDLE SCHOOL, HALIFAX BEHAVIORAL SERVICES, HOLLY HILL SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 32114 was worth $65,015.

Values peaked at $214,070 in December 2022. The latest reading is −14.1% from that peak.

As of August 2026: $183,961, −2.9% over twelve months.

Start with the typical home: $183,961. Put 20% down and borrow $147,169 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,019 a month in principal and interest.

The median household here earns $39,906 a year, $3,326 a month. So the payment takes 30.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $389.

In December 2020, with rates at 2.68%, it was $478.

By August 2026, at 6.67%, it was $946 — +98% since December 2020, while the home's value moved +25%.

Reported values rose +183% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $128,314. So the real change is +43%, not +183%.

32114: +183% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32114 ran behind it by 62 points.

Owning the typical home costs about $1,203 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,425 a month.

Price divided by a year's rent: 10.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 32117 was worth $63,155.

Values peaked at $244,970 in April 2024. The latest reading is −11.9% from that peak.

As of August 2026: $215,734, −1.9% over twelve months.

Start with the typical home: $215,734. Put 20% down and borrow $172,587 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,195 a month in principal and interest.

The median household here earns $52,132 a year, $4,344 a month. So the payment takes 27.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $378.

In December 2020, with rates at 2.68%, it was $550.

By August 2026, at 6.67%, it was $1,110 — +102% since December 2020, while the home's value moved +27%.

Reported values rose +242% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $124,643. So the real change is +73%, not +242%.

32117: +242% since January 2000.

Volusia County: +229% since January 2000.

Florida: +245% since January 2000 — 32117 ran behind it by 3 points.

Owning the typical home costs about $1,411 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,606 a month.

Price divided by a year's rent: 11.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 40 a month (Redfin, 3-month rolling data through August 2026). That is 105% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 170.

Going out — closed sales: about 22 a month. That is 76% of the 2015–2019 level for the same months. The drain is drawn 57% narrower: the share of homes for sale that sell each month is 43% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.8 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 19 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 22 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 28 — so sales ran at 79% of it, and below it in 21 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 46 a month (Redfin, 3-month rolling data through August 2026). That is 118% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 177.

Going out — closed sales: about 33 a month. That is 82% of the 2015–2019 level for the same months. The drain is drawn 42% narrower: the share of homes for sale that sell each month is 58% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 33 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 35 — so sales ran at 94% of it, and below it in 20 of the last 24 months.

Across Volusia County, builders pulled permits for 2,826 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 170 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).

This ZIP sits in Volusia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,195 moved in. Among the ten receiving the most, 6,033 moved out.

Net across those counties: +2,162 households. Beside it, homes for sale in this ZIP: 177 in June 2026.

Most arrivals came from Seminole, FL (2,811 households); most departures went to Seminole, FL (1,690).