Lotvox market story · compare
ZIP 32008 vs ZIP 32066
1 of 4
Who's going to sell
Turnover Index not published for 32008 yet.
Where
32008 in Lafayette County, FL
32008 is one of 3 ZIP codes that lie mostly in Lafayette County, FL — 46% of its own area is in the county.
Shaded by typical home value, it ranks 1 of the 2 with a value.
- Value rank in county
- 1 of 2
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 32008
2 school locations in 32008: 1 elementary, 1 high.
In alphabetical order: BRANFORD ELEMENTARY SCHOOL, BRANFORD HIGH SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 32066 yet.
Where
32066 in Lafayette County, FL
32066 is one of 3 ZIP codes that lie mostly in Lafayette County, FL.
Shaded by typical home value, it ranks 2 of the 2 with a value.
- Value rank in county
- 2 of 2
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 32066
5 school locations in 32066: 2 elementary, 3 high.
In alphabetical order: LAFAYETTE ELEMENTARY SCHOOL, LAFAYETTE HIGH SCHOOL, LAFAYETTE VIRTUAL FRANCHISE, LAFAYETTE VIRTUAL INSTRUCTION K-5 FULLTIME, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 5
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 32008
In January 2000 the typical home in 32008 was worth $57,022.
Values peaked at $272,811 in May 2026. The latest reading is −0.7% from that peak.
As of August 2026: $270,768, +1.9% over twelve months.
- Typical home value
- $270,768
- 12-month change
- +1.9%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $270,768. Put 20% down and borrow $216,614 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,500 a month in principal and interest.
The median household here earns $49,277 a year, $4,106 a month. So the payment takes 36.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.7% in 2000.
- Payment share of income
- 36.5%
- Monthly P&I
- $1,500
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $341.
In December 2020, with rates at 2.68%, it was $589.
By August 2026, at 6.67%, it was $1,393 — +136% since December 2020, while the home's value moved +49%.
- Payment change since 2020
- +136%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +375% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $112,539. So the real change is +141%, not +375%.
- Real change since 2000
- +141%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
32008 against its neighbors
32008: +375% since January 2000.
Lafayette County: +254% since January 2000.
Florida: +245% since January 2000 — 32008 ran ahead of it by 130 points.
- Change since 2000
- +375%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,771 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $822 a month.
Price divided by a year's rent: 27.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 27.5
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 32066
In January 2000 the typical home in 32066 was worth $73,556.
Values peaked at $257,023 in June 2026. The latest reading is −0.5% from that peak.
As of August 2026: $255,775, +5.1% over twelve months.
- Typical home value
- $255,775
- 12-month change
- +5.1%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $255,775. Put 20% down and borrow $204,620 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,417 a month in principal and interest.
The median household here earns $61,650 a year, $5,138 a month. So the payment takes 27.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.9% in 2000.
- Payment share of income
- 27.6%
- Monthly P&I
- $1,417
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $440.
In December 2020, with rates at 2.68%, it was $526.
By August 2026, at 6.67%, it was $1,316 — +150% since December 2020, while the home's value moved +57%.
- Payment change since 2020
- +150%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +248% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $145,170. So the real change is +76%, not +248%.
- Real change since 2000
- +76%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
32066 against its neighbors
32066: +248% since January 2000.
Lafayette County: +254% since January 2000.
Florida: +245% since January 2000 — 32066 ran ahead of it by 3 points.
- Change since 2000
- +248%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,673 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $855 a month.
Price divided by a year's rent: 24.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 24.9
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Sales pace vs. normal
Homes sold: about 3 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 4 — so sales ran at 75% of it, and below it in 12 of the last 24 months.
- Sales vs 2015–19 level
- 75%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Lafayette County, builders pulled permits for 41 new homes in 2025.
Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 41
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Sales pace vs. normal
Homes sold: about 2 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 1 — so sales ran at 200% of it, and below it in 2 of the last 24 months.
- Sales vs 2015–19 level
- 200%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Lafayette County, builders pulled permits for 41 new homes in 2025.
Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 41
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Lafayette County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 43 moved in. Among the ten receiving the most, 36 moved out.
Net across those counties: +7 households. Beside it, homes for sale in this ZIP: 23 in June 2026.
Most arrivals came from Suwannee, FL (43 households); most departures went to Suwannee, FL (36).
- Net households (top-10 flows)
- +7
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Lafayette County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 43 moved in. Among the ten receiving the most, 36 moved out.
Net across those counties: +7 households. Beside it, homes for sale in this ZIP: 12 in June 2026.
Most arrivals came from Suwannee, FL (43 households); most departures went to Suwannee, FL (36).
- Net households (top-10 flows)
- +7
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01