ZIP 28729 vs ZIP 28791

28729 is one of 13 ZIP codes that lie mostly in Henderson County, NC.

Shaded by typical home value, it ranks 6 of the 10 with a value.

1 school location in 28729: 1 elementary.

In alphabetical order: Etowah Elementary. Locations only — no ratings are shown here.

28791 is one of 13 ZIP codes that lie mostly in Henderson County, NC.

Shaded by typical home value, it ranks 7 of the 10 with a value.

5 school locations in 28791: 1 elementary, 2 middle, 2 high.

In alphabetical order: Hendersonville Elementary, Hendersonville High, Hendersonville Middle, Rugby Middle, and more on the ZIP page. Locations only — no ratings are shown here.

In March 2008 the typical home in 28729 was worth $195,364.

Values peaked at $435,453 in March 2025. The latest reading is −1.6% from that peak.

As of August 2026: $428,371, −0.8% over twelve months.

Start with the typical home: $428,371. Put 20% down and borrow $342,697 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,373 a month in principal and interest.

The median household here earns $81,326 a year, $6,777 a month. So the payment takes 35.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.0% in 2008.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in March 2008 (5.97%) the payment was $934.

In December 2020, with rates at 2.68%, it was $941.

By August 2026, at 6.67%, it was $2,204 — +134% since December 2020, while the home's value moved +47%.

Reported values rose +119% since March 2008.

General prices (CPI-U) rose +57% over the same span.

Divide one by the other: in August 2026 dollars, the 2008 home was worth $305,822. So the real change is +40%, not +119%.

28729: +119% since March 2008.

Henderson County: +102% since March 2008.

North Carolina: +92% since March 2008 — 28729 ran ahead of it by 28 points.

Owning the typical home costs about $2,801 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,641 a month.

Price divided by a year's rent: 21.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In March 2008 the typical home in 28791 was worth $208,283.

Values peaked at $439,687 in February 2025. The latest reading is −3.5% from that peak.

As of August 2026: $424,374, −1.5% over twelve months.

Start with the typical home: $424,374. Put 20% down and borrow $339,499 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,351 a month in principal and interest.

The median household here earns $78,179 a year, $6,515 a month. So the payment takes 36.1% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.7% in 2008.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in March 2008 (5.97%) the payment was $996.

In December 2020, with rates at 2.68%, it was $990.

By August 2026, at 6.67%, it was $2,183 — +121% since December 2020, while the home's value moved +39%.

Reported values rose +104% since March 2008.

General prices (CPI-U) rose +57% over the same span.

Divide one by the other: in August 2026 dollars, the 2008 home was worth $326,046. So the real change is +30%, not +104%.

28791: +104% since March 2008.

Henderson County: +102% since March 2008.

North Carolina: +92% since March 2008 — 28791 ran ahead of it by 12 points.

Owning the typical home costs about $2,775 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,725 a month.

Price divided by a year's rent: 20.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 8 — so sales ran at 63% of it, and below it in 20 of the last 24 months.

Across Henderson County, builders pulled permits for 1,093 new homes in 2025.

Of those, 63% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026). That is 73% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 116.

Going out — closed sales: about 24 a month. That is 65% of the 2015–2019 level for the same months. The drain is drawn 31% narrower: the share of homes for sale that sell each month is 69% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.8 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 24 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 33 — so sales ran at 73% of it, and below it in 21 of the last 24 months.

Across Henderson County, builders pulled permits for 1,093 new homes in 2025.

Of those, 63% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Henderson County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,748 moved in. Among the ten receiving the most, 1,510 moved out.

Net across those counties: +238 households. Beside it, homes for sale in this ZIP: 22 in June 2026.

Most arrivals came from Buncombe, NC (1,093 households); most departures went to Buncombe, NC (703).

This ZIP sits in Henderson County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,748 moved in. Among the ten receiving the most, 1,510 moved out.

Net across those counties: +238 households. Beside it, homes for sale in this ZIP: 116 in June 2026.

Most arrivals came from Buncombe, NC (1,093 households); most departures went to Buncombe, NC (703).