ZIP 28211 vs ZIP 28270

28211 is one of 34 ZIP codes that lie mostly in Mecklenburg County, NC.

Shaded by typical home value, it ranks 2 of the 29 with a value.

7 school locations in 28211: 4 elementary, 2 middle, 1 high.

In alphabetical order: Alexander Graham Middle, Charlotte Secondary, Cotswold Elementary, Rama Road Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

28270 is one of 34 ZIP codes that lie mostly in Mecklenburg County, NC.

Shaded by typical home value, it ranks 3 of the 29 with a value.

4 school locations in 28270: 2 elementary, 1 middle, 1 high.

In alphabetical order: Lansdowne Elementary, McKee Road Elementary, Providence High School, Telra Institute. Locations only — no ratings are shown here.

In January 2000 the typical home in 28211 was worth $274,840.

Values peaked at $930,696 in August 2026. The latest reading is the peak.

As of August 2026: $930,696, +4.4% over twelve months.

Start with the typical home: $930,696. Put 20% down and borrow $744,557 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $5,155 a month in principal and interest.

The median household here earns $130,221 a year, $10,852 a month. So the payment takes 47.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,646.

In December 2020, with rates at 2.68%, it was $1,992.

By August 2026, at 6.67%, it was $4,788 — +140% since December 2020, while the home's value moved +51%.

Reported values rose +239% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $542,425. So the real change is +72%, not +239%.

28211: +239% since January 2000.

Mecklenburg County: +164% since January 2000.

North Carolina: +156% since January 2000 — 28211 ran ahead of it by 82 points.

Against 834 North Carolina ZIP codes, 28211 sits at the 6th percentile for affordability (price vs local income).

78th for appreciation (recent value growth); 6th for rental yield (rent vs price).

Owning the typical home costs about $6,086 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,075 a month.

Price divided by a year's rent: 37.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 28270 was worth $216,993.

Values peaked at $679,910 in August 2026. The latest reading is the peak.

As of August 2026: $679,910, +2.2% over twelve months.

Start with the typical home: $679,910. Put 20% down and borrow $543,928 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,766 a month in principal and interest.

The median household here earns $128,660 a year, $10,722 a month. So the payment takes 35.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,299.

In December 2020, with rates at 2.68%, it was $1,387.

By August 2026, at 6.67%, it was $3,498 — +152% since December 2020, while the home's value moved +59%.

Reported values rose +213% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $428,258. So the real change is +59%, not +213%.

28270: +213% since January 2000.

Mecklenburg County: +164% since January 2000.

North Carolina: +156% since January 2000 — 28270 ran ahead of it by 57 points.

Against 834 North Carolina ZIP codes, 28270 sits at the 23rd percentile for affordability (price vs local income).

59th for appreciation (recent value growth); 7th for rental yield (rent vs price).

Owning the typical home costs about $4,446 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,583 a month.

Price divided by a year's rent: 35.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 41 a month (Redfin, 3-month rolling data through August 2026). That is 71% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 169. That is 76% of the 2015–2019 level for the same months.

Going out — closed sales: about 44 a month. That is 73% of the 2015–2019 level for the same months. The drain is drawn 4% narrower: the share of homes for sale that sell each month is 96% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 44 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 45 — so sales ran at 98% of it, and below it in 18 of the last 24 months.

Across Mecklenburg County, builders pulled permits for 7,496 new homes in 2025.

Of those, 50% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 54 a month (Redfin, 3-month rolling data through August 2026). That is 80% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 130. That is 60% of the 2015–2019 level for the same months.

Going out — closed sales: about 53 a month. That is 71% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 53 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 55 — so sales ran at 96% of it, and below it in 22 of the last 24 months.

Across Mecklenburg County, builders pulled permits for 7,496 new homes in 2025.

Of those, 50% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Mecklenburg County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,420 moved in. Among the ten receiving the most, 16,268 moved out.

Net across those counties: −4,848 households. Beside it, homes for sale in this ZIP: 169 in June 2026.

Most arrivals came from Cabarrus, NC (2,155 households); most departures went to Cabarrus, NC (3,143).

This ZIP sits in Mecklenburg County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,420 moved in. Among the ten receiving the most, 16,268 moved out.

Net across those counties: −4,848 households. Beside it, homes for sale in this ZIP: 130 in June 2026.

Most arrivals came from Cabarrus, NC (2,155 households); most departures went to Cabarrus, NC (3,143).