ZIP 28018 vs ZIP 28043

28018 is one of 12 ZIP codes that lie mostly in Rutherford County, NC.

Shaded by typical home value, it ranks 4 of the 7 with a value.

3 school locations in 28018: 1 elementary, 1 middle, 1 high.

In alphabetical order: East Rutherford High School, East Rutherford Middle School, Sunshine Elementary School. Locations only — no ratings are shown here.

28043 is one of 12 ZIP codes that lie mostly in Rutherford County, NC.

Shaded by typical home value, it ranks 5 of the 7 with a value.

7 school locations in 28043: 4 elementary, 1 middle, 2 high.

In alphabetical order: Chase High School, Chase Middle School, Forest City-Dunbar Elementary School, Forrest W. Hunt Elementary School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 28018 was worth $76,248.

Values peaked at $229,909 in July 2024. The latest reading is −4.8% from that peak.

As of August 2026: $218,794, +4.7% over twelve months.

Start with the typical home: $218,794. Put 20% down and borrow $175,035 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,212 a month in principal and interest.

The median household here earns $54,432 a year, $4,536 a month. So the payment takes 26.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $457.

In December 2020, with rates at 2.68%, it was $538.

By August 2026, at 6.67%, it was $1,126 — +109% since December 2020, while the home's value moved +32%.

Reported values rose +187% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $150,483. So the real change is +45%, not +187%.

28018: +187% since January 2000.

Rutherford County: +187% since January 2000.

North Carolina: +156% since January 2000 — 28018 ran ahead of it by 31 points.

Owning the typical home costs about $1,431 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $777 a month.

Price divided by a year's rent: 23.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 28043 was worth $73,144.

Values peaked at $196,363 in July 2024. The latest reading is −3.4% from that peak.

As of August 2026: $189,745, +5.2% over twelve months.

Start with the typical home: $189,745. Put 20% down and borrow $151,796 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,051 a month in principal and interest.

The median household here earns $41,746 a year, $3,479 a month. So the payment takes 30.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $438.

In December 2020, with rates at 2.68%, it was $468.

By August 2026, at 6.67%, it was $976 — +109% since December 2020, while the home's value moved +31%.

Reported values rose +159% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $144,357. So the real change is +31%, not +159%.

28043: +159% since January 2000.

Rutherford County: +187% since January 2000.

North Carolina: +156% since January 2000 — 28043 ran ahead of it by 3 points.

Owning the typical home costs about $1,241 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $950 a month.

Price divided by a year's rent: 16.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 10 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 38.

Going out — closed sales: about 6 a month.

The ladder: homes for sale ÷ monthly sales = 6.3 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 6 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 3 — so sales ran at 200% of it, and below it in 2 of the last 24 months.

Across Rutherford County, builders pulled permits for 269 new homes in 2025.

Of those, 75% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 26 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 91.

Going out — closed sales: about 17 a month. The drain is drawn 22% narrower: the share of homes for sale that sell each month is 78% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 17 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 8 — so sales ran at 213% of it, and below it in 0 of the last 24 months.

Across Rutherford County, builders pulled permits for 269 new homes in 2025.

Of those, 75% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Rutherford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 673 moved in. Among the ten receiving the most, 567 moved out.

Net across those counties: +106 households. Beside it, homes for sale in this ZIP: 38 in June 2026.

Most arrivals came from Cleveland, NC (171 households); most departures went to Cleveland, NC (166).

This ZIP sits in Rutherford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 673 moved in. Among the ten receiving the most, 567 moved out.

Net across those counties: +106 households. Beside it, homes for sale in this ZIP: 91 in June 2026.

Most arrivals came from Cleveland, NC (171 households); most departures went to Cleveland, NC (166).