ZIP 27973 vs ZIP 27939

27973 is one of 15 ZIP codes that lie mostly in Currituck County, NC — 63% of its own area is in the county.

Shaded by typical home value, it ranks 10 of the 15 with a value.

1 school location in 27973: 1 elementary.

In alphabetical order: Shawboro Elementary School. Locations only — no ratings are shown here.

27939 is one of 15 ZIP codes that lie mostly in Currituck County, NC.

Shaded by typical home value, it ranks 11 of the 15 with a value.

In January 2000 the typical home in 27973 was worth $117,048.

Values peaked at $401,966 in August 2026. The latest reading is the peak.

As of August 2026: $401,966, +1.5% over twelve months.

Start with the typical home: $401,966. Put 20% down and borrow $321,573 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,227 a month in principal and interest.

The median household here earns $85,086 a year, $7,091 a month. So the payment takes 31.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $701.

In December 2020, with rates at 2.68%, it was $919.

By August 2026, at 6.67%, it was $2,068 — +125% since December 2020, while the home's value moved +42%.

Reported values rose +243% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $231,006. So the real change is +74%, not +243%.

27973: +243% since January 2000.

Currituck County: +216% since January 2000.

North Carolina: +156% since January 2000 — 27973 ran ahead of it by 87 points.

Owning the typical home costs about $2,628 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,122 a month.

Price divided by a year's rent: 29.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 27939 was worth $128,323.

Values peaked at $396,417 in August 2026. The latest reading is the peak.

As of August 2026: $396,417, +0.5% over twelve months.

Start with the typical home: $396,417. Put 20% down and borrow $317,134 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,196 a month in principal and interest.

The median household here earns $63,188 a year, $5,266 a month. So the payment takes 41.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $768.

In December 2020, with rates at 2.68%, it was $842.

By August 2026, at 6.67%, it was $2,039 — +142% since December 2020, while the home's value moved +52%.

Reported values rose +209% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $253,259. So the real change is +57%, not +209%.

27939: +209% since January 2000.

Currituck County: +216% since January 2000.

North Carolina: +156% since January 2000 — 27939 ran ahead of it by 53 points.

Owning the typical home costs about $2,592 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,153 a month.

Price divided by a year's rent: 28.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 150% of it, and below it in 7 of the last 24 months.

Across Currituck County, builders pulled permits for 325 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 6 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 28.

Going out — closed sales: about 7 a month.

The ladder: homes for sale ÷ monthly sales = 4.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 7 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 140% of it, and below it in 3 of the last 24 months.

Across Currituck County, builders pulled permits for 325 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Currituck County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 631 moved in. Among the ten receiving the most, 446 moved out.

Net across those counties: +185 households. Beside it, homes for sale in this ZIP: 19 in June 2026.

Most arrivals came from Virginia Beach, VA (194 households); most departures went to Chesapeake, VA (91).

This ZIP sits in Currituck County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 631 moved in. Among the ten receiving the most, 446 moved out.

Net across those counties: +185 households. Beside it, homes for sale in this ZIP: 28 in June 2026.

Most arrivals came from Virginia Beach, VA (194 households); most departures went to Chesapeake, VA (91).