ZIP 27855 vs ZIP 27910

27855 is one of 6 ZIP codes that lie mostly in Hertford County, NC — 83% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 2 with a value.

2 school locations in 27855: 1 elementary, 1 middle.

In alphabetical order: Hertford County Middle, Riverview Elementary. Locations only — no ratings are shown here.

27910 is one of 6 ZIP codes that lie mostly in Hertford County, NC — 70% of its own area is in the county.

Shaded by typical home value, it ranks 2 of the 2 with a value.

4 school locations in 27910: 2 elementary, 1 high, 1 other.

In alphabetical order: Ahoskie Elementary, Bearfield Primary, Hertford Co Early College, Hertford County High. Locations only — no ratings are shown here.

In June 2009 the typical home in 27855 was worth $84,452.

Values peaked at $131,646 in April 2026. The latest reading is −0.5% from that peak.

As of August 2026: $130,980, +7.7% over twelve months.

Start with the typical home: $130,980. Put 20% down and borrow $104,784 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $726 a month in principal and interest.

The median household here earns $47,500 a year, $3,958 a month. So the payment takes 18.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.8% in 2009.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in June 2009 (5.42%) the payment was $380.

In December 2020, with rates at 2.68%, it was $337.

By August 2026, at 6.67%, it was $674 — +100% since December 2020, while the home's value moved +26%.

Reported values rose +55% since June 2009.

General prices (CPI-U) rose +56% over the same span.

Divide one by the other: in August 2026 dollars, the 2009 home was worth $131,375. So the real change is 0%, not +55%.

27855: +55% since June 2009.

Hertford County: +28% since June 2009.

North Carolina: +100% since June 2009 — 27855 ran behind it by 45 points.

Owning the typical home costs about $856 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $933 a month.

Price divided by a year's rent: 11.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In June 2009 the typical home in 27910 was worth $83,618.

Values peaked at $121,105 in June 2024. The latest reading is −8.8% from that peak.

As of August 2026: $110,452, +3.2% over twelve months.

Start with the typical home: $110,452. Put 20% down and borrow $88,362 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $612 a month in principal and interest.

The median household here earns $43,950 a year, $3,663 a month. So the payment takes 16.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.6% in 2009.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in June 2009 (5.42%) the payment was $376.

In December 2020, with rates at 2.68%, it was $311.

By August 2026, at 6.67%, it was $568 — +83% since December 2020, while the home's value moved +15%.

Reported values rose +32% since June 2009.

General prices (CPI-U) rose +56% over the same span.

Divide one by the other: in August 2026 dollars, the 2009 home was worth $130,078. So the real change is −15%, not +32%.

27910: +32% since June 2009.

Hertford County: +28% since June 2009.

North Carolina: +100% since June 2009 — 27910 ran behind it by 68 points.

Owning the typical home costs about $722 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $817 a month.

Price divided by a year's rent: 11.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 3 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 300% of it, and below it in 3 of the last 24 months.

Across Hertford County, builders pulled permits for 3 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 9 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 33.

Going out — closed sales: about 4 a month.

The ladder: homes for sale ÷ monthly sales = 9.0 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 80% of it, and below it in 10 of the last 24 months.

Across Hertford County, builders pulled permits for 3 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Hertford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 199 moved in. Among the ten receiving the most, 182 moved out.

Net across those counties: +17 households. Beside it, homes for sale in this ZIP: 18 in June 2026.

Most arrivals came from Bertie, NC (78 households); most departures went to Bertie, NC (68).

This ZIP sits in Hertford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 199 moved in. Among the ten receiving the most, 182 moved out.

Net across those counties: +17 households. Beside it, homes for sale in this ZIP: 33 in June 2026.

Most arrivals came from Bertie, NC (78 households); most departures went to Bertie, NC (68).