Lotvox market story · compare
ZIP 27805 vs ZIP 27924
1 of 4
Who's going to sell
Turnover Index not published for 27805 yet.
Where
27805 in Bertie County, NC
27805 is one of 8 ZIP codes that lie mostly in Bertie County, NC — 61% of its own area is in the county.
Shaded by typical home value, it ranks 2 of the 7 with a value.
- Value rank in county
- 2 of 7
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 27805
1 school location in 27805: 1 elementary.
In alphabetical order: Aulander Elementary. Locations only — no ratings are shown here.
- School locations
- 1
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 27924 yet.
Where
27924 in Bertie County, NC
27924 is one of 8 ZIP codes that lie mostly in Bertie County, NC — 92% of its own area is in the county.
Shaded by typical home value, it ranks 3 of the 7 with a value.
- Value rank in county
- 3 of 7
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 27924
1 school location in 27924: 1 elementary.
In alphabetical order: Colerain Elementary. Locations only — no ratings are shown here.
- School locations
- 1
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
2 of 4
What it costs
Home values
What homes are worth in 27805
In April 2011 the typical home in 27805 was worth $61,819.
Values peaked at $101,625 in July 2024. The latest reading is −9.3% from that peak.
As of August 2026: $92,211, +6.3% over twelve months.
- Typical home value
- $92,211
- 12-month change
- +6.3%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $92,211. Put 20% down and borrow $73,769 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $511 a month in principal and interest.
The median household here earns $52,040 a year, $4,337 a month. So the payment takes 11.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.9% in 2011.
- Payment share of income
- 11.8%
- Monthly P&I
- $511
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in April 2011 (4.84%) the payment was $261.
In December 2020, with rates at 2.68%, it was $253.
By August 2026, at 6.67%, it was $474 — +88% since December 2020, while the home's value moved +18%.
- Payment change since 2020
- +88%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +49% since April 2011.
General prices (CPI-U) rose +49% over the same span.
Divide one by the other: in August 2026 dollars, the 2011 home was worth $92,174. So the real change is 0%, not +49%.
- Real change since 2011
- 0%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
27805 against its neighbors
27805: +49% since April 2011.
Bertie County: +16% since April 2011.
North Carolina: +115% since April 2011 — 27805 ran behind it by 66 points.
- Change since 2011
- +49%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $603 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $699 a month.
Price divided by a year's rent: 11.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 11.0
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 27924
In January 2016 the typical home in 27924 was worth $52,838.
Values peaked at $81,322 in June 2022. The latest reading is −16.1% from that peak.
As of August 2026: $68,253, +1.3% over twelve months.
- Typical home value
- $68,253
- 12-month change
- +1.3%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $68,253. Put 20% down and borrow $54,602 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $378 a month in principal and interest.
The median household here earns $57,365 a year, $4,780 a month. So the payment takes 7.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.1% in 2016.
- Payment share of income
- 7.9%
- Monthly P&I
- $378
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2016 (3.87%) the payment was $199.
In December 2020, with rates at 2.68%, it was $234.
By August 2026, at 6.67%, it was $351 — +50% since December 2020, while the home's value moved −5%.
- Payment change since 2020
- +50%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +29% since January 2016.
General prices (CPI-U) rose +41% over the same span.
Divide one by the other: in August 2026 dollars, the 2016 home was worth $74,289. So the real change is −8%, not +29%.
- Real change since 2016
- −8%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
27924 against its neighbors
27924: +29% since January 2016.
Bertie County: +19% since January 2016.
North Carolina: +98% since January 2016 — 27924 ran behind it by 68 points.
- Change since 2016
- +29%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $446 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $839 a month.
Price divided by a year's rent: 6.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 6.8
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
3 of 4
What's moving
Housing pulse
Sales pace vs. normal
Homes sold: about 1 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 1 — so sales ran at 100% of it, and below it in 3 of the last 24 months.
- Sales vs 2015–19 level
- 100%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Bertie County, builders pulled permits for 32 new homes in 2025.
Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 32
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Sales pace vs. normal
Homes sold: about 1 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 1 — so sales ran at 100% of it, and below it in 4 of the last 24 months.
- Sales vs 2015–19 level
- 100%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Bertie County, builders pulled permits for 32 new homes in 2025.
Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 32
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Bertie County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 124 moved in. Among the ten receiving the most, 188 moved out.
Net across those counties: −64 households. Beside it, homes for sale in this ZIP: 5 in June 2026.
Most arrivals came from Hertford, NC (68 households); most departures went to Hertford, NC (78).
- Net households (top-10 flows)
- −64
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Bertie County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 124 moved in. Among the ten receiving the most, 188 moved out.
Net across those counties: −64 households. Beside it, homes for sale in this ZIP: 4 in June 2026.
Most arrivals came from Hertford, NC (68 households); most departures went to Hertford, NC (78).
- Net households (top-10 flows)
- −64
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01