ZIP 27707 vs ZIP 27703

27707 is one of 10 ZIP codes that lie mostly in Durham County, NC — 91% of its own area is in the county.

Shaded by typical home value, it ranks 6 of the 8 with a value.

16 school locations in 27707: 7 elementary, 4 middle, 5 high.

In alphabetical order: C C Spaulding Elementary, C E Jordan High, Creekside Elementary, Durham School of Technology, and more on the ZIP page. Locations only — no ratings are shown here.

27703 is one of 10 ZIP codes that lie mostly in Durham County, NC — 99% of its own area is in the county.

Shaded by typical home value, it ranks 7 of the 8 with a value.

13 school locations in 27703: 5 elementary, 4 middle, 3 high, 1 other.

In alphabetical order: Bethesda Elementary, Durham's Performance Learning Center, Holton Career and Resource Center, Maureen Joy Charter School, and more on the ZIP page. Locations only — no ratings are shown here.

In February 2001 the typical home in 27707 was worth $154,430.

Values peaked at $423,365 in May 2024. The latest reading is −4.0% from that peak.

As of August 2026: $406,475, −3.1% over twelve months.

Start with the typical home: $406,475. Put 20% down and borrow $325,180 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,251 a month in principal and interest.

The median household here earns $72,432 a year, $6,036 a month. So the payment takes 37.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.2% in 2001.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2001 (7.05%) the payment was $826.

In December 2020, with rates at 2.68%, it was $979.

By August 2026, at 6.67%, it was $2,091 — +114% since December 2020, while the home's value moved +34%.

Reported values rose +163% since February 2001.

General prices (CPI-U) rose +90% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $293,181. So the real change is +39%, not +163%.

27707: +163% since February 2001.

Durham County: +139% since February 2001.

North Carolina: +145% since February 2001 — 27707 ran ahead of it by 18 points.

Against 834 North Carolina ZIP codes, 27707 sits at the 18th percentile for affordability (price vs local income).

4th for appreciation (recent value growth); 35th for rental yield (rent vs price).

Owning the typical home costs about $2,658 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,450 a month.

Price divided by a year's rent: 23.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In February 2001 the typical home in 27703 was worth $180,832.

Values peaked at $415,729 in July 2022. The latest reading is −8.6% from that peak.

As of August 2026: $379,924, −4.2% over twelve months.

Start with the typical home: $379,924. Put 20% down and borrow $303,939 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,104 a month in principal and interest.

The median household here earns $86,953 a year, $7,246 a month. So the payment takes 29.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.8% in 2001.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2001 (7.05%) the payment was $967.

In December 2020, with rates at 2.68%, it was $917.

By August 2026, at 6.67%, it was $1,955 — +113% since December 2020, while the home's value moved +34%.

Reported values rose +110% since February 2001.

General prices (CPI-U) rose +90% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $343,304. So the real change is +11%, not +110%.

27703: +110% since February 2001.

Durham County: +139% since February 2001.

North Carolina: +145% since February 2001 — 27703 ran behind it by 35 points.

Against 834 North Carolina ZIP codes, 27703 sits at the 46th percentile for affordability (price vs local income).

2nd for appreciation (recent value growth); 66th for rental yield (rent vs price).

Owning the typical home costs about $2,484 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,839 a month.

Price divided by a year's rent: 17.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 55 a month (Redfin, 3-month rolling data through August 2026). That is 94% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 164. That is 106% of the 2015–2019 level for the same months.

Going out — closed sales: about 41 a month. That is 70% of the 2015–2019 level for the same months. The drain is drawn 35% narrower: the share of homes for sale that sell each month is 65% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.97 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 13 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 41 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 45 — so sales ran at 91% of it, and below it in 21 of the last 24 months.

Across Durham County, builders pulled permits for 4,772 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 170 a month (Redfin, 3-month rolling data through August 2026). That is 129% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 506. That is 174% of the 2015–2019 level for the same months.

Going out — closed sales: about 135 a month. That is 100% of the 2015–2019 level for the same months. The drain is drawn 36% narrower: the share of homes for sale that sell each month is 64% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 35 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 135 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 117 — so sales ran at 115% of it, and below it in 17 of the last 24 months.

Across Durham County, builders pulled permits for 4,772 new homes in 2025.

Of those, 58% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Durham County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,608 moved in. Among the ten receiving the most, 7,366 moved out.

Net across those counties: −758 households. Beside it, homes for sale in this ZIP: 164 in June 2026.

Most arrivals came from Wake, NC (3,465 households); most departures went to Wake, NC (3,599).

This ZIP sits in Durham County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,608 moved in. Among the ten receiving the most, 7,366 moved out.

Net across those counties: −758 households. Beside it, homes for sale in this ZIP: 506 in June 2026.

Most arrivals came from Wake, NC (3,465 households); most departures went to Wake, NC (3,599).

County assessor records list 292 properties with a market value here. Their average assessed market value is $471,815; the typical home value is $379,924.

The assessor average sits +24.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.