ZIP 27604 vs ZIP 27610

27604 is one of 32 ZIP codes that lie mostly in Wake County, NC.

Shaded by typical home value, it ranks 29 of the 30 with a value.

7 school locations in 27604: 5 elementary, 1 middle, 1 other.

In alphabetical order: Beaverdam Elementary, Brentwood Elementary, Conn Elementary, Doral Academy of North Carolina, and more on the ZIP page. Locations only — no ratings are shown here.

27610 is one of 32 ZIP codes that lie mostly in Wake County, NC.

Shaded by typical home value, it ranks 30 of the 30 with a value.

19 school locations in 27610: 8 elementary, 4 middle, 5 high, 2 other.

In alphabetical order: Barwell Road Elementary, Bugg Elementary, Carnage Middle, Central Wake High School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 27604 was worth $143,706.

Values peaked at $366,282 in August 2022. The latest reading is −7.8% from that peak.

As of August 2026: $337,619, −2.8% over twelve months.

Start with the typical home: $337,619. Put 20% down and borrow $270,095 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,870 a month in principal and interest.

The median household here earns $72,793 a year, $6,066 a month. So the payment takes 30.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $860.

In December 2020, with rates at 2.68%, it was $828.

By August 2026, at 6.67%, it was $1,737 — +110% since December 2020, while the home's value moved +32%.

Reported values rose +135% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $283,619. So the real change is +19%, not +135%.

27604: +135% since January 2000.

Wake County: +150% since January 2000.

North Carolina: +156% since January 2000 — 27604 ran behind it by 21 points.

Against 834 North Carolina ZIP codes, 27604 sits at the 37th percentile for affordability (price vs local income).

7th for appreciation (recent value growth); 62nd for rental yield (rent vs price).

Owning the typical home costs about $2,208 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,594 a month.

Price divided by a year's rent: 17.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 27610 was worth $128,487.

Values peaked at $343,223 in August 2022. The latest reading is −8.7% from that peak.

As of August 2026: $313,331, −2.5% over twelve months.

Start with the typical home: $313,331. Put 20% down and borrow $250,665 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,736 a month in principal and interest.

The median household here earns $66,245 a year, $5,520 a month. So the payment takes 31.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $769.

In December 2020, with rates at 2.68%, it was $750.

By August 2026, at 6.67%, it was $1,612 — +115% since December 2020, while the home's value moved +35%.

Reported values rose +144% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $253,582. So the real change is +24%, not +144%.

27610: +144% since January 2000.

Wake County: +150% since January 2000.

North Carolina: +156% since January 2000 — 27610 ran behind it by 12 points.

Against 834 North Carolina ZIP codes, 27610 sits at the 34th percentile for affordability (price vs local income).

8th for appreciation (recent value growth); 83rd for rental yield (rent vs price).

Owning the typical home costs about $2,049 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,860 a month.

Price divided by a year's rent: 14.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 75 a month (Redfin, 3-month rolling data through August 2026). That is 92% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 207. That is 138% of the 2015–2019 level for the same months.

Going out — closed sales: about 54 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 49% narrower: the share of homes for sale that sell each month is 51% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 21 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 54 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 71 — so sales ran at 76% of it, and below it in 24 of the last 24 months.

Across Wake County, builders pulled permits for 13,806 new homes in 2025.

Of those, 61% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 102 a month (Redfin, 3-month rolling data through August 2026). That is 98% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 314. That is 132% of the 2015–2019 level for the same months.

Going out — closed sales: about 68 a month. That is 69% of the 2015–2019 level for the same months. The drain is drawn 47% narrower: the share of homes for sale that sell each month is 53% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 34 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 68 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 96 — so sales ran at 71% of it, and below it in 22 of the last 24 months.

Across Wake County, builders pulled permits for 13,806 new homes in 2025.

Of those, 61% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Wake County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,259 moved in. Among the ten receiving the most, 13,949 moved out.

Net across those counties: −2,690 households. Beside it, homes for sale in this ZIP: 207 in June 2026.

Most arrivals came from Durham, NC (3,599 households); most departures went to Durham, NC (3,465).

This ZIP sits in Wake County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,259 moved in. Among the ten receiving the most, 13,949 moved out.

Net across those counties: −2,690 households. Beside it, homes for sale in this ZIP: 314 in June 2026.

Most arrivals came from Durham, NC (3,599 households); most departures went to Durham, NC (3,465).