ZIP 27545 vs ZIP 27616

27545 is one of 32 ZIP codes that lie mostly in Wake County, NC.

Shaded by typical home value, it ranks 26 of the 30 with a value.

5 school locations in 27545: 4 elementary, 1 high.

In alphabetical order: Forestville Road Elementary, Hodge Road Elementary, Knightdale Elementary, Knightdale High, and more on the ZIP page. Locations only — no ratings are shown here.

27616 is one of 32 ZIP codes that lie mostly in Wake County, NC.

Shaded by typical home value, it ranks 27 of the 30 with a value.

6 school locations in 27616: 4 elementary, 2 middle.

In alphabetical order: East Millbrook Middle, Fox Road Elementary, Harris Creek Elementary, River Bend Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 27545 was worth $158,136.

Values peaked at $397,132 in August 2022. The latest reading is −8.3% from that peak.

As of August 2026: $364,367, −2.0% over twelve months.

Start with the typical home: $364,367. Put 20% down and borrow $291,494 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,018 a month in principal and interest.

The median household here earns $85,400 a year, $7,117 a month. So the payment takes 28.4% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $947.

In December 2020, with rates at 2.68%, it was $879.

By August 2026, at 6.67%, it was $1,875 — +113% since December 2020, while the home's value moved +34%.

Reported values rose +130% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $312,098. So the real change is +17%, not +130%.

27545: +130% since January 2000.

Wake County: +150% since January 2000.

North Carolina: +156% since January 2000 — 27545 ran behind it by 26 points.

Against 834 North Carolina ZIP codes, 27545 sits at the 49th percentile for affordability (price vs local income).

11th for appreciation (recent value growth); 62nd for rental yield (rent vs price).

Owning the typical home costs about $2,383 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,687 a month.

Price divided by a year's rent: 18.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 27616 was worth $156,027.

Values peaked at $398,621 in August 2022. The latest reading is −12.0% from that peak.

As of August 2026: $350,666, −3.4% over twelve months.

Start with the typical home: $350,666. Put 20% down and borrow $280,533 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,942 a month in principal and interest.

The median household here earns $81,534 a year, $6,795 a month. So the payment takes 28.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $934.

In December 2020, with rates at 2.68%, it was $877.

By August 2026, at 6.67%, it was $1,804 — +106% since December 2020, while the home's value moved +29%.

Reported values rose +125% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $307,935. So the real change is +14%, not +125%.

27616: +125% since January 2000.

Wake County: +150% since January 2000.

North Carolina: +156% since January 2000 — 27616 ran behind it by 32 points.

Against 834 North Carolina ZIP codes, 27616 sits at the 49th percentile for affordability (price vs local income).

4th for appreciation (recent value growth); 60th for rental yield (rent vs price).

Owning the typical home costs about $2,293 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,635 a month.

Price divided by a year's rent: 17.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 67 a month (Redfin, 3-month rolling data through August 2026). That is 100% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 171. That is 101% of the 2015–2019 level for the same months.

Going out — closed sales: about 55 a month. That is 90% of the 2015–2019 level for the same months. The drain is drawn 23% narrower: the share of homes for sale that sell each month is 77% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 55 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 56 — so sales ran at 98% of it, and below it in 14 of the last 24 months.

Across Wake County, builders pulled permits for 13,806 new homes in 2025.

Of those, 61% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 77 a month (Redfin, 3-month rolling data through August 2026). That is 72% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 248. That is 124% of the 2015–2019 level for the same months.

Going out — closed sales: about 62 a month. That is 54% of the 2015–2019 level for the same months. The drain is drawn 55% narrower: the share of homes for sale that sell each month is 45% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.98 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 15 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 62 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 99 — so sales ran at 63% of it, and below it in 24 of the last 24 months.

Across Wake County, builders pulled permits for 13,806 new homes in 2025.

Of those, 61% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Wake County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,259 moved in. Among the ten receiving the most, 13,949 moved out.

Net across those counties: −2,690 households. Beside it, homes for sale in this ZIP: 171 in June 2026.

Most arrivals came from Durham, NC (3,599 households); most departures went to Durham, NC (3,465).

County assessor records list 53 properties with a market value here. Their average assessed market value is $273,094; the typical home value is $364,367.

The assessor average sits −25.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Wake County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,259 moved in. Among the ten receiving the most, 13,949 moved out.

Net across those counties: −2,690 households. Beside it, homes for sale in this ZIP: 248 in June 2026.

Most arrivals came from Durham, NC (3,599 households); most departures went to Durham, NC (3,465).