Lotvox market story · compare
ZIP 27409 vs ZIP 27401
1 of 4
Who's going to sell
Turnover Index not published for 27409 yet.
Where
27409 in Guilford County, NC
27409 is one of 26 ZIP codes that lie mostly in Guilford County, NC.
Shaded by typical home value, it ranks 20 of the 22 with a value.
- Value rank in county
- 20 of 22
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 27409
3 school locations in 27409: 1 middle, 2 high.
In alphabetical order: Cornerstone Charter Academy-CFA, Northwest Guilford High, Northwest Guilford Middle. Locations only — no ratings are shown here.
- School locations
- 3
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 27401 yet.
Where
27401 in Guilford County, NC
27401 is one of 26 ZIP codes that lie mostly in Guilford County, NC.
Shaded by typical home value, it ranks 21 of the 22 with a value.
- Value rank in county
- 21 of 22
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 27401
10 school locations in 27401: 4 elementary, 3 middle, 3 high.
In alphabetical order: Bluford Elementary, GC Middle College High, James B Dudley High, Lincoln Academy, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 10
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
2 of 4
What it costs
Home values
What homes are worth in 27409
In January 2000 the typical home in 27409 was worth $87,265.
Values peaked at $213,146 in June 2024. The latest reading is −3.8% from that peak.
As of August 2026: $205,073, −1.3% over twelve months.
- Typical home value
- $205,073
- 12-month change
- −1.3%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $205,073. Put 20% down and borrow $164,058 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,136 a month in principal and interest.
The median household here earns $57,862 a year, $4,822 a month. So the payment takes 23.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.
- Payment share of income
- 23.6%
- Monthly P&I
- $1,136
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $523.
In December 2020, with rates at 2.68%, it was $480.
By August 2026, at 6.67%, it was $1,055 — +120% since December 2020, while the home's value moved +38%.
- Payment change since 2020
- +120%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +135% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $172,226. So the real change is +19%, not +135%.
- Real change since 2000
- +19%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
27409 against its neighbors
27409: +135% since January 2000.
Guilford County: +135% since January 2000.
North Carolina: +156% since January 2000 — 27409 ran behind it by 21 points.
- Change since 2000
- +135%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,341 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,409 a month.
Price divided by a year's rent: 12.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 12.1
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 27401
In January 2000 the typical home in 27401 was worth $74,333.
Values peaked at $194,434 in August 2024. The latest reading is −6.2% from that peak.
As of August 2026: $182,377, −2.8% over twelve months.
- Typical home value
- $182,377
- 12-month change
- −2.8%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $182,377. Put 20% down and borrow $145,902 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,010 a month in principal and interest.
The median household here earns $44,524 a year, $3,710 a month. So the payment takes 27.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.1% in 2000.
- Payment share of income
- 27.2%
- Monthly P&I
- $1,010
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $445.
In December 2020, with rates at 2.68%, it was $433.
By August 2026, at 6.67%, it was $938 — +117% since December 2020, while the home's value moved +36%.
- Payment change since 2020
- +117%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +145% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $146,704. So the real change is +24%, not +145%.
- Real change since 2000
- +24%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
27401 against its neighbors
27401: +145% since January 2000.
Guilford County: +135% since January 2000.
North Carolina: +156% since January 2000 — 27401 ran behind it by 11 points.
- Change since 2000
- +145%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,193 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,440 a month.
Price divided by a year's rent: 10.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 10.6
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
3 of 4
What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 17 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 51.
Going out — closed sales: about 14 a month. The drain is drawn 40% narrower: the share of homes for sale that sell each month is 60% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 3.6
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 14 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 18 — so sales ran at 78% of it, and below it in 14 of the last 24 months.
- Sales vs 2015–19 level
- 78%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Guilford County, builders pulled permits for 2,876 new homes in 2025.
Of those, 60% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 2,876
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 20 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 69.
Going out — closed sales: about 14 a month. The drain is drawn 10% narrower: the share of homes for sale that sell each month is 90% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 5.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.0
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 14 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 15 — so sales ran at 93% of it, and below it in 13 of the last 24 months.
- Sales vs 2015–19 level
- 93%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Guilford County, builders pulled permits for 2,876 new homes in 2025.
Of those, 60% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 2,876
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Guilford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,006 moved in. Among the ten receiving the most, 7,171 moved out.
Net across those counties: −1,165 households. Beside it, homes for sale in this ZIP: 51 in June 2026.
Most arrivals came from Forsyth, NC (1,396 households); most departures went to Forsyth, NC (1,665).
- Net households (top-10 flows)
- −1,165
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Guilford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,006 moved in. Among the ten receiving the most, 7,171 moved out.
Net across those counties: −1,165 households. Beside it, homes for sale in this ZIP: 69 in June 2026.
Most arrivals came from Forsyth, NC (1,396 households); most departures went to Forsyth, NC (1,665).
- Net households (top-10 flows)
- −1,165
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01