Lotvox market story · compare
ZIP 27406 vs ZIP 27405
1 of 4
Who's going to sell
Turnover Index not published for 27406 yet.
Where
27406 in Guilford County, NC
27406 is one of 26 ZIP codes that lie mostly in Guilford County, NC.
Shaded by typical home value, it ranks 17 of the 22 with a value.
- Value rank in county
- 17 of 22
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 27406
20 school locations in 27406: 11 elementary, 4 middle, 4 high, 1 other.
In alphabetical order: Alamance Elementary, Allen Middle, Cyrus P Frazier Elementary, David D Jones Elementary, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 20
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 27405 yet.
Where
27405 in Guilford County, NC
27405 is one of 26 ZIP codes that lie mostly in Guilford County, NC.
Shaded by typical home value, it ranks 18 of the 22 with a value.
- Value rank in county
- 18 of 22
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 27405
14 school locations in 27405: 6 elementary, 4 middle, 3 high, 1 other.
In alphabetical order: Aggie Academy, Bessemer Elementary, Brightwood Elementary, Ceasar Cone Elementary, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 14
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 27406
In January 2000 the typical home in 27406 was worth $91,557.
Values peaked at $232,729 in July 2024. The latest reading is −2.3% from that peak.
As of August 2026: $227,489, +1.1% over twelve months.
- Typical home value
- $227,489
- 12-month change
- +1.1%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $227,489. Put 20% down and borrow $181,991 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,260 a month in principal and interest.
The median household here earns $56,748 a year, $4,729 a month. So the payment takes 26.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.7% in 2000.
- Payment share of income
- 26.6%
- Monthly P&I
- $1,260
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $548.
In December 2020, with rates at 2.68%, it was $545.
By August 2026, at 6.67%, it was $1,170 — +115% since December 2020, while the home's value moved +35%.
- Payment change since 2020
- +115%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +148% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $180,697. So the real change is +26%, not +148%.
- Real change since 2000
- +26%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
27406 against its neighbors
27406: +149% since January 2000.
Guilford County: +135% since January 2000.
North Carolina: +156% since January 2000 — 27406 ran behind it by 8 points.
- Change since 2000
- +149%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,488 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,262 a month.
Price divided by a year's rent: 15.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 15.0
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 27405
In January 2000 the typical home in 27405 was worth $88,520.
Values peaked at $221,489 in April 2026. The latest reading is −1.3% from that peak.
As of August 2026: $218,594, −0.1% over twelve months.
- Typical home value
- $218,594
- 12-month change
- −0.1%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $218,594. Put 20% down and borrow $174,875 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,211 a month in principal and interest.
The median household here earns $46,498 a year, $3,875 a month. So the payment takes 31.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.7% in 2000.
- Payment share of income
- 31.2%
- Monthly P&I
- $1,211
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $530.
In December 2020, with rates at 2.68%, it was $507.
By August 2026, at 6.67%, it was $1,125 — +122% since December 2020, while the home's value moved +40%.
- Payment change since 2020
- +122%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +147% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $174,703. So the real change is +25%, not +147%.
- Real change since 2000
- +25%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
27405 against its neighbors
27405: +147% since January 2000.
Guilford County: +135% since January 2000.
North Carolina: +156% since January 2000 — 27405 ran behind it by 9 points.
- Change since 2000
- +147%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,429 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,380 a month.
Price divided by a year's rent: 13.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 13.2
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 53 a month (Redfin, 3-month rolling data through August 2026). That is 87% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 133. That is 88% of the 2015–2019 level for the same months.
Going out — closed sales: about 43 a month. That is 88% of the 2015–2019 level for the same months. The drain is drawn 9% narrower: the share of homes for sale that sell each month is 91% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 3.1
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 43 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 47 — so sales ran at 91% of it, and below it in 22 of the last 24 months.
- Sales vs 2015–19 level
- 91%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Guilford County, builders pulled permits for 2,876 new homes in 2025.
Of those, 60% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 2,876
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 63 a month (Redfin, 3-month rolling data through August 2026). That is 106% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 167. That is 100% of the 2015–2019 level for the same months.
Going out — closed sales: about 54 a month. That is 104% of the 2015–2019 level for the same months. The drain is drawn 1% narrower: the share of homes for sale that sell each month is 99% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 3.1
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 54 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 50 — so sales ran at 108% of it, and below it in 10 of the last 24 months.
- Sales vs 2015–19 level
- 108%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Guilford County, builders pulled permits for 2,876 new homes in 2025.
Of those, 60% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 2,876
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Guilford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,006 moved in. Among the ten receiving the most, 7,171 moved out.
Net across those counties: −1,165 households. Beside it, homes for sale in this ZIP: 133 in June 2026.
Most arrivals came from Forsyth, NC (1,396 households); most departures went to Forsyth, NC (1,665).
- Net households (top-10 flows)
- −1,165
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Guilford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,006 moved in. Among the ten receiving the most, 7,171 moved out.
Net across those counties: −1,165 households. Beside it, homes for sale in this ZIP: 167 in June 2026.
Most arrivals came from Forsyth, NC (1,396 households); most departures went to Forsyth, NC (1,665).
- Net households (top-10 flows)
- −1,165
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01