Lotvox market story · compare

ZIP 27235 vs ZIP 27455

ZIP 27235

Guilford County, NC

ZIP 27455

Guilford County, NC

1 of 4

Who's going to sell

Turnover Index not published for 27235 yet.

Where

27235 in Guilford County, NC

27214 · $308,38327235 · $413,02727249 · $289,58727260 · $141,07527262 · $213,07027265 · $302,30627268 · no value published27282 · $329,69127283 · $284,73127301 · $287,53627310 · $597,73427313 · $316,13827342 · no value published27358 · $512,60827377 · $321,45927401 · $182,37727403 · $237,28727405 · $218,59427406 · $227,48927407 · $243,45227408 · $346,26827409 · $205,07327410 · $358,32227411 · no value published27412 · no value published27455 · $368,611 27235
$141K$598K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

27235 is one of 26 ZIP codes that lie mostly in Guilford County, NC.

Shaded by typical home value, it ranks 3 of the 22 with a value.

Value rank in county
3 of 22

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 27235

1 school location in 27235: 1 elementary.

In alphabetical order: Colfax Elementary. Locations only — no ratings are shown here.

School locations
1

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 27455 yet.

Where

27455 in Guilford County, NC

27214 · $308,38327235 · $413,02727249 · $289,58727260 · $141,07527262 · $213,07027265 · $302,30627268 · no value published27282 · $329,69127283 · $284,73127301 · $287,53627310 · $597,73427313 · $316,13827342 · no value published27358 · $512,60827377 · $321,45927401 · $182,37727403 · $237,28727405 · $218,59427406 · $227,48927407 · $243,45227408 · $346,26827409 · $205,07327410 · $358,32227411 · no value published27412 · no value published27455 · $368,611 27455
$141K$598K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

27455 is one of 26 ZIP codes that lie mostly in Guilford County, NC.

Shaded by typical home value, it ranks 4 of the 22 with a value.

Value rank in county
4 of 22

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 27455

4 school locations in 27455: 2 elementary, 1 middle, 1 high.

In alphabetical order: Jesse Wharton Elem, Northern Guilford Elementary, Northern Guilford High, Northern Guilford Middle. Locations only — no ratings are shown here.

School locations
4

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 27235

$0$200K$400K$600K200020052010201520202025Peak August 2026 · $413,027Latest · $413,027
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 27235 was worth $172,853.

Values peaked at $413,027 in August 2026. The latest reading is the peak.

As of August 2026: $413,027, +0.9% over twelve months.

Typical home value
$413,027
12-month change
+0.9%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$413,027
Loan at 20% down
$330,422
30-year fixed rate
7.40%
Monthly principal + interest
$2,288
Median household income, per month
$8,453
Share of income
27.1%
0%30%60%
At today's rate, by home value, 2000–2026: 11.3% → 27.1%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $413,027. Put 20% down and borrow $330,422 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,288 a month in principal and interest.

The median household here earns $101,440 a year, $8,453 a month. So the payment takes 27.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.3% in 2000.

Payment share of income
27.1%
Monthly P&I
$2,288

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K2000200520102015202020252.68% rate · $1,0086.67% rate · $2,125
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,035.

In December 2020, with rates at 2.68%, it was $1,008.

By August 2026, at 6.67%, it was $2,125 — +111% since December 2020, while the home's value moved +33%.

Payment change since 2020
+111%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +139% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $341,143. So the real change is +21%, not +139%.

Real change since 2000
+21%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

27235 against its neighbors

50100150200250300200020052010201520202025
27235 (2000 = 100)Guilford County (2000 = 100)North Carolina (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

27235: +139% since January 2000.

Guilford County: +135% since January 2000.

North Carolina: +156% since January 2000 — 27235 ran behind it by 17 points.

Change since 2000
+139%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,701
principal + interest $2,288 · taxes & insurance est. $413
Rent: typical rent (ZORI)
$1,730
Price-to-rent ratio
19.9
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,701 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,730 a month.

Price divided by a year's rent: 19.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
19.9

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 27455

$0$100K$200K$300K$400K200020052010201520202025Peak December 2025 · $371,851Latest · $368,611
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 27455 was worth $172,131.

Values peaked at $371,851 in December 2025. The latest reading is −0.9% from that peak.

As of August 2026: $368,611, 0.0% over twelve months.

Typical home value
$368,611
12-month change
0.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$368,611
Loan at 20% down
$294,889
30-year fixed rate
7.40%
Monthly principal + interest
$2,042
Median household income, per month
$7,820
Share of income
26.1%
0%30%60%
At today's rate, by home value, 2000–2026: 12.2% → 26.1%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $368,611. Put 20% down and borrow $294,889 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,042 a month in principal and interest.

The median household here earns $93,841 a year, $7,820 a month. So the payment takes 26.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.2% in 2000.

Payment share of income
26.1%
Monthly P&I
$2,042

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K2000200520102015202020252.68% rate · $8936.67% rate · $1,896
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,031.

In December 2020, with rates at 2.68%, it was $893.

By August 2026, at 6.67%, it was $1,896 — +112% since December 2020, while the home's value moved +34%.

Payment change since 2020
+112%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +114% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $339,718. So the real change is +9%, not +114%.

Real change since 2000
+9%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

27455 against its neighbors

50100150200250300200020052010201520202025
27455 (2000 = 100)Guilford County (2000 = 100)North Carolina (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

27455: +114% since January 2000.

Guilford County: +135% since January 2000.

North Carolina: +156% since January 2000 — 27455 ran behind it by 42 points.

Change since 2000
+114%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,410
principal + interest $2,042 · taxes & insurance est. $368
Rent: typical rent (ZORI)
$1,489
Price-to-rent ratio
20.6
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,410 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,489 a month.

Price divided by a year's rent: 20.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
20.6

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo3.9 mo3.9 months of supplyNet −1 / month · inventory shrinking
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 8 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 35.

Going out — closed sales: about 9 a month. The drain is drawn 27% narrower: the share of homes for sale that sell each month is 73% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Months of supply
3.9

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05101520252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 9 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 150% of it, and below it in 7 of the last 24 months.

Sales vs 2015–19 level
150%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,0004,0006,00020222,32320232,78120243,84320252,876
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Guilford County, builders pulled permits for 2,876 new homes in 2025.

Of those, 60% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
2,876

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo3.9 mo3.9 months of supplyNet +12 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 51 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 149. That is 69% of the 2015–2019 level for the same months.

Going out — closed sales: about 39 a month. That is 65% of the 2015–2019 level for the same months. The drain is drawn 4% narrower: the share of homes for sale that sell each month is 96% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
3.9

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

02040608020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 39 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 50 — so sales ran at 78% of it, and below it in 20 of the last 24 months.

Sales vs 2015–19 level
78%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02,0004,0006,00020222,32320232,78120243,84320252,876
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Guilford County, builders pulled permits for 2,876 new homes in 2025.

Of those, 60% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
2,876

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
6,006
Moved out (top-10 destination counties)
7,171
Net households
−1,165
Top origins
Forsyth, NC1,396
Alamance, NC949
Davidson, NC729
Top destinations
Forsyth, NC1,665
Alamance, NC891
Davidson, NC859
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Guilford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,006 moved in. Among the ten receiving the most, 7,171 moved out.

Net across those counties: −1,165 households. Beside it, homes for sale in this ZIP: 35 in June 2026.

Most arrivals came from Forsyth, NC (1,396 households); most departures went to Forsyth, NC (1,665).

Net households (top-10 flows)
−1,165

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
6,006
Moved out (top-10 destination counties)
7,171
Net households
−1,165
Top origins
Forsyth, NC1,396
Alamance, NC949
Davidson, NC729
Top destinations
Forsyth, NC1,665
Alamance, NC891
Davidson, NC859
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Guilford County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 6,006 moved in. Among the ten receiving the most, 7,171 moved out.

Net across those counties: −1,165 households. Beside it, homes for sale in this ZIP: 149 in June 2026.

Most arrivals came from Forsyth, NC (1,396 households); most departures went to Forsyth, NC (1,665).

Net households (top-10 flows)
−1,165

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Own in 27235?What's my home worth?Own in 27455?What's my home worth?An agent?Claim one of these ZIPs