ZIP 26884 vs ZIP 26866

26884 is one of 8 ZIP codes that lie mostly in Pendleton County, WV.

Shaded by typical home value, it ranks 3 of the 7 with a value.

26866 is one of 8 ZIP codes that lie mostly in Pendleton County, WV — 94% of its own area is in the county.

Shaded by typical home value, it ranks 4 of the 7 with a value.

In February 2019 the typical home in 26884 was worth $117,451.

Values peaked at $226,752 in August 2026. The latest reading is the peak.

As of August 2026: $226,752, +10.7% over twelve months.

Start with the typical home: $226,752. Put 20% down and borrow $181,402 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,256 a month in principal and interest.

The median household here earns $71,154 a year, $5,930 a month. So the payment takes 21.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.0% in 2019.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $469.

In December 2020, with rates at 2.68%, it was $443.

By August 2026, at 6.67%, it was $1,167 — +163% since December 2020, while the home's value moved +66%.

Reported values rose +93% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $154,919. So the real change is +46%, not +93%.

26884: +93% since February 2019.

Pendleton County: +84% since February 2019.

West Virginia: +49% since February 2019 — 26884 ran ahead of it by 44 points.

Owning the typical home costs about $1,483 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $770 a month.

Price divided by a year's rent: 24.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In February 2019 the typical home in 26866 was worth $122,260.

Values peaked at $222,095 in August 2026. The latest reading is the peak.

As of August 2026: $222,095, +10.5% over twelve months.

Start with the typical home: $222,095. Put 20% down and borrow $177,676 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,230 a month in principal and interest.

The median household here earns $81,806 a year, $6,817 a month. So the payment takes 18.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.9% in 2019.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $488.

In December 2020, with rates at 2.68%, it was $445.

By August 2026, at 6.67%, it was $1,143 — +157% since December 2020, while the home's value moved +62%.

Reported values rose +82% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $161,263. So the real change is +38%, not +82%.

26866: +82% since February 2019.

Pendleton County: +84% since February 2019.

West Virginia: +49% since February 2019 — 26866 ran ahead of it by 33 points.

Owning the typical home costs about $1,452 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $725 a month.

Price divided by a year's rent: 25.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Across Pendleton County, builders pulled permits for 23 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Across Pendleton County, builders pulled permits for 23 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).