ZIP 26814 vs ZIP 26815

26814 is one of 8 ZIP codes that lie mostly in Pendleton County, WV.

Shaded by typical home value, it ranks 1 of the 7 with a value.

26815 is one of 8 ZIP codes that lie mostly in Pendleton County, WV.

Shaded by typical home value, it ranks 2 of the 7 with a value.

In February 2019 the typical home in 26814 was worth $127,928.

Values peaked at $240,172 in August 2026. The latest reading is the peak.

As of August 2026: $240,172, +11.3% over twelve months.

Start with the typical home: $240,172. Put 20% down and borrow $192,138 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,330 a month in principal and interest.

The median household here earns $74,125 a year, $6,177 a month. So the payment takes 21.5% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.5% in 2019.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $511.

In December 2020, with rates at 2.68%, it was $479.

By August 2026, at 6.67%, it was $1,236 — +158% since December 2020, while the home's value moved +63%.

Reported values rose +88% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $168,739. So the real change is +42%, not +88%.

26814: +88% since February 2019.

Pendleton County: +84% since February 2019.

West Virginia: +49% since February 2019 — 26814 ran ahead of it by 39 points.

Owning the typical home costs about $1,570 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $770 a month.

Price divided by a year's rent: 26.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In February 2019 the typical home in 26815 was worth $127,862.

Values peaked at $230,675 in June 2026. The latest reading is −0.3% from that peak.

As of August 2026: $230,009, +8.8% over twelve months.

Start with the typical home: $230,009. Put 20% down and borrow $184,007 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,274 a month in principal and interest.

The median household here earns $53,125 a year, $4,427 a month. So the payment takes 28.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.0% in 2019.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $510.

In December 2020, with rates at 2.68%, it was $474.

By August 2026, at 6.67%, it was $1,183 — +150% since December 2020, while the home's value moved +57%.

Reported values rose +80% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $168,652. So the real change is +36%, not +80%.

26815: +80% since February 2019.

Pendleton County: +84% since February 2019.

West Virginia: +49% since February 2019 — 26815 ran ahead of it by 31 points.

Owning the typical home costs about $1,504 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $656 a month.

Price divided by a year's rent: 29.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Across Pendleton County, builders pulled permits for 23 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Across Pendleton County, builders pulled permits for 23 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).