ZIP 26764 vs ZIP 26537

26764 is one of 14 ZIP codes that lie mostly in Preston County, WV.

Shaded by typical home value, it ranks 3 of the 12 with a value.

1 school location in 26764: 1 middle.

In alphabetical order: TERRA ALTA/EAST PRESTON SCHOOL. Locations only — no ratings are shown here.

26537 is one of 14 ZIP codes that lie mostly in Preston County, WV.

Shaded by typical home value, it ranks 4 of the 12 with a value.

3 school locations in 26537: 1 elementary, 1 middle, 1 high.

In alphabetical order: CENTRAL PRESTON MIDDLE SCHOOL, KINGWOOD ELEMENTARY, PRESTON HIGH SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 26764 was worth $56,800.

Values peaked at $180,621 in August 2026. The latest reading is the peak.

As of August 2026: $180,621, +4.5% over twelve months.

Start with the typical home: $180,621. Put 20% down and borrow $144,497 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,000 a month in principal and interest.

The median household here earns $54,604 a year, $4,550 a month. So the payment takes 22.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 6.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $340.

In December 2020, with rates at 2.68%, it was $381.

By August 2026, at 6.67%, it was $929 — +144% since December 2020, while the home's value moved +53%.

Reported values rose +218% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $112,101. So the real change is +61%, not +218%.

26764: +218% since January 2000.

Preston County: +208% since January 2000.

West Virginia: +139% since January 2000 — 26764 ran ahead of it by 79 points.

Owning the typical home costs about $1,181 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $712 a month.

Price divided by a year's rent: 21.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 26537 was worth $64,394.

Values peaked at $180,204 in August 2026. The latest reading is the peak.

As of August 2026: $180,204, +4.7% over twelve months.

Start with the typical home: $180,204. Put 20% down and borrow $144,163 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $998 a month in principal and interest.

The median household here earns $57,788 a year, $4,816 a month. So the payment takes 20.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $386.

In December 2020, with rates at 2.68%, it was $427.

By August 2026, at 6.67%, it was $927 — +117% since December 2020, while the home's value moved +37%.

Reported values rose +180% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $127,088. So the real change is +42%, not +180%.

26537: +180% since January 2000.

Preston County: +208% since January 2000.

West Virginia: +139% since January 2000 — 26537 ran ahead of it by 41 points.

Owning the typical home costs about $1,178 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $664 a month.

Price divided by a year's rent: 22.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 6 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 31.

Going out — closed sales: about 5 a month. The drain is drawn 34% narrower: the share of homes for sale that sell each month is 66% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.8 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 0 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 5 — so sales ran at 100% of it, and below it in 1 of the last 24 months.

Across Preston County, builders pulled permits for 8 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 100% of it, and below it in 3 of the last 24 months.

Across Preston County, builders pulled permits for 8 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Preston County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 232 moved in. Among the ten receiving the most, 251 moved out.

Net across those counties: −19 households. Beside it, homes for sale in this ZIP: 31 in June 2026.

Most arrivals came from Monongalia, WV (170 households); most departures went to Monongalia, WV (175).

This ZIP sits in Preston County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 232 moved in. Among the ten receiving the most, 251 moved out.

Net across those counties: −19 households. Beside it, homes for sale in this ZIP: 19 in June 2026.

Most arrivals came from Monongalia, WV (170 households); most departures went to Monongalia, WV (175).