Lotvox market story · compare

ZIP 26719 vs ZIP 26743

ZIP 26719

Mineral County, WV

ZIP 26743

Mineral County, WV

1 of 4

Who's going to sell

Turnover Index not published for 26719 yet.

Where

26719 in Mineral County, WV

26710 · $212,32026717 · $133,58326719 · $257,23926726 · $188,92426743 · $230,99626750 · no value published26753 · $211,60026767 · $167,641 26719
$134K$257K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

26719 is one of 8 ZIP codes that lie mostly in Mineral County, WV.

Shaded by typical home value, it ranks 1 of the 7 with a value.

Value rank in county
1 of 7

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 26719

2 school locations in 26719: 2 elementary.

In alphabetical order: FORT ASHBY PRIMARY SCHOOL, FRANKFORT INTERMEDIATE SCHOOL. Locations only — no ratings are shown here.

School locations
2

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 26743 yet.

Where

26743 in Mineral County, WV

26710 · $212,32026717 · $133,58326719 · $257,23926726 · $188,92426743 · $230,99626750 · no value published26753 · $211,60026767 · $167,641 26743
$134K$257K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

26743 is one of 8 ZIP codes that lie mostly in Mineral County, WV — 51% of its own area is in the county.

Shaded by typical home value, it ranks 2 of the 7 with a value.

Value rank in county
2 of 7

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 26743

1 school location in 26743: 1 elementary.

In alphabetical order: NEW CREEK PRIMARY SCHOOL. Locations only — no ratings are shown here.

School locations
1

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 26719

$0$100K$200K$300K2020202220242026Peak August 2026 · $257,239Latest · $257,239
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In February 2019 the typical home in 26719 was worth $161,631.

Values peaked at $257,239 in August 2026. The latest reading is the peak.

As of August 2026: $257,239, +4.7% over twelve months.

Typical home value
$257,239
12-month change
+4.7%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$257,239
Loan at 20% down
$205,791
30-year fixed rate
7.40%
Monthly principal + interest
$1,425
Median household income, per month
$3,918
Share of income
36.4%
0%30%60%
At today's rate, by home value, 2019–2026: 22.9% → 36.4%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $257,239. Put 20% down and borrow $205,791 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,425 a month in principal and interest.

The median household here earns $47,011 a year, $3,918 a month. So the payment takes 36.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 22.9% in 2019.

Payment share of income
36.4%
Monthly P&I
$1,425

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K20202022202420262.68% rate · $5836.67% rate · $1,323
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $645.

In December 2020, with rates at 2.68%, it was $583.

By August 2026, at 6.67%, it was $1,323 — +127% since December 2020, while the home's value moved +43%.

Payment change since 2020
+127%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K2020202220242026
Home value (as reported)Prices in general (CPI-U), scaled to February 2019Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +59% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $213,193. So the real change is +21%, not +59%.

Real change since 2019
+21%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

26719 against its neighbors

801001201401601802020202220242026
26719 (2019 = 100)Mineral County (2019 = 100)West Virginia (2019 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

26719: +59% since February 2019.

Mineral County: +52% since February 2019.

West Virginia: +49% since February 2019 — 26719 ran ahead of it by 10 points.

Change since 2019
+59%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,682
principal + interest $1,425 · taxes & insurance est. $257
Rent: typical rent (ZORI)
$717
Price-to-rent ratio
29.9
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,682 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $717 a month.

Price divided by a year's rent: 29.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
29.9

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 26743

$0$100K$200K$300K2020202220242026Peak September 2024 · $232,472Latest · $230,996
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In February 2019 the typical home in 26743 was worth $163,239.

Values peaked at $232,472 in September 2024. The latest reading is −0.6% from that peak.

As of August 2026: $230,996, +2.0% over twelve months.

Typical home value
$230,996
12-month change
+2.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$230,996
Loan at 20% down
$184,797
30-year fixed rate
7.40%
Monthly principal + interest
$1,279
Median household income, per month
$5,485
Share of income
23.3%
0%30%60%
At today's rate, by home value, 2019–2026: 16.5% → 23.3%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $230,996. Put 20% down and borrow $184,797 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,279 a month in principal and interest.

The median household here earns $65,814 a year, $5,485 a month. So the payment takes 23.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.5% in 2019.

Payment share of income
23.3%
Monthly P&I
$1,279

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K20202022202420262.68% rate · $5946.67% rate · $1,188
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $652.

In December 2020, with rates at 2.68%, it was $594.

By August 2026, at 6.67%, it was $1,188 — +100% since December 2020, while the home's value moved +26%.

Payment change since 2020
+100%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K2020202220242026
Home value (as reported)Prices in general (CPI-U), scaled to February 2019Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +42% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $215,314. So the real change is +7%, not +42%.

Real change since 2019
+7%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

26743 against its neighbors

801001201401602020202220242026
26743 (2019 = 100)Mineral County (2019 = 100)West Virginia (2019 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

26743: +42% since February 2019.

Mineral County: +52% since February 2019.

West Virginia: +49% since February 2019 — 26743 ran behind it by 7 points.

Change since 2019
+42%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,510
principal + interest $1,279 · taxes & insurance est. $231
Rent: county median rent (ACS)
$809
Price-to-rent ratio
23.8
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,510 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $809 a month.

Price divided by a year's rent: 23.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
23.8

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Sales pace vs. normal

024620252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 3 — so sales ran at 133% of it, and below it in 10 of the last 24 months.

Sales vs 2015–19 level
133%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

020406080202242202353202464202543
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Mineral County, builders pulled permits for 43 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
43

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

0123202420252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 100% of it, and below it in 8 of the last 24 months.

Sales vs 2015–19 level
100%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

020406080202242202353202464202543
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Mineral County, builders pulled permits for 43 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
43

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
207
Moved out (top-10 destination counties)
247
Net households
−40
Top origins
Allegany, MD158
Hampshire, WV49
Top destinations
Allegany, MD164
Hampshire, WV38
Monongalia, WV25
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Mineral County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 207 moved in. Among the ten receiving the most, 247 moved out.

Net across those counties: −40 households. Beside it, homes for sale in this ZIP: 8 in June 2026.

Most arrivals came from Allegany, MD (158 households); most departures went to Allegany, MD (164).

Net households (top-10 flows)
−40

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
207
Moved out (top-10 destination counties)
247
Net households
−40
Top origins
Allegany, MD158
Hampshire, WV49
Top destinations
Allegany, MD164
Hampshire, WV38
Monongalia, WV25
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Mineral County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 207 moved in. Among the ten receiving the most, 247 moved out.

Net across those counties: −40 households. Beside it, homes for sale in this ZIP: 3 in June 2026.

Most arrivals came from Allegany, MD (158 households); most departures went to Allegany, MD (164).

Net households (top-10 flows)
−40

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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