Lotvox market story · compare

ZIP 26662 vs ZIP 26651

ZIP 26662

Nicholas County, WV

ZIP 26651

Nicholas County, WV

1 of 4

Who's going to sell

Turnover Index not published for 26662 yet.

Where

26662 in Nicholas County, WV

26202 · $138,86026205 · $136,47126610 · $137,26326617 · no value published26651 · $187,84226656 · $110,26126660 · no value published26662 · $224,48026667 · no value published26671 · no value published26676 · $113,43626678 · $241,75926679 · $175,84226681 · $163,27526684 · no value published26691 · $135,786 26662
$110K$242K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

26662 is one of 16 ZIP codes that lie mostly in Nicholas County, WV.

Shaded by typical home value, it ranks 2 of the 11 with a value.

Value rank in county
2 of 11

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Turnover Index not published for 26651 yet.

Where

26651 in Nicholas County, WV

26202 · $138,86026205 · $136,47126610 · $137,26326617 · no value published26651 · $187,84226656 · $110,26126660 · no value published26662 · $224,48026667 · no value published26671 · no value published26676 · $113,43626678 · $241,75926679 · $175,84226681 · $163,27526684 · no value published26691 · $135,786 26651
$110K$242K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

26651 is one of 16 ZIP codes that lie mostly in Nicholas County, WV.

Shaded by typical home value, it ranks 3 of the 11 with a value.

Value rank in county
3 of 11

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 26651

5 school locations in 26651: 3 elementary, 1 middle, 1 high.

In alphabetical order: GLADE CREEK ELEMENTARY SCHOOL, NICHOLAS COUNTY HIGH SCHOOL, SUMMERSVILLE ELEMENTARY SCHOOL, SUMMERSVILLE MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
5

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 26662

$0$100K$200K$300K2020202220242026Peak March 2026 · $229,202Latest · $224,480
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In February 2019 the typical home in 26662 was worth $129,754.

Values peaked at $229,202 in March 2026. The latest reading is −2.1% from that peak.

As of August 2026: $224,480, +3.5% over twelve months.

Typical home value
$224,480
12-month change
+3.5%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$224,480
Loan at 20% down
$179,584
30-year fixed rate
7.40%
Monthly principal + interest
$1,243
Median household income, per month
$4,069
Share of income
30.6%
0%30%60%
At today's rate, by home value, 2019–2026: 17.7% → 30.6%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $224,480. Put 20% down and borrow $179,584 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,243 a month in principal and interest.

The median household here earns $48,826 a year, $4,069 a month. So the payment takes 30.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 17.7% in 2019.

Payment share of income
30.6%
Monthly P&I
$1,243

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K20202022202420262.68% rate · $4636.67% rate · $1,155
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $518.

In December 2020, with rates at 2.68%, it was $463.

By August 2026, at 6.67%, it was $1,155 — +149% since December 2020, while the home's value moved +57%.

Payment change since 2020
+149%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K2020202220242026
Home value (as reported)Prices in general (CPI-U), scaled to February 2019Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +73% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $171,147. So the real change is +31%, not +73%.

Real change since 2019
+31%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

26662 against its neighbors

751001251501752002020202220242026
26662 (2019 = 100)Nicholas County (2019 = 100)West Virginia (2019 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

26662: +73% since February 2019.

Nicholas County: +68% since February 2019.

West Virginia: +49% since February 2019 — 26662 ran ahead of it by 24 points.

Change since 2019
+73%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,468
principal + interest $1,243 · taxes & insurance est. $225
Rent: county median rent (ACS)
$686
Price-to-rent ratio
27.3
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,468 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $686 a month.

Price divided by a year's rent: 27.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
27.3

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 26651

$0$100K$200K$300K200420082012201620202024Peak April 2026 · $191,215Latest · $187,842
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In September 2003 the typical home in 26651 was worth $94,991.

Values peaked at $191,215 in April 2026. The latest reading is −1.8% from that peak.

As of August 2026: $187,842, +7.7% over twelve months.

Typical home value
$187,842
12-month change
+7.7%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$187,842
Loan at 20% down
$150,274
30-year fixed rate
7.40%
Monthly principal + interest
$1,040
Median household income, per month
$4,922
Share of income
21.1%
0%30%60%
At today's rate, by home value, 2003–2026: 10.7% → 21.1%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $187,842. Put 20% down and borrow $150,274 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,040 a month in principal and interest.

The median household here earns $59,067 a year, $4,922 a month. So the payment takes 21.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.7% in 2003.

Payment share of income
21.1%
Monthly P&I
$1,040

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2004200820122016202020242.68% rate · $3916.67% rate · $966
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in September 2003 (6.15%) the payment was $463.

In December 2020, with rates at 2.68%, it was $391.

By August 2026, at 6.67%, it was $966 — +147% since December 2020, while the home's value moved +56%.

Payment change since 2020
+147%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200420082012201620202024
Home value (as reported)Prices in general (CPI-U), scaled to September 2003Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +98% since September 2003.

General prices (CPI-U) rose +81% over the same span.

Divide one by the other: in August 2026 dollars, the 2003 home was worth $171,472. So the real change is +10%, not +98%.

Real change since 2003
+10%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

26651 against its neighbors

50100150200250200420082012201620202024
26651 (2003 = 100)Nicholas County (2003 = 100)West Virginia (2003 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

26651: +98% since September 2003.

Nicholas County: +117% since September 2003.

West Virginia: +105% since September 2003 — 26651 ran behind it by 7 points.

Change since 2003
+98%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,228
principal + interest $1,040 · taxes & insurance est. $188
Rent: typical rent (ZORI)
$722
Price-to-rent ratio
21.7
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,228 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $722 a month.

Price divided by a year's rent: 21.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
21.7

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

New supply

Homes being permitted

024620225202302024220252
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Nicholas County, builders pulled permits for 2 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
2

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

01234202420252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at ∞% of it, and below it in 0 of the last 24 months.

Sales vs 2015–19 level
∞%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

024620225202302024220252
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Nicholas County, builders pulled permits for 2 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
2

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
77
Moved out (top-10 destination counties)
158
Net households
−81
Top origins
Fayette, WV43
Webster, WV34
Top destinations
Fayette, WV46
Webster, WV37
Kanawha, WV32
Source: IRS SOI · as of 2024-08-01Source: IRS Statistics of Income, county-to-county migration data · data as of 2024-08-01

This ZIP sits in Nicholas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 77 moved in. Among the ten receiving the most, 158 moved out.

Net across those counties: −81 households.

Most arrivals came from Fayette, WV (43 households); most departures went to Fayette, WV (46).

Net households (top-10 flows)
−81

Source: IRS Statistics of Income, county-to-county migration data · data as of 2024-08-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
77
Moved out (top-10 destination counties)
158
Net households
−81
Top origins
Fayette, WV43
Webster, WV34
Top destinations
Fayette, WV46
Webster, WV37
Kanawha, WV32
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Nicholas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 77 moved in. Among the ten receiving the most, 158 moved out.

Net across those counties: −81 households. Beside it, homes for sale in this ZIP: 3 in June 2026.

Most arrivals came from Fayette, WV (43 households); most departures went to Fayette, WV (46).

Net households (top-10 flows)
−81

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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