ZIP 26505 vs ZIP 26501

26505 is one of 12 ZIP codes that lie mostly in Monongalia County, WV.

Shaded by typical home value, it ranks 2 of the 7 with a value.

6 school locations in 26505: 3 elementary, 2 middle, 1 high.

In alphabetical order: EASTWOOD ELEMENTARY SCHOOL, MOUNTAINEER MIDDLE SCHOOL, NORTH ELEMENTARY SCHOOL, SUNCREST ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

26501 is one of 12 ZIP codes that lie mostly in Monongalia County, WV.

Shaded by typical home value, it ranks 3 of the 7 with a value.

6 school locations in 26501: 2 elementary, 2 middle, 1 high, 1 other.

In alphabetical order: MONONGALIA TECHNICAL EDUCATION CENTER, MORGANTOWN HIGH SCHOOL, MYLAN PARK ELEMENTARY SCHOOL, SKYVIEW ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 26505 was worth $114,957.

Values peaked at $259,761 in August 2026. The latest reading is the peak.

As of August 2026: $259,761, +2.8% over twelve months.

Start with the typical home: $259,761. Put 20% down and borrow $207,809 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,439 a month in principal and interest.

The median household here earns $42,275 a year, $3,523 a month. So the payment takes 40.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 18.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $688.

In December 2020, with rates at 2.68%, it was $716.

By August 2026, at 6.67%, it was $1,336 — +87% since December 2020, while the home's value moved +18%.

Reported values rose +126% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $226,879. So the real change is +14%, not +126%.

26505: +126% since January 2000.

Monongalia County: +102% since January 2000.

West Virginia: +139% since January 2000 — 26505 ran behind it by 13 points.

Owning the typical home costs about $1,699 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,314 a month.

Price divided by a year's rent: 16.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 26501 was worth $96,523.

Values peaked at $223,807 in August 2026. The latest reading is the peak.

As of August 2026: $223,807, +2.5% over twelve months.

Start with the typical home: $223,807. Put 20% down and borrow $179,046 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,240 a month in principal and interest.

The median household here earns $62,173 a year, $5,181 a month. So the payment takes 23.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $578.

In December 2020, with rates at 2.68%, it was $603.

By August 2026, at 6.67%, it was $1,151 — +91% since December 2020, while the home's value moved +20%.

Reported values rose +132% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $190,498. So the real change is +17%, not +132%.

26501: +132% since January 2000.

Monongalia County: +102% since January 2000.

West Virginia: +139% since January 2000 — 26501 ran behind it by 7 points.

Owning the typical home costs about $1,463 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,400 a month.

Price divided by a year's rent: 13.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 29 a month (Redfin, 3-month rolling data through August 2026). That is 109% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 86.

Going out — closed sales: about 37 a month. That is 113% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 37 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 23 — so sales ran at 161% of it, and below it in 7 of the last 24 months.

Across Monongalia County, builders pulled permits for 22 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 27 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 79.

Going out — closed sales: about 30 a month.

The ladder: homes for sale ÷ monthly sales = 2.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 30 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 16 — so sales ran at 188% of it, and below it in 3 of the last 24 months.

Across Monongalia County, builders pulled permits for 22 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Monongalia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 963 moved in. Among the ten receiving the most, 1,012 moved out.

Net across those counties: −49 households. Beside it, homes for sale in this ZIP: 86 in June 2026.

Most arrivals came from Marion, WV (226 households); most departures went to Marion, WV (250).

This ZIP sits in Monongalia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 963 moved in. Among the ten receiving the most, 1,012 moved out.

Net across those counties: −49 households. Beside it, homes for sale in this ZIP: 79 in June 2026.

Most arrivals came from Marion, WV (226 households); most departures went to Marion, WV (250).