Lotvox market story · compare

ZIP 26337 vs ZIP 26415

ZIP 26337

Ritchie County, WV

ZIP 26415

Ritchie County, WV

1 of 4

Who's going to sell

Turnover Index not published for 26337 yet.

Where

26337 in Ritchie County, WV

26148 · no value published26161 · no value published26178 · $124,81626325 · no value published26327 · no value published26337 · $113,82826346 · $114,04926362 · $135,53726415 · $109,58926421 · no value published 26337
$110K$136K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

26337 is one of 10 ZIP codes that lie mostly in Ritchie County, WV.

Shaded by typical home value, it ranks 4 of the 5 with a value.

Value rank in county
4 of 5

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Turnover Index not published for 26415 yet.

Where

26415 in Ritchie County, WV

26148 · no value published26161 · no value published26178 · $124,81626325 · no value published26327 · no value published26337 · $113,82826346 · $114,04926362 · $135,53726415 · $109,58926421 · no value published 26415
$110K$136K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

26415 is one of 10 ZIP codes that lie mostly in Ritchie County, WV — 69% of its own area is in the county.

Shaded by typical home value, it ranks 5 of the 5 with a value.

Value rank in county
5 of 5

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 26415

1 school location in 26415: 1 elementary.

In alphabetical order: CREED COLLINS ELEMENTARY. Locations only — no ratings are shown here.

School locations
1

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 26337

$0$50K$100K$150K2020202220242026Peak December 2024 · $131,363Latest · $113,828
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In February 2019 the typical home in 26337 was worth $96,931.

Values peaked at $131,363 in December 2024. The latest reading is −13.3% from that peak.

As of August 2026: $113,828, −4.8% over twelve months.

Typical home value
$113,828
12-month change
−4.8%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$113,828
Loan at 20% down
$91,062
30-year fixed rate
7.40%
Monthly principal + interest
$630
Median household income, per month
$4,213
Share of income
15.0%
0%30%60%
At today's rate, by home value, 2019–2026: 12.7% → 15.0%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $113,828. Put 20% down and borrow $91,062 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $630 a month in principal and interest.

The median household here earns $50,556 a year, $4,213 a month. So the payment takes 15.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.7% in 2019.

Payment share of income
15.0%
Monthly P&I
$630

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$200$400$600$80020202022202420262.68% rate · $3506.67% rate · $586
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $387.

In December 2020, with rates at 2.68%, it was $350.

By August 2026, at 6.67%, it was $586 — +67% since December 2020, while the home's value moved +5%.

Payment change since 2020
+67%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$50K$100K$150K$200K2020202220242026
Home value (as reported)Prices in general (CPI-U), scaled to February 2019Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +17% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $127,853. So the real change is −11%, not +17%.

Real change since 2019
−11%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

26337 against its neighbors

801001201401602020202220242026
26337 (2019 = 100)Ritchie County (2019 = 100)West Virginia (2019 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

26337: +17% since February 2019.

Ritchie County: +30% since February 2019.

West Virginia: +49% since February 2019 — 26337 ran behind it by 31 points.

Change since 2019
+17%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$744
principal + interest $630 · taxes & insurance est. $114
Rent: typical rent (ZORI)
$675
Price-to-rent ratio
14.1
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $744 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $675 a month.

Price divided by a year's rent: 14.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
14.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 26415

$0$50K$100K$150K200420082012201620202024Peak January 2025 · $123,764Latest · $109,589
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In September 2003 the typical home in 26415 was worth $53,562.

Values peaked at $123,764 in January 2025. The latest reading is −11.5% from that peak.

As of August 2026: $109,589, −4.5% over twelve months.

Typical home value
$109,589
12-month change
−4.5%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$109,589
Loan at 20% down
$87,671
30-year fixed rate
7.40%
Monthly principal + interest
$607
Median household income, per month
$5,147
Share of income
11.8%
0%30%60%
At today's rate, by home value, 2003–2026: 5.8% → 11.8%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $109,589. Put 20% down and borrow $87,671 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $607 a month in principal and interest.

The median household here earns $61,761 a year, $5,147 a month. So the payment takes 11.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 5.8% in 2003.

Payment share of income
11.8%
Monthly P&I
$607

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$200$400$600$8002004200820122016202020242.68% rate · $3106.67% rate · $564
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in September 2003 (6.15%) the payment was $261.

In December 2020, with rates at 2.68%, it was $310.

By August 2026, at 6.67%, it was $564 — +82% since December 2020, while the home's value moved +15%.

Payment change since 2020
+82%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$50K$100K$150K200420082012201620202024
Home value (as reported)Prices in general (CPI-U), scaled to September 2003Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +105% since September 2003.

General prices (CPI-U) rose +81% over the same span.

Divide one by the other: in August 2026 dollars, the 2003 home was worth $96,687. So the real change is +13%, not +105%.

Real change since 2003
+13%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

26415 against its neighbors

50100150200250200420082012201620202024
26415 (2003 = 100)Ritchie County (2003 = 100)West Virginia (2003 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

26415: +105% since September 2003.

Ritchie County: +103% since September 2003.

West Virginia: +105% since September 2003.

Change since 2003
+105%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$717
principal + interest $607 · taxes & insurance est. $110
Rent: typical rent (ZORI)
$763
Price-to-rent ratio
12.0
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $717 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $763 a month.

Price divided by a year's rent: 12.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
12.0

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

New supply

Homes being permitted

010203040202216202319202426202532
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Ritchie County, builders pulled permits for 32 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
32

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

01234202420252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at ∞% of it, and below it in 7 of the last 24 months.

Sales vs 2015–19 level
∞%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

010203040202216202319202426202532
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Ritchie County, builders pulled permits for 32 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
32

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
26
Moved out (top-10 destination counties)
36
Net households
−10
Top origins
Wood, WV26
Top destinations
Wood, WV36
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-05-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-05-01

This ZIP sits in Ritchie County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26 moved in. Among the ten receiving the most, 36 moved out.

Net across those counties: −10 households. Beside it, homes for sale in this ZIP: 1 in May 2026.

Most arrivals came from Wood, WV (26 households); most departures went to Wood, WV (36).

Net households (top-10 flows)
−10

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-05-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
26
Moved out (top-10 destination counties)
36
Net households
−10
Top origins
Wood, WV26
Top destinations
Wood, WV36
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Ritchie County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 26 moved in. Among the ten receiving the most, 36 moved out.

Net across those counties: −10 households. Beside it, homes for sale in this ZIP: 1 in June 2026.

Most arrivals came from Wood, WV (26 households); most departures went to Wood, WV (36).

Net households (top-10 flows)
−10

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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