ZIP 26201 vs ZIP 26218

26201 is one of 6 ZIP codes that lie mostly in Upshur County, WV — 88% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 4 with a value.

8 school locations in 26201: 5 elementary, 1 middle, 1 high, 1 other.

In alphabetical order: BUCKHANNON ACADEMY ELEMENTARY SCHOOL, BUCKHANNON UPSHUR HIGH SCHOOL, B-U MIDDLE SCHOOL, FRED W EBERLE TECH CENTER, and more on the ZIP page. Locations only — no ratings are shown here.

26218 is one of 6 ZIP codes that lie mostly in Upshur County, WV.

Shaded by typical home value, it ranks 2 of the 4 with a value.

1 school location in 26218: 1 elementary.

In alphabetical order: FRENCH CREEK ELEMENTARY. Locations only — no ratings are shown here.

In February 2016 the typical home in 26201 was worth $103,460.

Values peaked at $164,732 in August 2026. The latest reading is the peak.

As of August 2026: $164,732, +3.1% over twelve months.

Start with the typical home: $164,732. Put 20% down and borrow $131,786 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $912 a month in principal and interest.

The median household here earns $51,597 a year, $4,300 a month. So the payment takes 21.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.3% in 2016.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2016 (3.66%) the payment was $379.

In December 2020, with rates at 2.68%, it was $389.

By August 2026, at 6.67%, it was $848 — +118% since December 2020, while the home's value moved +37%.

Reported values rose +59% since February 2016.

General prices (CPI-U) rose +41% over the same span.

Divide one by the other: in August 2026 dollars, the 2016 home was worth $145,655. So the real change is +13%, not +59%.

26201: +59% since February 2016.

Upshur County: +55% since February 2016.

West Virginia: +57% since February 2016 — 26201 ran ahead of it by 2 points.

Owning the typical home costs about $1,077 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $925 a month.

Price divided by a year's rent: 14.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In February 2019 the typical home in 26218 was worth $96,036.

Values peaked at $136,702 in July 2026. The latest reading is −0.2% from that peak.

As of August 2026: $136,368, +2.6% over twelve months.

Start with the typical home: $136,368. Put 20% down and borrow $109,094 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $755 a month in principal and interest.

The median household here earns $58,270 a year, $4,856 a month. So the payment takes 15.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.0% in 2019.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $383.

In December 2020, with rates at 2.68%, it was $321.

By August 2026, at 6.67%, it was $702 — +119% since December 2020, while the home's value moved +38%.

Reported values rose +42% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $126,673. So the real change is +8%, not +42%.

26218: +42% since February 2019.

Upshur County: +45% since February 2019.

West Virginia: +49% since February 2019 — 26218 ran behind it by 7 points.

Owning the typical home costs about $892 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $923 a month.

Price divided by a year's rent: 12.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 15 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 51.

Going out — closed sales: about 9 a month. The drain is drawn 21% narrower: the share of homes for sale that sell each month is 79% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.9 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 9 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 100% of it, and below it in 6 of the last 24 months.

Across Upshur County, builders pulled permits for 30 new homes in 2025.

Of those, 93% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 0 a month in July 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 0% of it, and below it in 10 of the last 24 months.

Across Upshur County, builders pulled permits for 30 new homes in 2025.

Of those, 93% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Upshur County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 144 moved in. Among the ten receiving the most, 200 moved out.

Net across those counties: −56 households. Beside it, homes for sale in this ZIP: 51 in June 2026.

Most arrivals came from Lewis, WV (48 households); most departures went to Lewis, WV (52).

This ZIP sits in Upshur County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 144 moved in. Among the ten receiving the most, 200 moved out.

Net across those counties: −56 households. Beside it, homes for sale in this ZIP: 3 in June 2026.

Most arrivals came from Lewis, WV (48 households); most departures went to Lewis, WV (52).