Lotvox market story · compare
ZIP 26059 vs ZIP 26003
1 of 4
Who's going to sell
Turnover Index not published for 26059 yet.
Where
26059 in Ohio County, WV
26059 is one of 4 ZIP codes that lie mostly in Ohio County, WV.
Shaded by typical home value, it ranks 2 of the 3 with a value.
- Value rank in county
- 2 of 3
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 26059
1 school location in 26059: 1 elementary.
In alphabetical order: MIDDLE CREEK ELEMENTARY SCHOOL. Locations only — no ratings are shown here.
- School locations
- 1
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 26003 yet.
Where
26003 in Ohio County, WV
26003 is one of 4 ZIP codes that lie mostly in Ohio County, WV — 61% of its own area is in the county.
Shaded by typical home value, it ranks 3 of the 3 with a value.
- Value rank in county
- 3 of 3
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 26003
14 school locations in 26003: 8 elementary, 5 middle, 1 high.
In alphabetical order: BETHLEHEM ELEMENTARY SCHOOL, BRIDGE STREET MIDDLE SCHOOL, ELM GROVE ELEMENTARY SCHOOL, HILLTOP ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 14
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 26059
In January 2000 the typical home in 26059 was worth $89,624.
Values peaked at $187,922 in August 2026. The latest reading is the peak.
As of August 2026: $187,922, +5.0% over twelve months.
- Typical home value
- $187,922
- 12-month change
- +5.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $187,922. Put 20% down and borrow $150,338 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,041 a month in principal and interest.
The median household here earns $69,922 a year, $5,827 a month. So the payment takes 17.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.5% in 2000.
- Payment share of income
- 17.9%
- Monthly P&I
- $1,041
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $537.
In December 2020, with rates at 2.68%, it was $495.
By August 2026, at 6.67%, it was $967 — +96% since December 2020, while the home's value moved +23%.
- Payment change since 2020
- +96%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +110% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $176,882. So the real change is +6%, not +110%.
- Real change since 2000
- +6%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
26059 against its neighbors
26059: +110% since January 2000.
Ohio County: +129% since January 2000.
West Virginia: +139% since January 2000 — 26059 ran behind it by 29 points.
- Change since 2000
- +110%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,229 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $913 a month.
Price divided by a year's rent: 17.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 17.2
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 26003
In January 2000 the typical home in 26003 was worth $68,601.
Values peaked at $162,355 in August 2026. The latest reading is the peak.
As of August 2026: $162,355, +5.6% over twelve months.
- Typical home value
- $162,355
- 12-month change
- +5.6%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $162,355. Put 20% down and borrow $129,884 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $899 a month in principal and interest.
The median household here earns $58,625 a year, $4,885 a month. So the payment takes 18.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.8% in 2000.
- Payment share of income
- 18.4%
- Monthly P&I
- $899
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $411.
In December 2020, with rates at 2.68%, it was $423.
By August 2026, at 6.67%, it was $835 — +97% since December 2020, while the home's value moved +24%.
- Payment change since 2020
- +97%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +137% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $135,391. So the real change is +20%, not +137%.
- Real change since 2000
- +20%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
26003 against its neighbors
26003: +137% since January 2000.
Ohio County: +129% since January 2000.
West Virginia: +139% since January 2000 — 26003 ran behind it by 2 points.
- Change since 2000
- +137%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $1,062 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $833 a month.
Price divided by a year's rent: 16.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 16.2
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Sales pace vs. normal
Homes sold: about 1 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 2 — so sales ran at 50% of it, and below it in 8 of the last 24 months.
- Sales vs 2015–19 level
- 50%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Ohio County, builders pulled permits for 3 new homes in 2025.
Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 3
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 54 a month (Redfin, 3-month rolling data through August 2026). That is 160% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 139.
Going out — closed sales: about 37 a month. That is 104% of the 2015–2019 level for the same months. The drain is drawn 1% narrower: the share of homes for sale that sell each month is 99% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 3.8
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 37 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 32 — so sales ran at 116% of it, and below it in 8 of the last 24 months.
- Sales vs 2015–19 level
- 116%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Ohio County, builders pulled permits for 3 new homes in 2025.
Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 3
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Ohio County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 518 moved in. Among the ten receiving the most, 533 moved out.
Net across those counties: −15 households. Beside it, homes for sale in this ZIP: 5 in June 2026.
Most arrivals came from Marshall, WV (171 households); most departures went to Belmont, OH (163).
- Net households (top-10 flows)
- −15
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Ohio County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 518 moved in. Among the ten receiving the most, 533 moved out.
Net across those counties: −15 households. Beside it, homes for sale in this ZIP: 139 in June 2026.
Most arrivals came from Marshall, WV (171 households); most departures went to Belmont, OH (163).
- Net households (top-10 flows)
- −15
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01