ZIP 25555 vs ZIP 25704

25555 is one of 13 ZIP codes that lie mostly in Wayne County, WV.

Shaded by typical home value, it ranks 2 of the 10 with a value.

1 school location in 25555: 1 elementary.

In alphabetical order: PRICHARD ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

25704 is one of 13 ZIP codes that lie mostly in Wayne County, WV — 94% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 10 with a value.

4 school locations in 25704: 2 elementary, 1 middle, 1 high.

In alphabetical order: CENTRAL CITY ELEMENTARY SCHOOL, KELLOGG ELEMENTARY SCHOOL, SPRING VALLEY HIGH SCHOOL, VINSON MIDDLE SCHOOL. Locations only — no ratings are shown here.

In February 2019 the typical home in 25555 was worth $113,247.

Values peaked at $165,763 in August 2026. The latest reading is the peak.

As of August 2026: $165,763, +8.4% over twelve months.

Start with the typical home: $165,763. Put 20% down and borrow $132,610 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $918 a month in principal and interest.

The median household here earns $67,313 a year, $5,609 a month. So the payment takes 16.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2019.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $452.

In December 2020, with rates at 2.68%, it was $419.

By August 2026, at 6.67%, it was $853 — +104% since December 2020, while the home's value moved +28%.

Reported values rose +46% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $149,374. So the real change is +11%, not +46%.

25555: +46% since February 2019.

Wayne County: +43% since February 2019.

West Virginia: +49% since February 2019 — 25555 ran behind it by 2 points.

Owning the typical home costs about $1,084 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $771 a month.

Price divided by a year's rent: 17.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 25704 was worth $65,550.

Values peaked at $135,685 in July 2026. The latest reading is −0.2% from that peak.

As of August 2026: $135,418, +6.1% over twelve months.

Start with the typical home: $135,418. Put 20% down and borrow $108,334 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $750 a month in principal and interest.

The median household here earns $51,646 a year, $4,304 a month. So the payment takes 17.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $392.

In December 2020, with rates at 2.68%, it was $330.

By August 2026, at 6.67%, it was $697 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +107% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $129,370. So the real change is +5%, not +107%.

25704: +107% since January 2000.

Wayne County: +117% since January 2000.

West Virginia: +139% since January 2000 — 25704 ran behind it by 32 points.

Owning the typical home costs about $886 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $872 a month.

Price divided by a year's rent: 12.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Across Wayne County, builders pulled permits for 61 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 18 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 37.

Going out — closed sales: about 10 a month.

The ladder: homes for sale ÷ monthly sales = 3.6 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 10 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 1,000% of it, and below it in 0 of the last 24 months.

Across Wayne County, builders pulled permits for 61 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Wayne County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 472 moved in. Among the ten receiving the most, 479 moved out.

Net across those counties: −7 households. Beside it, homes for sale in this ZIP: 3 in June 2026.

Most arrivals came from Cabell, WV (299 households); most departures went to Cabell, WV (281).

This ZIP sits in Wayne County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 472 moved in. Among the ten receiving the most, 479 moved out.

Net across those counties: −7 households. Beside it, homes for sale in this ZIP: 37 in June 2026.

Most arrivals came from Cabell, WV (299 households); most departures went to Cabell, WV (281).