Lotvox market story · compare

ZIP 25005 vs ZIP 25259

ZIP 25005

Roane County, WV

ZIP 25259

Roane County, WV

1 of 4

Who's going to sell

Turnover Index not published for 25005 yet.

Where

25005 in Roane County, WV

25005 · $161,26525243 · $147,24825251 · $147,70925259 · $155,64725266 · $147,48125270 · $136,51425276 · $122,58225286 · $125,971 25005
$123K$161K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

25005 is one of 8 ZIP codes that lie mostly in Roane County, WV.

Shaded by typical home value, it ranks 1 of the 8 with a value.

Value rank in county
1 of 8

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Turnover Index not published for 25259 yet.

Where

25259 in Roane County, WV

25005 · $161,26525243 · $147,24825251 · $147,70925259 · $155,64725266 · $147,48125270 · $136,51425276 · $122,58225286 · $125,971 25259
$123K$161K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

25259 is one of 8 ZIP codes that lie mostly in Roane County, WV.

Shaded by typical home value, it ranks 2 of the 8 with a value.

Value rank in county
2 of 8

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

2 of 4

What it costs

Home values

What homes are worth in 25005

$0$50K$100K$150K$200K2020202220242026Peak August 2026 · $161,265Latest · $161,265
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In February 2019 the typical home in 25005 was worth $121,801.

Values peaked at $161,265 in August 2026. The latest reading is the peak.

As of August 2026: $161,265, +7.3% over twelve months.

Typical home value
$161,265
12-month change
+7.3%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$161,265
Loan at 20% down
$129,012
30-year fixed rate
7.40%
Monthly principal + interest
$893
Median household income, per month
$3,442
Share of income
26.0%
0%30%60%
At today's rate, by home value, 2019–2026: 19.6% → 26.0%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $161,265. Put 20% down and borrow $129,012 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $893 a month in principal and interest.

The median household here earns $41,299 a year, $3,442 a month. So the payment takes 26.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 19.6% in 2019.

Payment share of income
26.0%
Monthly P&I
$893

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$250$500$750$1K20202022202420262.68% rate · $4286.67% rate · $830
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $486.

In December 2020, with rates at 2.68%, it was $428.

By August 2026, at 6.67%, it was $830 — +94% since December 2020, while the home's value moved +22%.

Payment change since 2020
+94%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$50K$100K$150K$200K2020202220242026
Home value (as reported)Prices in general (CPI-U), scaled to February 2019Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +32% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $160,657. So the real change is 0%, not +32%.

Real change since 2019
0%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

25005 against its neighbors

801001201401602020202220242026
25005 (2019 = 100)Roane County (2019 = 100)West Virginia (2019 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

25005: +32% since February 2019.

Roane County: +32% since February 2019.

West Virginia: +49% since February 2019 — 25005 ran behind it by 16 points.

Change since 2019
+32%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,055
principal + interest $893 · taxes & insurance est. $162
Rent: county median rent (ACS)
$614
Price-to-rent ratio
21.9
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,055 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $614 a month.

Price divided by a year's rent: 21.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
21.9

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 25259

$0$50K$100K$150K$200K2020202220242026Peak June 2022 · $166,146Latest · $155,647
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In February 2019 the typical home in 25259 was worth $121,674.

Values peaked at $166,146 in June 2022. The latest reading is −6.3% from that peak.

As of August 2026: $155,647, +6.7% over twelve months.

Typical home value
$155,647
12-month change
+6.7%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$155,647
Loan at 20% down
$124,518
30-year fixed rate
7.40%
Monthly principal + interest
$862
Median household income, per month
$3,058
Share of income
28.2%
0%30%60%
At today's rate, by home value, 2019–2026: 22.0% → 28.2%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $155,647. Put 20% down and borrow $124,518 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $862 a month in principal and interest.

The median household here earns $36,700 a year, $3,058 a month. So the payment takes 28.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 22.0% in 2019.

Payment share of income
28.2%
Monthly P&I
$862

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$250$500$750$1K20202022202420262.68% rate · $4446.67% rate · $801
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2019 (4.37%) the payment was $486.

In December 2020, with rates at 2.68%, it was $444.

By August 2026, at 6.67%, it was $801 — +80% since December 2020, while the home's value moved +14%.

Payment change since 2020
+80%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$50K$100K$150K$200K2020202220242026
Home value (as reported)Prices in general (CPI-U), scaled to February 2019Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +28% since February 2019.

General prices (CPI-U) rose +32% over the same span.

Divide one by the other: in August 2026 dollars, the 2019 home was worth $160,490. So the real change is −3%, not +28%.

Real change since 2019
−3%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

25259 against its neighbors

801001201401602020202220242026
25259 (2019 = 100)Roane County (2019 = 100)West Virginia (2019 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

25259: +28% since February 2019.

Roane County: +32% since February 2019.

West Virginia: +49% since February 2019 — 25259 ran behind it by 21 points.

Change since 2019
+28%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,018
principal + interest $862 · taxes & insurance est. $156
Rent: county median rent (ACS)
$614
Price-to-rent ratio
21.1
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,018 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $614 a month.

Price divided by a year's rent: 21.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
21.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

New supply

Homes being permitted

010203020220202327202421202521
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Roane County, builders pulled permits for 21 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
21

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

New supply

Homes being permitted

010203020220202327202421202521
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Roane County, builders pulled permits for 21 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
21

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
95
Moved out (top-10 destination counties)
106
Net households
−11
Top origins
Kanawha, WV51
Calhoun, WV23
Jackson, WV21
Top destinations
Kanawha, WV67
Jackson, WV39
Homes for sale, 2016–2025
Source: IRS SOI · Redfin · as of 2025-09-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2025-09-01

This ZIP sits in Roane County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 95 moved in. Among the ten receiving the most, 106 moved out.

Net across those counties: −11 households. Beside it, homes for sale in this ZIP: 1 in September 2025.

Most arrivals came from Kanawha, WV (51 households); most departures went to Kanawha, WV (67).

Net households (top-10 flows)
−11

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2025-09-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
95
Moved out (top-10 destination counties)
106
Net households
−11
Top origins
Kanawha, WV51
Calhoun, WV23
Jackson, WV21
Top destinations
Kanawha, WV67
Jackson, WV39
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Roane County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 95 moved in. Among the ten receiving the most, 106 moved out.

Net across those counties: −11 households. Beside it, homes for sale in this ZIP: 1 in June 2026.

Most arrivals came from Kanawha, WV (51 households); most departures went to Kanawha, WV (67).

Net households (top-10 flows)
−11

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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