Lotvox market story · compare

ZIP 24934 vs ZIP 24946

ZIP 24934

Pocahontas County, WV

ZIP 24946

Pocahontas County, WV

1 of 4

Who's going to sell

Turnover Index not published for 24934 yet.

Where

24934 in Pocahontas County, WV

24915 · $175,08324920 · $128,62524924 · $185,85924927 · $153,35224934 · $172,56724944 · $164,44824946 · $166,61024954 · $152,84026209 · $230,31926264 · $128,94426291 · $267,089 24934
$129K$267K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

24934 is one of 11 ZIP codes that lie mostly in Pocahontas County, WV.

Shaded by typical home value, it ranks 5 of the 11 with a value.

Value rank in county
5 of 11

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 24934

1 school location in 24934: 1 high.

In alphabetical order: POCAHONTAS COUNTY HIGH SCHOOL. Locations only — no ratings are shown here.

School locations
1

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 24946 yet.

Where

24946 in Pocahontas County, WV

24915 · $175,08324920 · $128,62524924 · $185,85924927 · $153,35224934 · $172,56724944 · $164,44824946 · $166,61024954 · $152,84026209 · $230,31926264 · $128,94426291 · $267,089 24946
$129K$267K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

24946 is one of 11 ZIP codes that lie mostly in Pocahontas County, WV.

Shaded by typical home value, it ranks 6 of the 11 with a value.

Value rank in county
6 of 11

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 24946

1 school location in 24946: 1 elementary.

In alphabetical order: HILLSBORO ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

School locations
1

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 24934

$0$50K$100K$150K$200K201520172019202120232025Peak April 2026 · $173,149Latest · $172,567
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2015 the typical home in 24934 was worth $89,811.

Values peaked at $173,149 in April 2026. The latest reading is −0.3% from that peak.

As of August 2026: $172,567, +5.2% over twelve months.

Typical home value
$172,567
12-month change
+5.2%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$172,567
Loan at 20% down
$138,054
30-year fixed rate
7.40%
Monthly principal + interest
$956
Median household income, per month
$3,359
Share of income
28.5%
0%30%60%
At today's rate, by home value, 2015–2026: 14.8% → 28.5%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $172,567. Put 20% down and borrow $138,054 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $956 a month in principal and interest.

The median household here earns $40,313 a year, $3,359 a month. So the payment takes 28.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.8% in 2015.

Payment share of income
28.5%
Monthly P&I
$956

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$250$500$750$1K2015201720192021202320252.68% rate · $3796.67% rate · $888
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2015 (3.67%) the payment was $329.

In December 2020, with rates at 2.68%, it was $379.

By August 2026, at 6.67%, it was $888 — +134% since December 2020, while the home's value moved +47%.

Payment change since 2020
+134%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$50K$100K$150K$200K201520172019202120232025
Home value (as reported)Prices in general (CPI-U), scaled to January 2015Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +92% since January 2015.

General prices (CPI-U) rose +42% over the same span.

Divide one by the other: in August 2026 dollars, the 2015 home was worth $127,834. So the real change is +35%, not +92%.

Real change since 2015
+35%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

24934 against its neighbors

50100150200250201520172019202120232025
24934 (2015 = 100)Pocahontas County (2015 = 100)West Virginia (2015 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

24934: +92% since January 2015.

Pocahontas County: +92% since January 2015.

West Virginia: +66% since January 2015 — 24934 ran ahead of it by 26 points.

Change since 2015
+92%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,128
principal + interest $956 · taxes & insurance est. $172
Rent: county median rent (ACS)
$715
Price-to-rent ratio
20.1
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,128 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $715 a month.

Price divided by a year's rent: 20.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
20.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 24946

$0$50K$100K$150K$200K201520172019202120232025Peak April 2026 · $167,214Latest · $166,610
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2015 the typical home in 24946 was worth $82,830.

Values peaked at $167,214 in April 2026. The latest reading is −0.4% from that peak.

As of August 2026: $166,610, +3.0% over twelve months.

Typical home value
$166,610
12-month change
+3.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$166,610
Loan at 20% down
$133,288
30-year fixed rate
7.40%
Monthly principal + interest
$923
Median household income, per month
$5,299
Share of income
17.4%
0%30%60%
At today's rate, by home value, 2015–2026: 8.7% → 17.4%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $166,610. Put 20% down and borrow $133,288 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $923 a month in principal and interest.

The median household here earns $63,583 a year, $5,299 a month. So the payment takes 17.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.7% in 2015.

Payment share of income
17.4%
Monthly P&I
$923

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$250$500$750$1K2015201720192021202320252.68% rate · $3676.67% rate · $857
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2015 (3.67%) the payment was $304.

In December 2020, with rates at 2.68%, it was $367.

By August 2026, at 6.67%, it was $857 — +134% since December 2020, while the home's value moved +47%.

Payment change since 2020
+134%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$50K$100K$150K$200K201520172019202120232025
Home value (as reported)Prices in general (CPI-U), scaled to January 2015Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +101% since January 2015.

General prices (CPI-U) rose +42% over the same span.

Divide one by the other: in August 2026 dollars, the 2015 home was worth $117,897. So the real change is +41%, not +101%.

Real change since 2015
+41%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

24946 against its neighbors

50100150200250201520172019202120232025
24946 (2015 = 100)Pocahontas County (2015 = 100)West Virginia (2015 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

24946: +101% since January 2015.

Pocahontas County: +92% since January 2015.

West Virginia: +66% since January 2015 — 24946 ran ahead of it by 35 points.

Change since 2015
+101%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,089
principal + interest $923 · taxes & insurance est. $166
Rent: county median rent (ACS)
$715
Price-to-rent ratio
19.4
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,089 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $715 a month.

Price divided by a year's rent: 19.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
19.4

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Sales pace vs. normal

01122023202420252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-05Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-05

Homes sold: about 0 a month in May 2026 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at NaN% of it, and below it in 4 of the last 24 months.

Sales vs 2015–19 level
NaN%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-05

New supply

Homes being permitted

0246820226202302024720257
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Pocahontas County, builders pulled permits for 7 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
7

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

01232023202420252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-05Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-05

Homes sold: about 0 a month in May 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 0% of it, and below it in 5 of the last 24 months.

Sales vs 2015–19 level
0%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-05

New supply

Homes being permitted

0246820226202302024720257
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Pocahontas County, builders pulled permits for 7 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
7

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

No data for ZIP 24934 in this chapter.

No data for ZIP 24946 in this chapter.

Own in 24934?What's my home worth?Own in 24946?What's my home worth?An agent?Claim one of these ZIPs