Lotvox market story · compare
ZIP 21737 vs ZIP 21029
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Who's going to sell
Turnover Index not published for 21737 yet.
Where
21737 in Howard County, MD
21737 is one of 20 ZIP codes that lie mostly in Howard County, MD.
Shaded by typical home value, it ranks 1 of the 19 with a value.
- Value rank in county
- 1 of 19
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 21737
1 school location in 21737: 1 high.
In alphabetical order: Glenelg High. Locations only — no ratings are shown here.
- School locations
- 1
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 21029 yet.
Where
21029 in Howard County, MD
21029 is one of 20 ZIP codes that lie mostly in Howard County, MD.
Shaded by typical home value, it ranks 2 of the 19 with a value.
- Value rank in county
- 2 of 19
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 21029
4 school locations in 21029: 2 elementary, 1 middle, 1 high.
In alphabetical order: Clarksville Elementary, Clarksville Middle, Pointers Run Elementary, River Hill High. Locations only — no ratings are shown here.
- School locations
- 4
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 21737
In January 2000 the typical home in 21737 was worth $400,718.
Values peaked at $1,207,434 in August 2026. The latest reading is the peak.
As of August 2026: $1,207,434, +2.8% over twelve months.
- Typical home value
- $1,207,434
- 12-month change
- +2.8%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $2,399.
In December 2020, with rates at 2.68%, it was $2,750.
By August 2026, at 6.67%, it was $6,212 — +126% since December 2020, while the home's value moved +42%.
- Payment change since 2020
- +126%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +201% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $790,858. So the real change is +53%, not +201%.
- Real change since 2000
- +53%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
21737 against its neighbors
21737: +201% since January 2000.
Howard County: +206% since January 2000.
Maryland: +180% since January 2000 — 21737 ran ahead of it by 21 points.
- Change since 2000
- +201%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $7,895 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,099 a month.
Price divided by a year's rent: 47.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 47.9
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 21029
In January 2000 the typical home in 21029 was worth $323,894.
Values peaked at $1,053,137 in August 2026. The latest reading is the peak.
As of August 2026: $1,053,137, +2.2% over twelve months.
- Typical home value
- $1,053,137
- 12-month change
- +2.2%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,939.
In December 2020, with rates at 2.68%, it was $2,482.
By August 2026, at 6.67%, it was $5,418 — +118% since December 2020, while the home's value moved +37%.
- Payment change since 2020
- +118%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +225% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $639,238. So the real change is +65%, not +225%.
- Real change since 2000
- +65%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
21029 against its neighbors
21029: +225% since January 2000.
Howard County: +206% since January 2000.
Maryland: +180% since January 2000 — 21029 ran ahead of it by 45 points.
- Change since 2000
- +225%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $6,887 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,442 a month.
Price divided by a year's rent: 25.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 25.5
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Sales pace vs. normal
Homes sold: about 3 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 2 — so sales ran at 150% of it, and below it in 13 of the last 24 months.
- Sales vs 2015–19 level
- 150%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Howard County, builders pulled permits for 728 new homes in 2025.
Of those, 45% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 728
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 14 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 25.
Going out — closed sales: about 17 a month.
The ladder: homes for sale ÷ monthly sales = 1.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 3 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 1.4
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 17 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 15 — so sales ran at 113% of it, and below it in 19 of the last 24 months.
- Sales vs 2015–19 level
- 113%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Howard County, builders pulled permits for 728 new homes in 2025.
Of those, 45% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 728
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Howard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 7,060 moved in. Among the ten receiving the most, 7,033 moved out.
Net across those counties: +27 households. Beside it, homes for sale in this ZIP: 3 in June 2026.
Most arrivals came from Anne Arundel, MD (1,379 households); most departures went to Anne Arundel, MD (1,615).
- Net households (top-10 flows)
- +27
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Howard County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 7,060 moved in. Among the ten receiving the most, 7,033 moved out.
Net across those counties: +27 households. Beside it, homes for sale in this ZIP: 25 in June 2026.
Most arrivals came from Anne Arundel, MD (1,379 households); most departures went to Anne Arundel, MD (1,615).
- Net households (top-10 flows)
- +27
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01