ZIP 21679 vs ZIP 21652

21679 is one of 15 ZIP codes that lie mostly in Talbot County, MD — 97% of its own area is in the county.

Shaded by typical home value, it ranks 6 of the 14 with a value.

21652 is one of 15 ZIP codes that lie mostly in Talbot County, MD.

Shaded by typical home value, it ranks 7 of the 14 with a value.

In January 2000 the typical home in 21679 was worth $214,259.

Values peaked at $662,994 in August 2026. The latest reading is the peak.

As of August 2026: $662,994, +3.7% over twelve months.

Start with the typical home: $662,995. Put 20% down and borrow $530,396 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,672 a month in principal and interest.

The median household here earns $116,908 a year, $9,742 a month. So the payment takes 37.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,283.

In December 2020, with rates at 2.68%, it was $1,420.

By August 2026, at 6.67%, it was $3,411 — +140% since December 2020, while the home's value moved +51%.

Reported values rose +209% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $422,862. So the real change is +57%, not +209%.

21679: +209% since January 2000.

Talbot County: +153% since January 2000.

Maryland: +180% since January 2000 — 21679 ran ahead of it by 29 points.

Owning the typical home costs about $4,335 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,256 a month.

Price divided by a year's rent: 44.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In February 2022 the typical home in 21652 was worth $514,763.

Values peaked at $592,233 in August 2026. The latest reading is the peak.

As of August 2026: $592,233, +1.6% over twelve months.

Start with the typical home: $592,233. Put 20% down and borrow $473,786 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,280 a month in principal and interest.

The median household here earns $126,174 a year, $10,515 a month. So the payment takes 31.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 27.1% in 2022.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2022 (3.76%) the payment was $1,910.

In February 2022, with rates at 3.76%, it was $1,910.

By August 2026, at 6.67%, it was $3,047 — +60% since February 2022, while the home's value moved +15%.

Reported values rose +15% since February 2022.

General prices (CPI-U) rose +17% over the same span.

Divide one by the other: in August 2026 dollars, the 2022 home was worth $604,563. So the real change is −2%, not +15%.

21652: +15% since February 2022.

Talbot County: +13% since February 2022.

Maryland: +11% since February 2022 — 21652 ran ahead of it by 5 points.

Owning the typical home costs about $3,873 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,256 a month.

Price divided by a year's rent: 39.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 100% of it, and below it in 7 of the last 24 months.

Across Talbot County, builders pulled permits for 198 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 0 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 0% of it, and below it in 10 of the last 24 months.

Across Talbot County, builders pulled permits for 198 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Talbot County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 580 moved in. Among the ten receiving the most, 525 moved out.

Net across those counties: +55 households. Beside it, homes for sale in this ZIP: 7 in June 2026.

Most arrivals came from Caroline, MD (117 households); most departures went to Dorchester, MD (130).

This ZIP sits in Talbot County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 580 moved in. Among the ten receiving the most, 525 moved out.

Net across those counties: +55 households. Beside it, homes for sale in this ZIP: 3 in June 2026.

Most arrivals came from Caroline, MD (117 households); most departures went to Dorchester, MD (130).