Lotvox market story · compare

ZIP 21610 vs ZIP 21667

ZIP 21610

Kent County, MD

ZIP 21667

Kent County, MD

1 of 4

Who's going to sell

Turnover Index not published for 21610 yet.

Where

21610 in Kent County, MD

21610 · $321,97021620 · $393,40321635 · $421,49821645 · $555,03821650 · $378,33221651 · $352,24921661 · $364,41121667 · $305,28021678 · $380,309 21610
$305K$555K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

21610 is one of 9 ZIP codes that lie mostly in Kent County, MD.

Shaded by typical home value, it ranks 8 of the 9 with a value.

Value rank in county
8 of 9

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Turnover Index not published for 21667 yet.

Where

21667 in Kent County, MD

21610 · $321,97021620 · $393,40321635 · $421,49821645 · $555,03821650 · $378,33221651 · $352,24921661 · $364,41121667 · $305,28021678 · $380,309 21667
$305K$555K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

21667 is one of 9 ZIP codes that lie mostly in Kent County, MD.

Shaded by typical home value, it ranks 9 of the 9 with a value.

Value rank in county
9 of 9

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

2 of 4

What it costs

Home values

What homes are worth in 21610

$0$100K$200K$300K$400K200020052010201520202025Peak May 2026 · $322,272Latest · $321,970
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 21610 was worth $103,231.

Values peaked at $322,272 in May 2026. The latest reading is −0.1% from that peak.

As of August 2026: $321,970, +1.0% over twelve months.

Typical home value
$321,970
12-month change
+1.0%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$321,970
Loan at 20% down
$257,576
30-year fixed rate
7.40%
Monthly principal + interest
$1,783
Median household income, per month
$6,198
Share of income
28.8%
0%30%60%
At today's rate, by home value, 2000–2026: 9.2% → 28.8%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $321,970. Put 20% down and borrow $257,576 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,783 a month in principal and interest.

The median household here earns $74,375 a year, $6,198 a month. So the payment takes 28.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.2% in 2000.

Payment share of income
28.8%
Monthly P&I
$1,783

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $7836.67% rate · $1,656
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $618.

In December 2020, with rates at 2.68%, it was $783.

By August 2026, at 6.67%, it was $1,656 — +112% since December 2020, while the home's value moved +33%.

Payment change since 2020
+112%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +212% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $203,737. So the real change is +58%, not +212%.

Real change since 2000
+58%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

21610 against its neighbors

0100200300400200020052010201520202025
21610 (2000 = 100)Kent County (2000 = 100)Maryland (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

21610: +212% since January 2000.

Kent County: +203% since January 2000.

Maryland: +180% since January 2000 — 21610 ran ahead of it by 32 points.

Change since 2000
+212%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,105
principal + interest $1,783 · taxes & insurance est. $322
Rent: typical rent (ZORI)
$900
Price-to-rent ratio
29.8
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,105 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $900 a month.

Price divided by a year's rent: 29.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
29.8

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 21667

$0$100K$200K$300K$400K2023202420252026Peak August 2026 · $305,280Latest · $305,280
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In February 2022 the typical home in 21667 was worth $265,390.

Values peaked at $305,280 in August 2026. The latest reading is the peak.

As of August 2026: $305,280, +2.5% over twelve months.

Typical home value
$305,280
12-month change
+2.5%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$305,280
Loan at 20% down
$244,224
30-year fixed rate
7.40%
Monthly principal + interest
$1,691
Median household income, per month
$5,125
Share of income
33.0%
0%30%60%
At today's rate, by home value, 2022–2026: 28.7% → 33.0%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $305,280. Put 20% down and borrow $244,224 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,691 a month in principal and interest.

The median household here earns $61,505 a year, $5,125 a month. So the payment takes 33.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 28.7% in 2022.

Payment share of income
33.0%
Monthly P&I
$1,691

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K20232024202520263.76% rate · $9856.67% rate · $1,571
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2022 (3.76%) the payment was $985.

In February 2022, with rates at 3.76%, it was $985.

By August 2026, at 6.67%, it was $1,571 — +59% since February 2022, while the home's value moved +15%.

Payment change since 2022
+59%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K2023202420252026
Home value (as reported)Prices in general (CPI-U), scaled to February 2022Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +15% since February 2022.

General prices (CPI-U) rose +17% over the same span.

Divide one by the other: in August 2026 dollars, the 2022 home was worth $311,687. So the real change is −2%, not +15%.

Real change since 2022
−2%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

21667 against its neighbors

901001101201302023202420252026
21667 (2022 = 100)Kent County (2022 = 100)Maryland (2022 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

21667: +15% since February 2022.

Kent County: +15% since February 2022.

Maryland: +11% since February 2022 — 21667 ran ahead of it by 5 points.

Change since 2022
+15%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,996
principal + interest $1,691 · taxes & insurance est. $305
Rent: county median rent (ACS)
$1,209
Price-to-rent ratio
21.0
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,996 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,209 a month.

Price divided by a year's rent: 21.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
21.0

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Sales pace vs. normal

012320252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 1 — so sales ran at 100% of it, and below it in 2 of the last 24 months.

Sales vs 2015–19 level
100%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

0255075100202283202371202448202553
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Kent County, builders pulled permits for 53 new homes in 2025.

Of those, 70% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
53

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

0112202420252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 0 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 0 — so sales ran at NaN% of it, and below it in 3 of the last 24 months.

Sales vs 2015–19 level
NaN%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

0255075100202283202371202448202553
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Kent County, builders pulled permits for 53 new homes in 2025.

Of those, 70% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
53

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
216
Moved out (top-10 destination counties)
174
Net households
+42
Top origins
Queen Anne's, MD104
Cecil, MD36
Anne Arundel, MD29
Top destinations
Queen Anne's, MD72
Kent, DE31
Cecil, MD30
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Kent County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 216 moved in. Among the ten receiving the most, 174 moved out.

Net across those counties: +42 households. Beside it, homes for sale in this ZIP: 6 in June 2026.

Most arrivals came from Queen Anne's, MD (104 households); most departures went to Queen Anne's, MD (72).

Net households (top-10 flows)
+42

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
216
Moved out (top-10 destination counties)
174
Net households
+42
Top origins
Queen Anne's, MD104
Cecil, MD36
Anne Arundel, MD29
Top destinations
Queen Anne's, MD72
Kent, DE31
Cecil, MD30
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Kent County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 216 moved in. Among the ten receiving the most, 174 moved out.

Net across those counties: +42 households. Beside it, homes for sale in this ZIP: 5 in June 2026.

Most arrivals came from Queen Anne's, MD (104 households); most departures went to Queen Anne's, MD (72).

Net households (top-10 flows)
+42

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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