Lotvox market story · compare

ZIP 21144 vs ZIP 20751

ZIP 21144

Anne Arundel County, MD

ZIP 20751

Anne Arundel County, MD

1 of 4

Who's going to sell

Turnover Index not published for 21144 yet.

Where

21144 in Anne Arundel County, MD

20711 · $628,90420714 · $416,42020724 · $466,63320733 · $445,66120751 · $516,86220755 · no value published20758 · $638,96020764 · $425,81920765 · $641,26320776 · $774,53820778 · $662,41320779 · $654,61821012 · $599,48421032 · $672,63121035 · $973,60821037 · $583,45521054 · $612,79121056 · $3,032,64521060 · $416,16421061 · $379,61721076 · $534,24421077 · $458,61521090 · $433,33521108 · $614,88021113 · $468,01421114 · $495,76421122 · $455,81921140 · $665,69621144 · $522,11021146 · $750,57021225 · $226,65521240 · no value published21401 · $631,13721402 · no value published21403 · $622,17721405 · $1,558,50121409 · $598,393 21144
$227K$3.0M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

21144 is one of 37 ZIP codes that lie mostly in Anne Arundel County, MD.

Shaded by typical home value, it ranks 21 of the 34 with a value.

Value rank in county
21 of 34

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 21144

5 school locations in 21144: 4 elementary, 1 other.

In alphabetical order: Center of Applied Technology-North, Quarterfield Elementary, Ridgeway Elementary, Severn Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
5

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 20751 yet.

Where

20751 in Anne Arundel County, MD

20711 · $628,90420714 · $416,42020724 · $466,63320733 · $445,66120751 · $516,86220755 · no value published20758 · $638,96020764 · $425,81920765 · $641,26320776 · $774,53820778 · $662,41320779 · $654,61821012 · $599,48421032 · $672,63121035 · $973,60821037 · $583,45521054 · $612,79121056 · $3,032,64521060 · $416,16421061 · $379,61721076 · $534,24421077 · $458,61521090 · $433,33521108 · $614,88021113 · $468,01421114 · $495,76421122 · $455,81921140 · $665,69621144 · $522,11021146 · $750,57021225 · $226,65521240 · no value published21401 · $631,13721402 · no value published21403 · $622,17721405 · $1,558,50121409 · $598,393 20751
$227K$3.0M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

20751 is one of 37 ZIP codes that lie mostly in Anne Arundel County, MD.

Shaded by typical home value, it ranks 22 of the 34 with a value.

Value rank in county
22 of 34

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 20751

1 school location in 20751: 1 elementary.

In alphabetical order: Deale Elementary. Locations only — no ratings are shown here.

School locations
1

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 21144

$0$200K$400K$600K200020052010201520202025Peak August 2026 · $522,110Latest · $522,110
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 21144 was worth $181,214.

Values peaked at $522,110 in August 2026. The latest reading is the peak.

As of August 2026: $522,110, +1.3% over twelve months.

Typical home value
$522,110
12-month change
+1.3%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$522,110
Loan at 20% down
$417,688
30-year fixed rate
7.40%
Monthly principal + interest
$2,892
Median household income, per month
$11,068
Share of income
26.1%
0%30%60%
At today's rate, by home value, 2000–2026: 9.1% → 26.1%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $522,110. Put 20% down and borrow $417,688 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,892 a month in principal and interest.

The median household here earns $132,820 a year, $11,068 a month. So the payment takes 26.1% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.1% in 2000.

Payment share of income
26.1%
Monthly P&I
$2,892

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K2000200520102015202020252.68% rate · $1,3526.67% rate · $2,686
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,085.

In December 2020, with rates at 2.68%, it was $1,352.

By August 2026, at 6.67%, it was $2,686 — +99% since December 2020, while the home's value moved +25%.

Payment change since 2020
+99%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K$800K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +188% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $357,645. So the real change is +46%, not +188%.

Real change since 2000
+46%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

21144 against its neighbors

0100200300400200020052010201520202025
21144 (2000 = 100)Anne Arundel County (2000 = 100)Maryland (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

21144: +188% since January 2000.

Anne Arundel County: +195% since January 2000.

Maryland: +180% since January 2000 — 21144 ran ahead of it by 8 points.

Change since 2000
+188%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$3,414
principal + interest $2,892 · taxes & insurance est. $522
Rent: typical rent (ZORI)
$2,344
Price-to-rent ratio
18.6
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $3,414 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,344 a month.

Price divided by a year's rent: 18.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
18.6

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 20751

$0$200K$400K$600K200020052010201520202025Peak February 2025 · $517,928Latest · $516,862
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 20751 was worth $173,805.

Values peaked at $517,928 in February 2025. The latest reading is −0.2% from that peak.

As of August 2026: $516,862, +0.7% over twelve months.

Typical home value
$516,862
12-month change
+0.7%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$516,862
Loan at 20% down
$413,490
30-year fixed rate
7.40%
Monthly principal + interest
$2,863
Median household income, per month
$10,204
Share of income
28.1%
0%30%60%
At today's rate, by home value, 2000–2026: 9.4% → 28.1%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $516,862. Put 20% down and borrow $413,490 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,863 a month in principal and interest.

The median household here earns $122,448 a year, $10,204 a month. So the payment takes 28.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.4% in 2000.

Payment share of income
28.1%
Monthly P&I
$2,863

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K2000200520102015202020252.68% rate · $1,3596.67% rate · $2,659
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,041.

In December 2020, with rates at 2.68%, it was $1,359.

By August 2026, at 6.67%, it was $2,659 — +96% since December 2020, while the home's value moved +23%.

Payment change since 2020
+96%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K$800K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +197% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $343,022. So the real change is +51%, not +197%.

Real change since 2000
+51%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

20751 against its neighbors

0100200300400200020052010201520202025
20751 (2000 = 100)Anne Arundel County (2000 = 100)Maryland (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

20751: +197% since January 2000.

Anne Arundel County: +195% since January 2000.

Maryland: +180% since January 2000 — 20751 ran ahead of it by 17 points.

Change since 2000
+197%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$3,380
principal + interest $2,863 · taxes & insurance est. $517
Rent: county median rent (ACS)
$2,071
Price-to-rent ratio
20.8
Source: Zillow (ZHVI) · Census ACS · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $3,380 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,071 a month.

Price divided by a year's rent: 20.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
20.8

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo2.1 mo2.1 months of supplyNet +9 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 48 a month (Redfin, 3-month rolling data through August 2026). That is 73% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 85. That is 52% of the 2015–2019 level for the same months.

Going out — closed sales: about 40 a month. That is 70% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
2.1

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

020406020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 40 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 47 — so sales ran at 85% of it, and below it in 23 of the last 24 months.

Sales vs 2015–19 level
85%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,00020221,82520231,06920241,30420251,844
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Anne Arundel County, builders pulled permits for 1,844 new homes in 2025.

Of those, 47% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,844

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

024620252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 50% of it, and below it in 18 of the last 24 months.

Sales vs 2015–19 level
50%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,00020221,82520231,06920241,30420251,844
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Anne Arundel County, builders pulled permits for 1,844 new homes in 2025.

Of those, 47% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,844

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
9,563
Moved out (top-10 destination counties)
8,259
Net households
+1,304
Top origins
Prince George's, MD2,592
Howard, MD1,615
Baltimore, MD1,565
Top destinations
Baltimore, MD1,648
Prince George's, MD1,597
Howard, MD1,379
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Anne Arundel County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,563 moved in. Among the ten receiving the most, 8,259 moved out.

Net across those counties: +1,304 households. Beside it, homes for sale in this ZIP: 85 in June 2026.

Most arrivals came from Prince George's, MD (2,592 households); most departures went to Baltimore, MD (1,648).

Net households (top-10 flows)
+1,304

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
9,563
Moved out (top-10 destination counties)
8,259
Net households
+1,304
Top origins
Prince George's, MD2,592
Howard, MD1,615
Baltimore, MD1,565
Top destinations
Baltimore, MD1,648
Prince George's, MD1,597
Howard, MD1,379
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Anne Arundel County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,563 moved in. Among the ten receiving the most, 8,259 moved out.

Net across those counties: +1,304 households. Beside it, homes for sale in this ZIP: 12 in June 2026.

Most arrivals came from Prince George's, MD (2,592 households); most departures went to Baltimore, MD (1,648).

Net households (top-10 flows)
+1,304

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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