Lotvox market story · compare

ZIP 21060 vs ZIP 21061

ZIP 21060

Anne Arundel County, MD

ZIP 21061

Anne Arundel County, MD

1 of 4

Who's going to sell

Turnover Index not published for 21060 yet.

Where

21060 in Anne Arundel County, MD

20711 · $628,90420714 · $416,42020724 · $466,63320733 · $445,66120751 · $516,86220755 · no value published20758 · $638,96020764 · $425,81920765 · $641,26320776 · $774,53820778 · $662,41320779 · $654,61821012 · $599,48421032 · $672,63121035 · $973,60821037 · $583,45521054 · $612,79121056 · $3,032,64521060 · $416,16421061 · $379,61721076 · $534,24421077 · $458,61521090 · $433,33521108 · $614,88021113 · $468,01421114 · $495,76421122 · $455,81921140 · $665,69621144 · $522,11021146 · $750,57021225 · $226,65521240 · no value published21401 · $631,13721402 · no value published21403 · $622,17721405 · $1,558,50121409 · $598,393 21060
$227K$3.0M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

21060 is one of 37 ZIP codes that lie mostly in Anne Arundel County, MD.

Shaded by typical home value, it ranks 32 of the 34 with a value.

Value rank in county
32 of 34

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 21060

9 school locations in 21060: 5 elementary, 2 middle, 2 high.

In alphabetical order: Freetown Elementary, Glen Burnie High, Glendale Elementary, Marley Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
9

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 21061 yet.

Where

21061 in Anne Arundel County, MD

20711 · $628,90420714 · $416,42020724 · $466,63320733 · $445,66120751 · $516,86220755 · no value published20758 · $638,96020764 · $425,81920765 · $641,26320776 · $774,53820778 · $662,41320779 · $654,61821012 · $599,48421032 · $672,63121035 · $973,60821037 · $583,45521054 · $612,79121056 · $3,032,64521060 · $416,16421061 · $379,61721076 · $534,24421077 · $458,61521090 · $433,33521108 · $614,88021113 · $468,01421114 · $495,76421122 · $455,81921140 · $665,69621144 · $522,11021146 · $750,57021225 · $226,65521240 · no value published21401 · $631,13721402 · no value published21403 · $622,17721405 · $1,558,50121409 · $598,393 21061
$227K$3.0M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

21061 is one of 37 ZIP codes that lie mostly in Anne Arundel County, MD.

Shaded by typical home value, it ranks 33 of the 34 with a value.

Value rank in county
33 of 34

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 21061

12 school locations in 21061: 10 elementary, 1 middle, 1 high.

In alphabetical order: Corkran Middle School, Ferndale Early Education Center, George T. Cromwell Elementary, Glen Burnie Park Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
12

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 21060

$0$200K$400K$600K200020052010201520202025Peak June 2026 · $416,871Latest · $416,164
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 21060 was worth $133,044.

Values peaked at $416,871 in June 2026. The latest reading is −0.2% from that peak.

As of August 2026: $416,164, +0.4% over twelve months.

Typical home value
$416,164
12-month change
+0.4%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$416,164
Loan at 20% down
$332,931
30-year fixed rate
7.40%
Monthly principal + interest
$2,305
Median household income, per month
$8,312
Share of income
27.7%
0%30%60%
At today's rate, by home value, 2000–2026: 8.9% → 27.7%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $416,164. Put 20% down and borrow $332,931 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,305 a month in principal and interest.

The median household here earns $99,739 a year, $8,312 a month. So the payment takes 27.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.9% in 2000.

Payment share of income
27.7%
Monthly P&I
$2,305

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K2000200520102015202020252.68% rate · $1,0516.67% rate · $2,141
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $797.

In December 2020, with rates at 2.68%, it was $1,051.

By August 2026, at 6.67%, it was $2,141 — +104% since December 2020, while the home's value moved +28%.

Payment change since 2020
+104%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +213% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $262,576. So the real change is +58%, not +213%.

Real change since 2000
+58%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

21060 against its neighbors

0100200300400200020052010201520202025
21060 (2000 = 100)Anne Arundel County (2000 = 100)Maryland (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

21060: +213% since January 2000.

Anne Arundel County: +195% since January 2000.

Maryland: +180% since January 2000 — 21060 ran ahead of it by 32 points.

Change since 2000
+213%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,721
principal + interest $2,305 · taxes & insurance est. $416
Rent: typical rent (ZORI)
$1,656
Price-to-rent ratio
20.9
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,721 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,656 a month.

Price divided by a year's rent: 20.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
20.9

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 21061

$0$100K$200K$300K$400K200020052010201520202025Peak June 2026 · $379,901Latest · $379,617
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 21061 was worth $120,901.

Values peaked at $379,901 in June 2026. The latest reading is −0.1% from that peak.

As of August 2026: $379,617, +0.4% over twelve months.

Typical home value
$379,617
12-month change
+0.4%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$379,617
Loan at 20% down
$303,694
30-year fixed rate
7.40%
Monthly principal + interest
$2,103
Median household income, per month
$7,173
Share of income
29.3%
0%30%60%
At today's rate, by home value, 2000–2026: 9.3% → 29.3%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $379,617. Put 20% down and borrow $303,694 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,103 a month in principal and interest.

The median household here earns $86,081 a year, $7,173 a month. So the payment takes 29.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.3% in 2000.

Payment share of income
29.3%
Monthly P&I
$2,103

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K2000200520102015202020252.68% rate · $9866.67% rate · $1,953
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $724.

In December 2020, with rates at 2.68%, it was $986.

By August 2026, at 6.67%, it was $1,953 — +98% since December 2020, while the home's value moved +25%.

Payment change since 2020
+98%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +214% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $238,611. So the real change is +59%, not +214%.

Real change since 2000
+59%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

21061 against its neighbors

0100200300400200020052010201520202025
21061 (2000 = 100)Anne Arundel County (2000 = 100)Maryland (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

21061: +214% since January 2000.

Anne Arundel County: +195% since January 2000.

Maryland: +180% since January 2000 — 21061 ran ahead of it by 34 points.

Change since 2000
+214%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,482
principal + interest $2,103 · taxes & insurance est. $379
Rent: typical rent (ZORI)
$1,669
Price-to-rent ratio
19.0
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,482 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,669 a month.

Price divided by a year's rent: 19.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
19.0

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo2.4 mo2.4 months of supplyNet +8 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 56 a month (Redfin, 3-month rolling data through August 2026). That is 67% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 118. That is 69% of the 2015–2019 level for the same months.

Going out — closed sales: about 49 a month. That is 63% of the 2015–2019 level for the same months. The drain is drawn 8% narrower: the share of homes for sale that sell each month is 92% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
2.4

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

025507510020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 49 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 67 — so sales ran at 73% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
73%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,00020221,82520231,06920241,30420251,844
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Anne Arundel County, builders pulled permits for 1,844 new homes in 2025.

Of those, 47% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,844

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo2.2 mo2.2 months of supplyNet +1 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 44 a month (Redfin, 3-month rolling data through August 2026). That is 63% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 96.

Going out — closed sales: about 43 a month. That is 68% of the 2015–2019 level for the same months. The drain is drawn 1% narrower: the share of homes for sale that sell each month is 99% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
2.2

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

02040608020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 43 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 57 — so sales ran at 75% of it, and below it in 24 of the last 24 months.

Sales vs 2015–19 level
75%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

01,0002,0003,00020221,82520231,06920241,30420251,844
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Anne Arundel County, builders pulled permits for 1,844 new homes in 2025.

Of those, 47% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,844

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
9,563
Moved out (top-10 destination counties)
8,259
Net households
+1,304
Top origins
Prince George's, MD2,592
Howard, MD1,615
Baltimore, MD1,565
Top destinations
Baltimore, MD1,648
Prince George's, MD1,597
Howard, MD1,379
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Anne Arundel County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,563 moved in. Among the ten receiving the most, 8,259 moved out.

Net across those counties: +1,304 households. Beside it, homes for sale in this ZIP: 118 in June 2026.

Most arrivals came from Prince George's, MD (2,592 households); most departures went to Baltimore, MD (1,648).

Net households (top-10 flows)
+1,304

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
9,563
Moved out (top-10 destination counties)
8,259
Net households
+1,304
Top origins
Prince George's, MD2,592
Howard, MD1,615
Baltimore, MD1,565
Top destinations
Baltimore, MD1,648
Prince George's, MD1,597
Howard, MD1,379
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Anne Arundel County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,563 moved in. Among the ten receiving the most, 8,259 moved out.

Net across those counties: +1,304 households. Beside it, homes for sale in this ZIP: 96 in June 2026.

Most arrivals came from Prince George's, MD (2,592 households); most departures went to Baltimore, MD (1,648).

Net households (top-10 flows)
+1,304

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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