ZIP 20745 vs ZIP 20785

20745 is one of 36 ZIP codes that lie mostly in Prince George's County, MD.

Shaded by typical home value, it ranks 27 of the 33 with a value.

10 school locations in 20745: 5 elementary, 2 middle, 2 high, 1 other.

In alphabetical order: Barnaby Manor Elementary, Flintstone Elementary, Forest Heights Elementary, Glassmanor Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

20785 is one of 36 ZIP codes that lie mostly in Prince George's County, MD.

Shaded by typical home value, it ranks 28 of the 33 with a value.

13 school locations in 20785: 3 elementary, 9 middle, 1 high.

In alphabetical order: Columbia Park Elementary, Cora L. Rice Elementary, Dodge Park Elementary, Excel Academy Public Charter, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 20745 was worth $120,988.

Values peaked at $371,943 in April 2025. The latest reading is −2.6% from that peak.

As of August 2026: $362,118, −2.3% over twelve months.

Start with the typical home: $362,118. Put 20% down and borrow $289,694 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,006 a month in principal and interest.

The median household here earns $80,649 a year, $6,721 a month. So the payment takes 29.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $724.

In December 2020, with rates at 2.68%, it was $1,042.

By August 2026, at 6.67%, it was $1,863 — +79% since December 2020, while the home's value moved +13%.

Reported values rose +199% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $238,782. So the real change is +52%, not +199%.

20745: +199% since January 2000.

Prince George's County: +183% since January 2000.

Maryland: +180% since January 2000 — 20745 ran ahead of it by 19 points.

Owning the typical home costs about $2,368 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,945 a month.

Price divided by a year's rent: 15.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 20785 was worth $109,755.

Values peaked at $352,366 in February 2025. The latest reading is −2.8% from that peak.

As of August 2026: $342,388, −2.6% over twelve months.

Start with the typical home: $342,388. Put 20% down and borrow $273,910 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,897 a month in principal and interest.

The median household here earns $83,690 a year, $6,974 a month. So the payment takes 27.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $657.

In December 2020, with rates at 2.68%, it was $977.

By August 2026, at 6.67%, it was $1,761 — +80% since December 2020, while the home's value moved +14%.

Reported values rose +212% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $216,613. So the real change is +58%, not +212%.

20785: +212% since January 2000.

Prince George's County: +183% since January 2000.

Maryland: +180% since January 2000 — 20785 ran ahead of it by 32 points.

Owning the typical home costs about $2,239 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,115 a month.

Price divided by a year's rent: 13.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 36 a month (Redfin, 3-month rolling data through August 2026). That is 92% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 134.

Going out — closed sales: about 18 a month. That is 56% of the 2015–2019 level for the same months. The drain is drawn 62% narrower: the share of homes for sale that sell each month is 38% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.6 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 18 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 31 — so sales ran at 58% of it, and below it in 22 of the last 24 months.

Across Prince George's County, builders pulled permits for 2,090 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 27 a month (Redfin, 3-month rolling data through August 2026). That is 62% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 90.

Going out — closed sales: about 24 a month. That is 57% of the 2015–2019 level for the same months. The drain is drawn 48% narrower: the share of homes for sale that sell each month is 53% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.8 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 24 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 34 — so sales ran at 71% of it, and below it in 24 of the last 24 months.

Across Prince George's County, builders pulled permits for 2,090 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Prince George's County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,883 moved in. Among the ten receiving the most, 17,295 moved out.

Net across those counties: −2,412 households. Beside it, homes for sale in this ZIP: 134 in June 2026.

Most arrivals came from District of Columbia, DC (4,089 households); most departures went to Montgomery, MD (3,735).

This ZIP sits in Prince George's County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,883 moved in. Among the ten receiving the most, 17,295 moved out.

Net across those counties: −2,412 households. Beside it, homes for sale in this ZIP: 90 in June 2026.

Most arrivals came from District of Columbia, DC (4,089 households); most departures went to Montgomery, MD (3,735).