ZIP 20706 vs ZIP 20782

20706 is one of 36 ZIP codes that lie mostly in Prince George's County, MD.

Shaded by typical home value, it ranks 17 of the 33 with a value.

13 school locations in 20706: 5 elementary, 6 middle, 1 high, 1 other.

In alphabetical order: Catherine T. Reed Elementary, Duval High, Gaywood Elementary, Glenarden Woods Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

20782 is one of 36 ZIP codes that lie mostly in Prince George's County, MD.

Shaded by typical home value, it ranks 18 of the 33 with a value.

7 school locations in 20782: 3 elementary, 3 middle, 1 high.

In alphabetical order: Cesar Chavez Elementary, Chillum Elementary, Edward M. Felegy ES, Nicholas Orem Middle, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 20706 was worth $151,790.

Values peaked at $442,691 in February 2025. The latest reading is −2.0% from that peak.

As of August 2026: $433,741, −1.7% over twelve months.

Start with the typical home: $433,741. Put 20% down and borrow $346,993 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,403 a month in principal and interest.

The median household here earns $100,061 a year, $8,338 a month. So the payment takes 28.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $909.

In December 2020, with rates at 2.68%, it was $1,202.

By August 2026, at 6.67%, it was $2,231 — +86% since December 2020, while the home's value moved +17%.

Reported values rose +186% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $299,573. So the real change is +45%, not +186%.

20706: +186% since January 2000.

Prince George's County: +183% since January 2000.

Maryland: +180% since January 2000 — 20706 ran ahead of it by 5 points.

Owning the typical home costs about $2,836 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,020 a month.

Price divided by a year's rent: 17.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 20782 was worth $140,042.

Values peaked at $447,935 in February 2025. The latest reading is −3.3% from that peak.

As of August 2026: $433,320, −2.6% over twelve months.

Start with the typical home: $433,320. Put 20% down and borrow $346,656 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,400 a month in principal and interest.

The median household here earns $88,226 a year, $7,352 a month. So the payment takes 32.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $839.

In December 2020, with rates at 2.68%, it was $1,292.

By August 2026, at 6.67%, it was $2,229 — +73% since December 2020, while the home's value moved +9%.

Reported values rose +209% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $276,387. So the real change is +57%, not +209%.

20782: +209% since January 2000.

Prince George's County: +183% since January 2000.

Maryland: +180% since January 2000 — 20782 ran ahead of it by 29 points.

Owning the typical home costs about $2,833 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,838 a month.

Price divided by a year's rent: 19.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 31 a month (Redfin, 3-month rolling data through August 2026). That is 65% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 76.

Going out — closed sales: about 26 a month. That is 72% of the 2015–2019 level for the same months. The drain is drawn 5% narrower: the share of homes for sale that sell each month is 95% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 26 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 45 — so sales ran at 58% of it, and below it in 24 of the last 24 months.

Across Prince George's County, builders pulled permits for 2,090 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 25 a month (Redfin, 3-month rolling data through August 2026). That is 90% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 70.

Going out — closed sales: about 26 a month. The drain is drawn 41% narrower: the share of homes for sale that sell each month is 59% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 0 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 26 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 21 — so sales ran at 124% of it, and below it in 12 of the last 24 months.

Across Prince George's County, builders pulled permits for 2,090 new homes in 2025.

Of those, 73% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Prince George's County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,883 moved in. Among the ten receiving the most, 17,295 moved out.

Net across those counties: −2,412 households. Beside it, homes for sale in this ZIP: 76 in June 2026.

Most arrivals came from District of Columbia, DC (4,089 households); most departures went to Montgomery, MD (3,735).

This ZIP sits in Prince George's County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,883 moved in. Among the ten receiving the most, 17,295 moved out.

Net across those counties: −2,412 households. Beside it, homes for sale in this ZIP: 70 in June 2026.

Most arrivals came from District of Columbia, DC (4,089 households); most departures went to Montgomery, MD (3,735).