ZIP 20016 vs ZIP 20008

20016 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 3 of the 14 nearby ZIPs shown.

5 school locations in 20016: 3 elementary, 1 middle, 1 high.

In alphabetical order: Deal MS, Jackson-Reed HS, Janney ES, Key ES, and more on the ZIP page. Locations only — no ratings are shown here.

20008 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 4 of the 14 nearby ZIPs shown.

4 school locations in 20008: 3 elementary, 1 middle.

In alphabetical order: Eaton ES, Hearst ES, Murch ES, Oyster-Adams Bilingual School. Locations only — no ratings are shown here.

In January 2000 the typical home in 20016 was worth $312,931.

Values peaked at $1,114,645 in June 2022. The latest reading is −2.0% from that peak.

As of August 2026: $1,092,587, +0.8% over twelve months.

Start with the typical home: $1,092,587. Put 20% down and borrow $874,070 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $6,052 a month in principal and interest.

The median household here earns $179,107 a year, $14,926 a month. So the payment takes 40.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,874.

In December 2020, with rates at 2.68%, it was $3,090.

By August 2026, at 6.67%, it was $5,621 — +82% since December 2020, while the home's value moved +15%.

Reported values rose +249% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $617,602. So the real change is +77%, not +249%.

20016: +249% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20016 ran behind it by 6 points.

Owning the typical home costs about $7,144 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,832 a month.

Price divided by a year's rent: 32.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 20008 was worth $256,007.

Values peaked at $860,745 in June 2022. The latest reading is −4.4% from that peak.

As of August 2026: $822,564, +0.6% over twelve months.

Start with the typical home: $822,564. Put 20% down and borrow $658,051 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,556 a month in principal and interest.

The median household here earns $123,653 a year, $10,304 a month. So the payment takes 44.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,533.

In December 2020, with rates at 2.68%, it was $2,491.

By August 2026, at 6.67%, it was $4,232 — +70% since December 2020, while the home's value moved +7%.

Reported values rose +221% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $505,256. So the real change is +63%, not +221%.

20008: +221% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20008 ran behind it by 33 points.

Owning the typical home costs about $5,379 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,225 a month.

Price divided by a year's rent: 30.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 49 a month (Redfin, 3-month rolling data through August 2026). That is 94% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 179.

Going out — closed sales: about 41 a month. That is 68% of the 2015–2019 level for the same months. The drain is drawn 62% narrower: the share of homes for sale that sell each month is 38% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 41 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 41 — so sales ran at 100% of it, and below it in 21 of the last 24 months.

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 27 a month (Redfin, 3-month rolling data through August 2026). That is 78% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 95.

Going out — closed sales: about 35 a month. That is 84% of the 2015–2019 level for the same months. The drain is drawn 41% narrower: the share of homes for sale that sell each month is 59% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 35 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 33 — so sales ran at 106% of it, and below it in 19 of the last 24 months.

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 179 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).

County assessor records list 93 properties with a market value here. Their average assessed market value is $422,900; the typical home value is $1,092,587.

The assessor average sits −61.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 95 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).