ZIP 20007 vs ZIP 20016

20007 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 2 of the 13 nearby ZIPs shown.

4 school locations in 20007: 2 elementary, 1 middle, 1 high.

In alphabetical order: Duke Ellington School of the Arts, Hardy MS, Hyde-Addison ES, Stoddert ES. Locations only — no ratings are shown here.

20016 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 3 of the 14 nearby ZIPs shown.

5 school locations in 20016: 3 elementary, 1 middle, 1 high.

In alphabetical order: Deal MS, Jackson-Reed HS, Janney ES, Key ES, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 20007 was worth $353,776.

Values peaked at $1,264,105 in August 2026. The latest reading is the peak.

As of August 2026: $1,264,105, +2.8% over twelve months.

Start with the typical home: $1,264,105. Put 20% down and borrow $1,011,284 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $7,002 a month in principal and interest.

The median household here earns $142,783 a year, $11,899 a month. So the payment takes 58.8% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $2,118.

In December 2020, with rates at 2.68%, it was $3,508.

By August 2026, at 6.67%, it was $6,503 — +85% since December 2020, while the home's value moved +17%.

Reported values rose +257% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $698,213. So the real change is +81%, not +257%.

20007: +257% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20007 ran ahead of it by 3 points.

Owning the typical home costs about $8,266 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,542 a month.

Price divided by a year's rent: 41.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 20016 was worth $312,931.

Values peaked at $1,114,645 in June 2022. The latest reading is −2.0% from that peak.

As of August 2026: $1,092,587, +0.8% over twelve months.

Start with the typical home: $1,092,587. Put 20% down and borrow $874,070 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $6,052 a month in principal and interest.

The median household here earns $179,107 a year, $14,926 a month. So the payment takes 40.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,874.

In December 2020, with rates at 2.68%, it was $3,090.

By August 2026, at 6.67%, it was $5,621 — +82% since December 2020, while the home's value moved +15%.

Reported values rose +249% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $617,602. So the real change is +77%, not +249%.

20016: +249% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20016 ran behind it by 6 points.

Owning the typical home costs about $7,144 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,832 a month.

Price divided by a year's rent: 32.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 48 a month (Redfin, 3-month rolling data through August 2026). That is 99% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 148.

Going out — closed sales: about 47 a month. That is 91% of the 2015–2019 level for the same months. The drain is drawn 35% narrower: the share of homes for sale that sell each month is 65% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 47 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 42 — so sales ran at 112% of it, and below it in 17 of the last 24 months.

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 49 a month (Redfin, 3-month rolling data through August 2026). That is 94% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 179.

Going out — closed sales: about 41 a month. That is 68% of the 2015–2019 level for the same months. The drain is drawn 62% narrower: the share of homes for sale that sell each month is 38% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 41 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 41 — so sales ran at 100% of it, and below it in 21 of the last 24 months.

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 148 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 179 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).

County assessor records list 93 properties with a market value here. Their average assessed market value is $422,900; the typical home value is $1,092,587.

The assessor average sits −61.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.