ZIP 19130 vs ZIP 19106

19130 is one of 49 ZIP codes that lie mostly in Philadelphia County, PA.

Shaded by typical home value, it ranks 5 of the 37 nearby ZIPs shown.

8 school locations in 19130: 2 middle, 6 high.

In alphabetical order: Bache-Martin Sch, Franklin Benjamin HS, Franklin LC, Masterman Julia R Sec Sch, and more on the ZIP page. Locations only — no ratings are shown here.

19106 is one of 49 ZIP codes that lie mostly in Philadelphia County, PA.

Shaded by typical home value, it ranks 5 of the 37 nearby ZIPs shown.

3 school locations in 19106: 1 middle, 2 high.

In alphabetical order: Constitution HS, Mastery CHS-Lenfest Campus, McCall Gen George A Sch. Locations only — no ratings are shown here.

In January 2000 the typical home in 19130 was worth $122,808.

Values peaked at $439,253 in April 2026. The latest reading is −0.1% from that peak.

As of August 2026: $438,720, +1.7% over twelve months.

Start with the typical home: $438,720. Put 20% down and borrow $350,976 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,430 a month in principal and interest.

The median household here earns $110,436 a year, $9,203 a month. So the payment takes 26.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $735.

In December 2020, with rates at 2.68%, it was $1,329.

By August 2026, at 6.67%, it was $2,257 — +70% since December 2020, while the home's value moved +7%.

Reported values rose +257% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $242,374. So the real change is +81%, not +257%.

19130: +257% since January 2000.

Philadelphia County: +270% since January 2000.

Pennsylvania: +186% since January 2000 — 19130 ran ahead of it by 71 points.

Owning the typical home costs about $2,869 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,932 a month.

Price divided by a year's rent: 18.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 19106 was worth $169,801.

Values peaked at $441,497 in December 2021. The latest reading is −9.1% from that peak.

As of August 2026: $401,478, +1.9% over twelve months.

Start with the typical home: $401,478. Put 20% down and borrow $321,182 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,224 a month in principal and interest.

The median household here earns $129,779 a year, $10,815 a month. So the payment takes 20.6% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,017.

In December 2020, with rates at 2.68%, it was $1,302.

By August 2026, at 6.67%, it was $2,065 — +59% since December 2020, while the home's value moved 0%.

Reported values rose +136% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $335,120. So the real change is +20%, not +136%.

19106: +136% since January 2000.

Philadelphia County: +270% since January 2000.

Pennsylvania: +186% since January 2000 — 19106 ran behind it by 50 points.

Owning the typical home costs about $2,625 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,163 a month.

Price divided by a year's rent: 15.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 33 a month (Redfin, 3-month rolling data through August 2026). That is 59% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 110. That is 71% of the 2015–2019 level for the same months.

Going out — closed sales: about 38 a month. That is 65% of the 2015–2019 level for the same months. The drain is drawn 7% narrower: the share of homes for sale that sell each month is 93% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 38 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 45 — so sales ran at 84% of it, and below it in 22 of the last 24 months.

Across Philadelphia County, builders pulled permits for 3,366 new homes in 2025.

Of those, 19% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 21 a month (Redfin, 3-month rolling data through August 2026). That is 60% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 77.

Going out — closed sales: about 23 a month. That is 62% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.3 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 2 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 28 — so sales ran at 82% of it, and below it in 22 of the last 24 months.

Across Philadelphia County, builders pulled permits for 3,366 new homes in 2025.

Of those, 19% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Philadelphia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,458 moved in. Among the ten receiving the most, 21,517 moved out.

Net across those counties: −6,059 households. Beside it, homes for sale in this ZIP: 110 in June 2026.

Most arrivals came from Montgomery, PA (3,939 households); most departures went to Montgomery, PA (5,924).

County assessor records list 8,841 properties with a market value here. Their average assessed market value is $410,500; the typical home value is $438,720.

The assessor average sits −6.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Philadelphia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,458 moved in. Among the ten receiving the most, 21,517 moved out.

Net across those counties: −6,059 households. Beside it, homes for sale in this ZIP: 77 in June 2026.

Most arrivals came from Montgomery, PA (3,939 households); most departures went to Montgomery, PA (5,924).

County assessor records list 5,492 properties with a market value here. Their average assessed market value is $399,300; the typical home value is $401,478.

The assessor average sits −0.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.