ZIP 19118 vs ZIP 19147

19118 is one of 49 ZIP codes that lie mostly in Philadelphia County, PA — 98% of its own area is in the county.

Shaded by typical home value, it ranks 1 of the 38 nearby ZIPs shown.

1 school location in 19118: 1 middle.

In alphabetical order: John Story Jenks Academy for the Arts an. Locations only — no ratings are shown here.

19147 is one of 49 ZIP codes that lie mostly in Philadelphia County, PA.

Shaded by typical home value, it ranks 1 of the 37 nearby ZIPs shown.

8 school locations in 19147: 6 middle, 2 high.

In alphabetical order: Academy at Palumbo, Christopher Columbus CS, Creative and Performing Arts, Fanny Jackson Coppin Sch, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 19118 was worth $244,135.

Values peaked at $899,449 in August 2026. The latest reading is the peak.

As of August 2026: $899,449, +7.2% over twelve months.

Start with the typical home: $899,449. Put 20% down and borrow $719,559 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,982 a month in principal and interest.

The median household here earns $105,667 a year, $8,806 a month. So the payment takes 56.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.4% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,462.

In December 2020, with rates at 2.68%, it was $2,142.

By August 2026, at 6.67%, it was $4,627 — +116% since December 2020, while the home's value moved +36%.

Reported values rose +268% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $481,826. So the real change is +87%, not +268%.

19118: +268% since January 2000.

Philadelphia County: +270% since January 2000.

Pennsylvania: +186% since January 2000 — 19118 ran ahead of it by 82 points.

Owning the typical home costs about $5,882 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,789 a month.

Price divided by a year's rent: 41.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 19147 was worth $114,916.

Values peaked at $486,300 in August 2026. The latest reading is the peak.

As of August 2026: $486,300, +5.0% over twelve months.

Start with the typical home: $486,300. Put 20% down and borrow $389,040 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,694 a month in principal and interest.

The median household here earns $104,190 a year, $8,683 a month. So the payment takes 31.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $688.

In December 2020, with rates at 2.68%, it was $1,435.

By August 2026, at 6.67%, it was $2,502 — +74% since December 2020, while the home's value moved +10%.

Reported values rose +323% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $226,799. So the real change is +114%, not +323%.

19147: +323% since January 2000.

Philadelphia County: +270% since January 2000.

Pennsylvania: +186% since January 2000 — 19147 ran ahead of it by 137 points.

Owning the typical home costs about $3,180 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,945 a month.

Price divided by a year's rent: 20.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 10 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 111% of it, and below it in 10 of the last 24 months.

Across Philadelphia County, builders pulled permits for 3,366 new homes in 2025.

Of those, 19% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 49 a month (Redfin, 3-month rolling data through August 2026). That is 65% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 157. That is 68% of the 2015–2019 level for the same months.

Going out — closed sales: about 63 a month. That is 83% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 63 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 63 — so sales ran at 100% of it, and below it in 22 of the last 24 months.

Across Philadelphia County, builders pulled permits for 3,366 new homes in 2025.

Of those, 19% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Philadelphia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,458 moved in. Among the ten receiving the most, 21,517 moved out.

Net across those counties: −6,059 households. Beside it, homes for sale in this ZIP: 22 in June 2026.

Most arrivals came from Montgomery, PA (3,939 households); most departures went to Montgomery, PA (5,924).

County assessor records list 2,607 properties with a market value here. Their average assessed market value is $715,000; the typical home value is $899,449.

The assessor average sits −20.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Philadelphia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,458 moved in. Among the ten receiving the most, 21,517 moved out.

Net across those counties: −6,059 households. Beside it, homes for sale in this ZIP: 157 in June 2026.

Most arrivals came from Montgomery, PA (3,939 households); most departures went to Montgomery, PA (5,924).

County assessor records list 13,378 properties with a market value here. Their average assessed market value is $437,550; the typical home value is $486,300.

The assessor average sits −10.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.