ZIP 19104 vs ZIP 19153

19104 is one of 49 ZIP codes that lie mostly in Philadelphia County, PA.

Shaded by typical home value, it ranks 21 of the 37 nearby ZIPs shown.

10 school locations in 19104: 2 elementary, 4 middle, 4 high.

In alphabetical order: Belmont CS, Inquiry CS, McMichael Morton Sch, Paul Robeson HS for Human Services, and more on the ZIP page. Locations only — no ratings are shown here.

19153 is one of 49 ZIP codes that lie mostly in Philadelphia County, PA — 71% of its own area is in the county.

Shaded by typical home value, it ranks 22 of the 37 nearby ZIPs shown.

1 school location in 19153: 1 middle.

In alphabetical order: Penrose Sch. Locations only — no ratings are shown here.

In January 2000 the typical home in 19104 was worth $76,409.

Values peaked at $261,415 in July 2022. The latest reading is −14.8% from that peak.

As of August 2026: $222,816, −2.0% over twelve months.

Start with the typical home: $222,816. Put 20% down and borrow $178,253 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,234 a month in principal and interest.

The median household here earns $39,526 a year, $3,294 a month. So the payment takes 37.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $458.

In December 2020, with rates at 2.68%, it was $776.

By August 2026, at 6.67%, it was $1,146 — +48% since December 2020, while the home's value moved −7%.

Reported values rose +192% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $150,801. So the real change is +48%, not +192%.

19104: +192% since January 2000.

Philadelphia County: +270% since January 2000.

Pennsylvania: +186% since January 2000 — 19104 ran ahead of it by 5 points.

Owning the typical home costs about $1,457 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,637 a month.

Price divided by a year's rent: 11.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 19153 was worth $63,247.

Values peaked at $217,345 in December 2025. The latest reading is −2.5% from that peak.

As of August 2026: $211,943, −0.3% over twelve months.

Start with the typical home: $211,943. Put 20% down and borrow $169,554 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,174 a month in principal and interest.

The median household here earns $53,434 a year, $4,453 a month. So the payment takes 26.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $379.

In December 2020, with rates at 2.68%, it was $542.

By August 2026, at 6.67%, it was $1,090 — +101% since December 2020, while the home's value moved +27%.

Reported values rose +235% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $124,824. So the real change is +70%, not +235%.

19153: +235% since January 2000.

Philadelphia County: +270% since January 2000.

Pennsylvania: +186% since January 2000 — 19153 ran ahead of it by 49 points.

Owning the typical home costs about $1,386 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,550 a month.

Price divided by a year's rent: 11.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 25 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 122.

Going out — closed sales: about 13 a month. The drain is drawn 62% narrower: the share of homes for sale that sell each month is 38% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 9.6 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 13 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 12 — so sales ran at 108% of it, and below it in 10 of the last 24 months.

Across Philadelphia County, builders pulled permits for 3,366 new homes in 2025.

Of those, 19% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 7 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 8 — so sales ran at 88% of it, and below it in 17 of the last 24 months.

Across Philadelphia County, builders pulled permits for 3,366 new homes in 2025.

Of those, 19% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Philadelphia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,458 moved in. Among the ten receiving the most, 21,517 moved out.

Net across those counties: −6,059 households. Beside it, homes for sale in this ZIP: 122 in June 2026.

Most arrivals came from Montgomery, PA (3,939 households); most departures went to Montgomery, PA (5,924).

County assessor records list 5,412 properties with a market value here. Their average assessed market value is $185,500; the typical home value is $222,816.

The assessor average sits −16.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Philadelphia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,458 moved in. Among the ten receiving the most, 21,517 moved out.

Net across those counties: −6,059 households. Beside it, homes for sale in this ZIP: 20 in June 2026.

Most arrivals came from Montgomery, PA (3,939 households); most departures went to Montgomery, PA (5,924).

County assessor records list 3,557 properties with a market value here. Their average assessed market value is $186,200; the typical home value is $211,943.

The assessor average sits −12.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.