Lotvox market story · compare
ZIP 11941 vs ZIP 11940
1 of 4
Who's going to sell
Turnover Index not published for 11941 yet.
Where
11941 in Suffolk County, NY
11941 is one of 108 ZIP codes that lie mostly in Suffolk County, NY.
Shaded by typical home value, it ranks 10 of the 34 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 10 of 34
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 11941
2 school locations in 11941: 1 elementary, 1 middle.
In alphabetical order: EASTPORT ELEMENTARY SCHOOL, TUTTLE AVENUE SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 11940 yet.
Where
11940 in Suffolk County, NY
11940 is one of 108 ZIP codes that lie mostly in Suffolk County, NY.
Shaded by typical home value, it ranks 10 of the 35 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 10 of 35
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 11940
2 school locations in 11940: 1 elementary, 1 middle.
In alphabetical order: EAST MORICHES ELEMENTARY SCHOOL, EAST MORICHES SCHOOL. Locations only — no ratings are shown here.
- School locations
- 2
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
2 of 4
What it costs
Home values
What homes are worth in 11941
In January 2000 the typical home in 11941 was worth $239,105.
Values peaked at $827,496 in August 2026. The latest reading is the peak.
As of August 2026: $827,496, +6.2% over twelve months.
- Typical home value
- $827,496
- 12-month change
- +6.2%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $827,496. Put 20% down and borrow $661,997 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $4,584 a month in principal and interest.
The median household here earns $124,095 a year, $10,341 a month. So the payment takes 44.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.8% in 2000.
- Payment share of income
- 44.3%
- Monthly P&I
- $4,584
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,432.
In December 2020, with rates at 2.68%, it was $1,829.
By August 2026, at 6.67%, it was $4,257 — +133% since December 2020, while the home's value moved +47%.
- Payment change since 2020
- +133%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +246% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $471,898. So the real change is +75%, not +246%.
- Real change since 2000
- +75%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
11941 against its neighbors
11941: +246% since January 2000.
Suffolk County: +271% since January 2000.
New York: +244% since January 2000 — 11941 ran ahead of it by 2 points.
- Change since 2000
- +246%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $5,411 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,255 a month.
Price divided by a year's rent: 30.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 30.6
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 11940
In January 2000 the typical home in 11940 was worth $217,044.
Values peaked at $790,498 in August 2026. The latest reading is the peak.
As of August 2026: $790,498, +6.4% over twelve months.
- Typical home value
- $790,498
- 12-month change
- +6.4%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $790,498. Put 20% down and borrow $632,398 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $4,379 a month in principal and interest.
The median household here earns $121,250 a year, $10,104 a month. So the payment takes 43.3% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.9% in 2000.
- Payment share of income
- 43.3%
- Monthly P&I
- $4,379
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,300.
In December 2020, with rates at 2.68%, it was $1,728.
By August 2026, at 6.67%, it was $4,067 — +135% since December 2020, while the home's value moved +48%.
- Payment change since 2020
- +135%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +264% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $428,359. So the real change is +85%, not +264%.
- Real change since 2000
- +85%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
11940 against its neighbors
11940: +264% since January 2000.
Suffolk County: +271% since January 2000.
New York: +244% since January 2000 — 11940 ran ahead of it by 20 points.
- Change since 2000
- +264%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $5,169 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,219 a month.
Price divided by a year's rent: 29.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 29.7
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Sales pace vs. normal
Homes sold: about 3 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 4 — so sales ran at 75% of it, and below it in 22 of the last 24 months.
- Sales vs 2015–19 level
- 75%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Suffolk County, builders pulled permits for 1,399 new homes in 2025.
Of those, 78% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 1,399
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Sales pace vs. normal
Homes sold: about 5 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 5 — so sales ran at 100% of it, and below it in 6 of the last 24 months.
- Sales vs 2015–19 level
- 100%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Suffolk County, builders pulled permits for 1,399 new homes in 2025.
Of those, 78% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 1,399
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
4 of 4
Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Suffolk County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,767 moved in. Among the ten receiving the most, 11,246 moved out.
Net across those counties: +4,521 households. Beside it, homes for sale in this ZIP: 9 in June 2026.
Most arrivals came from Nassau, NY (6,970 households); most departures went to Nassau, NY (4,060).
- Net households (top-10 flows)
- +4,521
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 286 properties with a market value here. Their average assessed market value is $509,434; the typical home value is $827,496.
The assessor average sits −38.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 286
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Housing pulse
Migration and inventory
This ZIP sits in Suffolk County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,767 moved in. Among the ten receiving the most, 11,246 moved out.
Net across those counties: +4,521 households. Beside it, homes for sale in this ZIP: 14 in June 2026.
Most arrivals came from Nassau, NY (6,970 households); most departures went to Nassau, NY (4,060).
- Net households (top-10 flows)
- +4,521
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 1,756 properties with a market value here. Their average assessed market value is $583,962; the typical home value is $790,498.
The assessor average sits −26.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 1,756
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)