Lotvox market story · compare

ZIP 11933 vs ZIP 11955

ZIP 11933

Suffolk County, NY

ZIP 11955

Suffolk County, NY

1 of 4

Who's going to sell

Turnover Index not published for 11933 yet.

Where

11933 in Suffolk County, NY

11933 · $657,19111949 · $731,48111792 · $764,31311941 · $827,49611940 · $790,49811972 · $768,38311961 · $523,67811786 · $774,47711960 · $1,856,83711955 · $648,60711934 · $706,76111973 · no value published11977 · $1,437,25611901 · $659,30911950 · $520,18011931 · no value published11978 · $1,684,52511953 · $515,78911967 · $552,68011959 · $2,896,96511778 · $555,18711951 · no value published11980 · $569,05511947 · no value published11970 · no value published11942 · $1,199,68411719 · $723,22511789 · $533,70711948 · $1,035,63711764 · $746,57611763 · $620,21111713 · $632,26211946 · $961,59511952 · $1,020,01311727 · $573,37711766 · $781,72311776 · $636,59211784 · $607,63611772 · $607,38611738 · $663,448 11933
$516K$2.9M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

11933 is one of 108 ZIP codes that lie mostly in Suffolk County, NY.

Shaded by typical home value, it ranks 21 of the 35 nearby ZIPs shown.

Value rank among nearby ZIPs
21 of 35

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 11933

2 school locations in 11933: 1 elementary, 1 high.

In alphabetical order: RILEY AVENUE SCHOOL, RIVERHEAD CHARTER SCHOOL. Locations only — no ratings are shown here.

School locations
2

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

Turnover Index not published for 11955 yet.

Where

11955 in Suffolk County, NY

11955 · $648,60711934 · $706,76111950 · $520,18011951 · no value published11967 · $552,68011940 · $790,49811949 · $731,48111973 · no value published11719 · $723,22511941 · $827,49611980 · $569,05511960 · $1,856,83711953 · $515,78911961 · $523,67811972 · $768,38311933 · $657,19111713 · $632,26211792 · $764,31311977 · $1,437,25611786 · $774,47711763 · $620,21111772 · $607,38611978 · $1,684,52511778 · $555,18711727 · $573,37711959 · $2,896,96511764 · $746,57611789 · $533,70711715 · $727,25211901 · $659,30911738 · $663,44811742 · $663,54211784 · $607,63611931 · no value published11766 · $781,72311942 · $1,199,68411705 · $807,73911776 · $636,59211741 · $692,41911720 · $660,925 11955
$516K$2.9M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

11955 is one of 108 ZIP codes that lie mostly in Suffolk County, NY.

Shaded by typical home value, it ranks 24 of the 37 nearby ZIPs shown.

Value rank among nearby ZIPs
24 of 37

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 11955

2 school locations in 11955: 1 elementary, 1 middle.

In alphabetical order: MORICHES ELEMENTARY SCHOOL, WILLIAM FLOYD MIDDLE SCHOOL. Locations only — no ratings are shown here.

School locations
2

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

2 of 4

What it costs

Home values

What homes are worth in 11933

$0$200K$400K$600K$800K200020052010201520202025Peak August 2026 · $657,191Latest · $657,191
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 11933 was worth $147,061.

Values peaked at $657,191 in August 2026. The latest reading is the peak.

As of August 2026: $657,191, +4.8% over twelve months.

Typical home value
$657,191
12-month change
+4.8%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$657,191
Loan at 20% down
$525,753
30-year fixed rate
7.40%
Monthly principal + interest
$3,640
Median household income, per month
$6,714
Share of income
54.2%
0%30%60%
At today's rate, by home value, 2000–2026: 12.1% → 54.2%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $657,191. Put 20% down and borrow $525,753 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,640 a month in principal and interest.

The median household here earns $80,571 a year, $6,714 a month. So the payment takes 54.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.1% in 2000.

Payment share of income
54.2%
Monthly P&I
$3,640

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K$4K2000200520102015202020252.68% rate · $1,4096.67% rate · $3,381
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $881.

In December 2020, with rates at 2.68%, it was $1,409.

By August 2026, at 6.67%, it was $3,381 — +140% since December 2020, while the home's value moved +51%.

Payment change since 2020
+140%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K$800K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +347% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $290,240. So the real change is +126%, not +347%.

Real change since 2000
+126%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

11933 against its neighbors

0100200300400500200020052010201520202025
11933 (2000 = 100)Suffolk County (2000 = 100)New York (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

11933: +347% since January 2000.

Suffolk County: +271% since January 2000.

New York: +244% since January 2000 — 11933 ran ahead of it by 103 points.

Change since 2000
+347%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$4,297
principal + interest $3,640 · taxes & insurance est. $657
Rent: typical rent (ZORI)
$2,181
Price-to-rent ratio
25.1
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $4,297 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,181 a month.

Price divided by a year's rent: 25.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
25.1

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Home values

What homes are worth in 11955

$0$200K$400K$600K$800K20022007201220172022Peak August 2026 · $648,607Latest · $648,607
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In October 2001 the typical home in 11955 was worth $301,358.

Values peaked at $648,607 in August 2026. The latest reading is the peak.

As of August 2026: $648,607, +4.7% over twelve months.

Typical home value
$648,607
12-month change
+4.7%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$648,607
Loan at 20% down
$518,886
30-year fixed rate
7.40%
Monthly principal + interest
$3,593
Median household income, per month
$6,474
Share of income
55.5%
0%30%60%
At today's rate, by home value, 2001–2026: 25.8% → 55.5%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $648,607. Put 20% down and borrow $518,886 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,593 a month in principal and interest.

The median household here earns $77,692 a year, $6,474 a month. So the payment takes 55.5% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 25.8% in 2001.

Payment share of income
55.5%
Monthly P&I
$3,593

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K$4K200220072012201720222.68% rate · $1,4186.67% rate · $3,337
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in October 2001 (6.62%) the payment was $1,542.

In December 2020, with rates at 2.68%, it was $1,418.

By August 2026, at 6.67%, it was $3,337 — +135% since December 2020, while the home's value moved +48%.

Payment change since 2020
+135%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$250K$500K$750K$1.0M20022007201220172022
Home value (as reported)Prices in general (CPI-U), scaled to October 2001Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +115% since October 2001.

General prices (CPI-U) rose +88% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $566,965. So the real change is +14%, not +115%.

Real change since 2001
+14%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

11955 against its neighbors

010020030040020022007201220172022
11955 (2001 = 100)Suffolk County (2001 = 100)New York (2001 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

11955: +115% since October 2001.

Suffolk County: +188% since October 2001.

New York: +200% since October 2001 — 11955 ran behind it by 85 points.

Change since 2001
+115%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$4,241
principal + interest $3,593 · taxes & insurance est. $648
Rent: typical rent (ZORI)
$2,479
Price-to-rent ratio
21.8
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $4,241 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,479 a month.

Price divided by a year's rent: 21.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
21.8

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

3 of 4

What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo4.3 mo4.3 months of supplyNet +5 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 13 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 36.

Going out — closed sales: about 8 a month.

The ladder: homes for sale ÷ monthly sales = 4.3 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
4.3

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05101520252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 8 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 10 — so sales ran at 80% of it, and below it in 19 of the last 24 months.

Sales vs 2015–19 level
80%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05001,0001,5002,00020221,49220231,22020241,40720251,399
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Suffolk County, builders pulled permits for 1,399 new homes in 2025.

Of those, 78% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,399

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Housing pulse

Sales pace vs. normal

024620252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 4 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 3 — so sales ran at 133% of it, and below it in 7 of the last 24 months.

Sales vs 2015–19 level
133%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05001,0001,5002,00020221,49220231,22020241,40720251,399
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Suffolk County, builders pulled permits for 1,399 new homes in 2025.

Of those, 78% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
1,399

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 4

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
15,767
Moved out (top-10 destination counties)
11,246
Net households
+4,521
Top origins
Nassau, NY6,970
Queens, NY4,036
Kings, NY1,722
Top destinations
Nassau, NY4,060
Queens, NY1,858
New York, NY1,743
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Suffolk County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,767 moved in. Among the ten receiving the most, 11,246 moved out.

Net across those counties: +4,521 households. Beside it, homes for sale in this ZIP: 36 in June 2026.

Most arrivals came from Nassau, NY (6,970 households); most departures went to Nassau, NY (4,060).

Net households (top-10 flows)
+4,521

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
485
Average assessor market value
$179,246
Typical home value (ZHVI)
$657,191
Assessor vs market
−72.7%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 485 properties with a market value here. Their average assessed market value is $179,246; the typical home value is $657,191.

The assessor average sits −72.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
485

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
15,767
Moved out (top-10 destination counties)
11,246
Net households
+4,521
Top origins
Nassau, NY6,970
Queens, NY4,036
Kings, NY1,722
Top destinations
Nassau, NY4,060
Queens, NY1,858
New York, NY1,743
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Suffolk County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 15,767 moved in. Among the ten receiving the most, 11,246 moved out.

Net across those counties: +4,521 households. Beside it, homes for sale in this ZIP: 15 in June 2026.

Most arrivals came from Nassau, NY (6,970 households); most departures went to Nassau, NY (4,060).

Net households (top-10 flows)
+4,521

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
462
Average assessor market value
$566,038
Typical home value (ZHVI)
$648,607
Assessor vs market
−12.7%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 462 properties with a market value here. Their average assessed market value is $566,038; the typical home value is $648,607.

The assessor average sits −12.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
462

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

Own in 11933?What's my home worth?Own in 11955?What's my home worth?An agent?Claim one of these ZIPs