ZIP 07670 vs ZIP 07641

07670 is one of 66 ZIP codes that lie mostly in Bergen County, NJ.

Shaded by typical home value, it ranks 4 of the 39 nearby ZIPs shown.

6 school locations in 07670: 4 elementary, 1 middle, 1 high.

In alphabetical order: J Spencer Smith School, Malcolm S Mackay School, Ralph S Maugham School, Tenafly High School, and more on the ZIP page. Locations only — no ratings are shown here.

07641 is one of 66 ZIP codes that lie mostly in Bergen County, NJ.

Shaded by typical home value, it ranks 9 of the 40 nearby ZIPs shown.

1 school location in 07641: 1 middle.

In alphabetical order: Haworth Public School. Locations only — no ratings are shown here.

In January 2000 the typical home in 07670 was worth $386,068.

Values peaked at $1,327,423 in August 2026. The latest reading is the peak.

As of August 2026: $1,327,423, +10.3% over twelve months.

Start with the typical home: $1,327,423. Put 20% down and borrow $1,061,938 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $7,353 a month in principal and interest.

The median household here earns $208,088 a year, $17,341 a month. So the payment takes 42.4% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $2,312.

In December 2020, with rates at 2.68%, it was $2,817.

By August 2026, at 6.67%, it was $6,829 — +142% since December 2020, while the home's value moved +53%.

Reported values rose +244% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $761,945. So the real change is +74%, not +244%.

07670: +244% since January 2000.

Bergen County: +227% since January 2000.

New Jersey: +240% since January 2000 — 07670 ran ahead of it by 4 points.

Owning the typical home costs about $8,680 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $4,377 a month.

Price divided by a year's rent: 25.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 07641 was worth $352,752.

Values peaked at $1,233,055 in August 2026. The latest reading is the peak.

As of August 2026: $1,233,055, +12.0% over twelve months.

Start with the typical home: $1,233,055. Put 20% down and borrow $986,444 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $6,830 a month in principal and interest.

The median household here earns $227,841 a year, $18,987 a month. So the payment takes 36.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.3% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $2,112.

In December 2020, with rates at 2.68%, it was $2,385.

By August 2026, at 6.67%, it was $6,344 — +166% since December 2020, while the home's value moved +67%.

Reported values rose +250% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $696,192. So the real change is +77%, not +250%.

07641: +250% since January 2000.

Bergen County: +227% since January 2000.

New Jersey: +240% since January 2000 — 07641 ran ahead of it by 10 points.

Owning the typical home costs about $8,063 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,914 a month.

Price divided by a year's rent: 53.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 18 a month (Redfin, 3-month rolling data through August 2026). That is 70% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 53.

Going out — closed sales: about 17 a month.

The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 17 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 17 — so sales ran at 100% of it, and below it in 19 of the last 24 months.

Across Bergen County, builders pulled permits for 2,970 new homes in 2025.

Of those, 47% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 50% of it, and below it in 14 of the last 24 months.

Across Bergen County, builders pulled permits for 2,970 new homes in 2025.

Of those, 47% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Bergen County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,844 moved in. Among the ten receiving the most, 11,715 moved out.

Net across those counties: +3,129 households. Beside it, homes for sale in this ZIP: 53 in June 2026.

Most arrivals came from Hudson, NJ (3,893 households); most departures went to Passaic, NJ (2,659).

County assessor records list 4,536 properties with a market value here. Their average assessed market value is $690,000; the typical home value is $1,327,423.

The assessor average sits −48.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Bergen County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,844 moved in. Among the ten receiving the most, 11,715 moved out.

Net across those counties: +3,129 households. Beside it, homes for sale in this ZIP: 8 in June 2026.

Most arrivals came from Hudson, NJ (3,893 households); most departures went to Passaic, NJ (2,659).

County assessor records list 1,266 properties with a market value here. Their average assessed market value is $599,450; the typical home value is $1,233,055.

The assessor average sits −51.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.