ZIP 07656 vs ZIP 07676

07656 is one of 66 ZIP codes that lie mostly in Bergen County, NJ.

Shaded by typical home value, it ranks 23 of the 40 nearby ZIPs shown.

3 school locations in 07656: 2 middle, 1 high.

In alphabetical order: East Brook Elementary School, Park Ridge High School, West Ridge Elementary School. Locations only — no ratings are shown here.

07676 is one of 66 ZIP codes that lie mostly in Bergen County, NJ.

Shaded by typical home value, it ranks 23 of the 40 nearby ZIPs shown.

3 school locations in 07676: 2 elementary, 1 high.

In alphabetical order: Jessie F. George Elementary, Washington Elementary School, Westwood Regional High School. Locations only — no ratings are shown here.

In January 2000 the typical home in 07656 was worth $294,730.

Values peaked at $860,699 in August 2026. The latest reading is the peak.

As of August 2026: $860,699, +5.5% over twelve months.

Start with the typical home: $860,699. Put 20% down and borrow $688,559 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,767 a month in principal and interest.

The median household here earns $165,391 a year, $13,783 a month. So the payment takes 34.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,765.

In December 2020, with rates at 2.68%, it was $1,950.

By August 2026, at 6.67%, it was $4,428 — +127% since December 2020, while the home's value moved +43%.

Reported values rose +192% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $581,680. So the real change is +48%, not +192%.

07656: +192% since January 2000.

Bergen County: +227% since January 2000.

New Jersey: +240% since January 2000 — 07656 ran behind it by 48 points.

Owning the typical home costs about $5,628 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,947 a month.

Price divided by a year's rent: 24.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 07676 was worth $291,198.

Values peaked at $834,291 in August 2026. The latest reading is the peak.

As of August 2026: $834,291, +6.9% over twelve months.

Start with the typical home: $834,291. Put 20% down and borrow $667,433 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,621 a month in principal and interest.

The median household here earns $168,922 a year, $14,077 a month. So the payment takes 32.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,744.

In December 2020, with rates at 2.68%, it was $1,924.

By August 2026, at 6.67%, it was $4,292 — +123% since December 2020, while the home's value moved +40%.

Reported values rose +187% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $574,709. So the real change is +45%, not +187%.

07676: +187% since January 2000.

Bergen County: +227% since January 2000.

New Jersey: +240% since January 2000 — 07676 ran behind it by 53 points.

Owning the typical home costs about $5,455 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,057 a month.

Price divided by a year's rent: 33.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 8 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 11 — so sales ran at 73% of it, and below it in 17 of the last 24 months.

Across Bergen County, builders pulled permits for 2,970 new homes in 2025.

Of those, 47% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 7 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 11 — so sales ran at 64% of it, and below it in 19 of the last 24 months.

Across Bergen County, builders pulled permits for 2,970 new homes in 2025.

Of those, 47% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Bergen County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,844 moved in. Among the ten receiving the most, 11,715 moved out.

Net across those counties: +3,129 households. Beside it, homes for sale in this ZIP: 14 in June 2026.

Most arrivals came from Hudson, NJ (3,893 households); most departures went to Passaic, NJ (2,659).

County assessor records list 3,070 properties with a market value here. Their average assessed market value is $446,300; the typical home value is $860,699.

The assessor average sits −48.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Bergen County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 14,844 moved in. Among the ten receiving the most, 11,715 moved out.

Net across those counties: +3,129 households. Beside it, homes for sale in this ZIP: 20 in June 2026.

Most arrivals came from Hudson, NJ (3,893 households); most departures went to Passaic, NJ (2,659).

County assessor records list 3,550 properties with a market value here. Their average assessed market value is $439,950; the typical home value is $834,291.

The assessor average sits −47.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.