Lotvox market story · compare
ZIP 06762 vs ZIP 06410
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Who's going to sell
Turnover Index not published for 06762 yet.
Where
06762 in New Haven County, CT
06762 is one of 41 ZIP codes that lie mostly in New Haven County, CT.
Shaded by typical home value, it ranks 6 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 6 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 06762
3 school locations in 06762: 2 elementary, 1 middle.
In alphabetical order: Long Meadow Elementary School, Memorial Middle School, Middlebury Elementary School. Locations only — no ratings are shown here.
- School locations
- 3
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 06410 yet.
Where
06410 in New Haven County, CT
06410 is one of 41 ZIP codes that lie mostly in New Haven County, CT.
Shaded by typical home value, it ranks 8 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 8 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 06410
7 school locations in 06410: 1 elementary, 5 middle, 1 high.
In alphabetical order: Chapman School, Cheshire High School, Darcey School, Dodd Middle School, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 7
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 06762
In January 2012 the typical home in 06762 was worth $321,824.
Values peaked at $551,730 in August 2026. The latest reading is the peak.
As of August 2026: $551,730, +1.8% over twelve months.
- Typical home value
- $551,730
- 12-month change
- +1.8%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $551,730. Put 20% down and borrow $441,384 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $3,056 a month in principal and interest.
The median household here earns $142,750 a year, $11,896 a month. So the payment takes 25.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.0% in 2012.
- Payment share of income
- 25.7%
- Monthly P&I
- $3,056
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2012 (3.92%) the payment was $1,217.
In December 2020, with rates at 2.68%, it was $1,161.
By August 2026, at 6.67%, it was $2,838 — +145% since December 2020, while the home's value moved +54%.
- Payment change since 2020
- +145%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +71% since January 2012.
General prices (CPI-U) rose +47% over the same span.
Divide one by the other: in August 2026 dollars, the 2012 home was worth $471,956. So the real change is +17%, not +71%.
- Real change since 2012
- +17%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
06762 against its neighbors
06762: +71% since January 2012.
New Haven County: +91% since January 2012.
Connecticut: +90% since January 2012 — 06762 ran behind it by 19 points.
- Change since 2012
- +71%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Home values
What homes are worth in 06410
In January 2000 the typical home in 06410 was worth $207,148.
Values peaked at $542,934 in August 2026. The latest reading is the peak.
As of August 2026: $542,934, +4.5% over twelve months.
- Typical home value
- $542,934
- 12-month change
- +4.5%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $542,934. Put 20% down and borrow $434,347 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $3,007 a month in principal and interest.
The median household here earns $150,524 a year, $12,544 a month. So the payment takes 24.0% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.1% in 2000.
- Payment share of income
- 24.0%
- Monthly P&I
- $3,007
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,240.
In December 2020, with rates at 2.68%, it was $1,106.
By August 2026, at 6.67%, it was $2,793 — +152% since December 2020, while the home's value moved +59%.
- Payment change since 2020
- +152%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +162% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $408,828. So the real change is +33%, not +162%.
- Real change since 2000
- +33%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
06410 against its neighbors
06410: +162% since January 2000.
New Haven County: +180% since January 2000.
Connecticut: +174% since January 2000 — 06410 ran behind it by 12 points.
- Change since 2000
- +162%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Rent or own
Owning the typical home costs about $3,550 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,827 a month.
Price divided by a year's rent: 16.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 16.0
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 15 a month (Redfin, 3-month rolling data through August 2026).
On the shelf — homes for sale at the end of the period: 39.
Going out — closed sales: about 11 a month.
The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 3.5
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 11 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 14 — so sales ran at 79% of it, and below it in 21 of the last 24 months.
- Sales vs 2015–19 level
- 79%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 32 a month (Redfin, 3-month rolling data through August 2026). That is 68% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 48. That is 27% of the 2015–2019 level for the same months.
Going out — closed sales: about 40 a month. That is 79% of the 2015–2019 level for the same months.
The ladder: homes for sale ÷ monthly sales = 1.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 8 more homes sold than came on each month, so inventory is shrinking. The basin is draining.
- Months of supply
- 1.2
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 40 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 39 — so sales ran at 103% of it, and below it in 17 of the last 24 months.
- Sales vs 2015–19 level
- 103%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
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Who's holding, who's leaving
County records
On the county rolls
County assessor records list 2,560 properties with a market value here. Their average assessed market value is $342,350; the typical home value is $551,730.
The assessor average sits −37.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 2,560
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
County records
On the county rolls
County assessor records list 9,765 properties with a market value here. Their average assessed market value is $394,100; the typical home value is $542,934.
The assessor average sits −27.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 9,765
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)