ZIP 06525 vs ZIP 06437

06525 is one of 41 ZIP codes that lie mostly in New Haven County, CT.

Shaded by typical home value, it ranks 1 of the 39 nearby ZIPs shown.

2 school locations in 06525: 1 middle, 1 high.

In alphabetical order: Amity Regional High School, Beecher Road School. Locations only — no ratings are shown here.

06437 is one of 41 ZIP codes that lie mostly in New Haven County, CT.

Shaded by typical home value, it ranks 3 of the 39 nearby ZIPs shown.

7 school locations in 06437: 4 elementary, 2 middle, 1 high.

In alphabetical order: A. Baldwin Middle School, A. W. Cox School, Calvin Leete School, E. C. Adams Middle School, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 06525 was worth $305,858.

Values peaked at $707,488 in August 2026. The latest reading is the peak.

As of August 2026: $707,488, +8.9% over twelve months.

Start with the typical home: $707,488. Put 20% down and borrow $565,990 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,919 a month in principal and interest.

The median household here earns $201,926 a year, $16,827 a month. So the payment takes 23.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,831.

In December 2020, with rates at 2.68%, it was $1,379.

By August 2026, at 6.67%, it was $3,640 — +164% since December 2020, while the home's value moved +66%.

Reported values rose +131% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $603,642. So the real change is +17%, not +131%.

06525: +131% since January 2000.

New Haven County: +180% since January 2000.

Connecticut: +174% since January 2000 — 06525 ran behind it by 43 points.

Owning the typical home costs about $4,626 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,050 a month.

Price divided by a year's rent: 19.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2012 the typical home in 06437 was worth $368,799.

Values peaked at $641,820 in August 2026. The latest reading is the peak.

As of August 2026: $641,820, +4.5% over twelve months.

Start with the typical home: $641,821. Put 20% down and borrow $513,457 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,555 a month in principal and interest.

The median household here earns $130,036 a year, $10,836 a month. So the payment takes 32.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 18.9% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2012 (3.92%) the payment was $1,394.

In December 2020, with rates at 2.68%, it was $1,308.

By August 2026, at 6.67%, it was $3,302 — +152% since December 2020, while the home's value moved +59%.

Reported values rose +74% since January 2012.

General prices (CPI-U) rose +47% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $540,845. So the real change is +19%, not +74%.

06437: +74% since January 2012.

New Haven County: +91% since January 2012.

Connecticut: +90% since January 2012 — 06437 ran behind it by 16 points.

Owning the typical home costs about $4,197 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,992 a month.

Price divided by a year's rent: 17.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 9 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 27.

Going out — closed sales: about 14 a month.

The ladder: homes for sale ÷ monthly sales = 2.0 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 14 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 10 — so sales ran at 140% of it, and below it in 11 of the last 24 months.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 26 a month (Redfin, 3-month rolling data through August 2026). That is 55% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 69. That is 33% of the 2015–2019 level for the same months.

Going out — closed sales: about 29 a month. That is 69% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 29 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 32 — so sales ran at 91% of it, and below it in 13 of the last 24 months.

County assessor records list 8,975 properties with a market value here. Their average assessed market value is $463,300; the typical home value is $641,821.

The assessor average sits −27.8% from the market figure — an average against a typical value, so treat it as a check, not a verdict.