ZIP 06524 vs ZIP 06762

06524 is one of 41 ZIP codes that lie mostly in New Haven County, CT.

Shaded by typical home value, it ranks 5 of the 39 nearby ZIPs shown.

2 school locations in 06524: 2 middle.

In alphabetical order: Amity Middle School: Bethany, Bethany Community School. Locations only — no ratings are shown here.

06762 is one of 41 ZIP codes that lie mostly in New Haven County, CT.

Shaded by typical home value, it ranks 6 of the 39 nearby ZIPs shown.

3 school locations in 06762: 2 elementary, 1 middle.

In alphabetical order: Long Meadow Elementary School, Memorial Middle School, Middlebury Elementary School. Locations only — no ratings are shown here.

In January 2012 the typical home in 06524 was worth $335,493.

Values peaked at $563,221 in September 2025. The latest reading is −0.2% from that peak.

As of August 2026: $562,317, −0.1% over twelve months.

Start with the typical home: $562,317. Put 20% down and borrow $449,854 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,115 a month in principal and interest.

The median household here earns $153,879 a year, $12,823 a month. So the payment takes 24.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.5% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2012 (3.92%) the payment was $1,268.

In December 2020, with rates at 2.68%, it was $1,161.

By August 2026, at 6.67%, it was $2,893 — +149% since December 2020, while the home's value moved +57%.

Reported values rose +68% since January 2012.

General prices (CPI-U) rose +47% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $492,002. So the real change is +14%, not +68%.

06524: +68% since January 2012.

New Haven County: +91% since January 2012.

Connecticut: +90% since January 2012 — 06524 ran behind it by 23 points.

Owning the typical home costs about $3,677 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,605 a month.

Price divided by a year's rent: 29.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2012 the typical home in 06762 was worth $321,824.

Values peaked at $551,730 in August 2026. The latest reading is the peak.

As of August 2026: $551,730, +1.8% over twelve months.

Start with the typical home: $551,730. Put 20% down and borrow $441,384 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,056 a month in principal and interest.

The median household here earns $142,750 a year, $11,896 a month. So the payment takes 25.7% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 15.0% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2012 (3.92%) the payment was $1,217.

In December 2020, with rates at 2.68%, it was $1,161.

By August 2026, at 6.67%, it was $2,838 — +145% since December 2020, while the home's value moved +54%.

Reported values rose +71% since January 2012.

General prices (CPI-U) rose +47% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $471,956. So the real change is +17%, not +71%.

06762: +71% since January 2012.

New Haven County: +91% since January 2012.

Connecticut: +90% since January 2012 — 06762 ran behind it by 19 points.

Homes sold: about 8 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 133% of it, and below it in 13 of the last 24 months.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 15 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 39.

Going out — closed sales: about 11 a month.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 11 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 14 — so sales ran at 79% of it, and below it in 21 of the last 24 months.

County assessor records list 1,954 properties with a market value here. Their average assessed market value is $417,750; the typical home value is $562,317.

The assessor average sits −25.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

County assessor records list 2,560 properties with a market value here. Their average assessed market value is $342,350; the typical home value is $551,730.

The assessor average sits −37.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.