ZIP 06473 vs ZIP 06712

06473 is one of 41 ZIP codes that lie mostly in New Haven County, CT.

Shaded by typical home value, it ranks 12 of the 39 nearby ZIPs shown.

7 school locations in 06473: 4 elementary, 2 middle, 1 high.

In alphabetical order: Clintonville Elementary School, Green Acres Elementary School, Montowese Elementary School, North Haven High School, and more on the ZIP page. Locations only — no ratings are shown here.

06712 is one of 41 ZIP codes that lie mostly in New Haven County, CT.

Shaded by typical home value, it ranks 12 of the 39 nearby ZIPs shown.

2 school locations in 06712: 1 elementary, 1 middle.

In alphabetical order: Long River Middle School, Prospect Elementary School. Locations only — no ratings are shown here.

In February 2016 the typical home in 06473 was worth $275,831.

Values peaked at $476,601 in August 2026. The latest reading is the peak.

As of August 2026: $476,601, +5.2% over twelve months.

Start with the typical home: $476,601. Put 20% down and borrow $381,281 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,640 a month in principal and interest.

The median household here earns $127,370 a year, $10,614 a month. So the payment takes 24.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 14.4% in 2016.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2016 (3.66%) the payment was $1,011.

In December 2020, with rates at 2.68%, it was $1,020.

By August 2026, at 6.67%, it was $2,452 — +141% since December 2020, while the home's value moved +51%.

Reported values rose +73% since February 2016.

General prices (CPI-U) rose +41% over the same span.

Divide one by the other: in August 2026 dollars, the 2016 home was worth $388,326. So the real change is +23%, not +73%.

06473: +73% since February 2016.

New Haven County: +92% since February 2016.

Connecticut: +84% since February 2016 — 06473 ran behind it by 12 points.

Owning the typical home costs about $3,117 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,858 a month.

Price divided by a year's rent: 13.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2012 the typical home in 06712 was worth $260,296.

Values peaked at $476,271 in August 2026. The latest reading is the peak.

As of August 2026: $476,271, +7.6% over twelve months.

Start with the typical home: $476,271. Put 20% down and borrow $381,017 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,638 a month in principal and interest.

The median household here earns $125,556 a year, $10,463 a month. So the payment takes 25.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.8% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2012 (3.92%) the payment was $984.

In December 2020, with rates at 2.68%, it was $987.

By August 2026, at 6.67%, it was $2,450 — +148% since December 2020, while the home's value moved +56%.

Reported values rose +83% since January 2012.

General prices (CPI-U) rose +47% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $381,725. So the real change is +25%, not +83%.

06712: +83% since January 2012.

New Haven County: +91% since January 2012.

Connecticut: +90% since January 2012 — 06712 ran behind it by 7 points.

Owning the typical home costs about $3,114 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,676 a month.

Price divided by a year's rent: 23.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026). That is 74% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 56.

Going out — closed sales: about 23 a month. That is 72% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 32 — so sales ran at 72% of it, and below it in 21 of the last 24 months.

Homes sold: about 12 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 14 — so sales ran at 86% of it, and below it in 20 of the last 24 months.

County assessor records list 8,838 properties with a market value here. Their average assessed market value is $376,500; the typical home value is $476,601.

The assessor average sits −21.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

County assessor records list 3,234 properties with a market value here. Their average assessed market value is $364,100; the typical home value is $476,271.

The assessor average sits −23.6% from the market figure — an average against a typical value, so treat it as a check, not a verdict.