Milton 98354

Pierce County, WA · 260 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

36affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
38.6%
severe
Days on market
15
daily
Price cuts
0.0%
of active
Valuation
+25.7%
vs assessor
Look up an address
40
/100
Mixed
stable · seller advantage · prices easing year-over-year.
Price trend
50
Affordability
25
Valuation
50
Economic health
36

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

50/ 100SellerBalancedBuyer
Balanced Market
Needs 22.3% correction for affordability
DOM: 49d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)70
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 98354. List price is roughly fair — focus on condition and value. Payment burden: 38.6% of median income. A 9% price correction needed to reach 30% affordability threshold. Median days on market: 49. Renting is approximately 91% cheaper than buying (price-to-rent ratio: 22.9).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER ADVANTAGE

Market is holding steady with balanced conditions. Sellers are firmly in control.

Address lookup$99 report path

Look Up an Address in 98354

Just type the street — we'll auto-scope the search to ZIP 98354.

Actions
Export, share, or compare this ZIP
Compare
Get alerts when this market changes

Market snapshoteach number, once

Median price
$575,551
▾ 0.3% YoY
Days on market
15
daily · zip_data
Median rent
$2,093
ZORI
Investor score
40/100
cash-flow lens
Active listings
16
90-day

Valuation3 lenses, different anchors

vs assessor
+25.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$723,493
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+69.0%
County-wide market — the widest, slowest signal.
King+69.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income6.4×

Unlock Vacancy Data

Available with Lotvox Pro — $29/mo.

Start free trial
How 98354 ranks in WA
percentile vs all Washington ZIPs · n=581
Market velocity72%
Supply tightness77%
Affordability39%
Investment yield73%
Appreciation33%

Affordability, supply & momentum

46SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply7.1 mo
Days on Market15d
Inv vs History+53.8%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$2,907
Payment burden38.6%
Median income · ZIP$90,361
Mortgage rate6.49% · 30yr
Total monthly own$3,483
Monthly rent$2,093
Market dynamics
Price cut %0.0%
Momentumstable
LeverageSELLER ADVANTAGE
Months of supply7.1
Sales (90d)0
Investment analysis
Median rent$2,093
Price-to-rent22.9
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score4
Transit score4
Bike score

Unlock Historical Trends

Available with Lotvox Pro — $29/mo.

Start free trial

Pierce County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

Unlock County Economic Data

Available with Lotvox Pro — $29/mo.

Start free trial

Nearby ZIP codes