Seattle 98126

King County, WA · 7,299 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

32affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
41.1%
severe
Days on market
10
daily
Price cuts
15.4%
of active
Valuation
+155.1%
vs assessor
Look up an address
31
/100
Weak
stable · seller advantage · prices easing year-over-year.
Price trend
42
Affordability
25
Valuation
20
Economic health
32

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

56/ 100SellerBalancedBuyer
Balanced Market
Needs 27% correction for affordability
DOM: 38d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)10
Supply & Demand (20%)70
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 98126. List price is roughly fair — focus on condition and value. Payment burden: 41.1% of median income. A 15% price correction needed to reach 30% affordability threshold. Median days on market: 38. Renting is approximately 163% cheaper than buying (price-to-rent ratio: 31.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER ADVANTAGE

Market is holding steady with balanced conditions. Sellers are firmly in control. Prices down 1.6% YoY.

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Market snapshoteach number, once

Median price
$772,278
▾ 1.6% YoY
Days on market
10
daily · zip_data
Median rent
$2,037
ZORI
Investor score
29/100
cash-flow lens
Active listings
72
90-day

Valuation3 lenses, different anchors

vs assessor
+155.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,970,150
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+69.0%
County-wide market — the widest, slowest signal.
King+69.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income6.8×

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How 98126 ranks in WA
percentile vs all Washington ZIPs · n=581
Market velocity86%
Supply tightness83%
Affordability31%
Investment yield39%
Appreciation16%

Affordability, supply & momentum

44SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply7.4 mo
Days on Market10d
Inv vs History+63.3%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$3,901
Payment burden41.1%
Median income · ZIP$114,030
Mortgage rate6.49% · 30yr
Total monthly own$4,673
Monthly rent$2,037
Market dynamics
Price cut %15.4%
Momentumstable
LeverageSELLER ADVANTAGE
Months of supply7.4
Sales (90d)0
Investment analysis
Median rent$2,037
Price-to-rent31.6
Est. cap rate2.1%
Buy vs rentfavors renting

Livability

Walk score6
Transit score35
Bike score

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King County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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